After three days of cleaning, the amount of gold and silver in the ship was finally figured out.

Gu Yanwu took the list to show Zhu Youlang. Zhu Youlang saw it and wrote: "There are 1,123 ships, 83 million taels of silver and 7.2 million taels of gold, including 97,000 gold coins, 50 taels of gold ingots, 80,000 gold books, 1,100 gold books, and a tiger button, Yongchang Grand Marshal's gold seal."

"Well, except for the number of gold and silver, the types are in line with future generations."

Zhu Youlang took the list and thought: "It's basically clear now that Zhang Xianzhong got more than a thousand ships of gold and silver, but did not sink the river, but hid the gold and silver in the ship, so that he could avoid the eyes and ears. Due to the pursuit of the Qing soldiers and the ambush of Yang Zhan, he could only hide the treasure ship in the cave, take people away, and want to come and take it again in the future. However, he was shot to death by Haoge when he went there. If I hadn't traveled through time, this treasure would have become an insolvent mystery. As for how he learned that there was a treasure cave in Pengshan, he could only be left for future generations to study and solve.

Of course, as for the gold and silver sank at the bottom of the river later, it cannot be explained. It should be that after hundreds of years of erosion, the iron fence that blocked the entrance of the cave lost its function. These ships were washed out of the cave, and then because of disrepair and damaged hull, it sank at the bottom of the river, so there were large-scale excavations in later generations."

"Cedar, is there any treasure left in the cave since the Song Dynasty?" Zhu Youlang still had a question in his heart that he had not solved, so he asked.

"Return to Your Majesty, Lord Zhang asked the engineers to search the cave, but did not find anything, nor did they find anything that could hide. I wonder, did the ancients of the Song Dynasty predict that the gifted thieves would hide treasures here hundreds of years later, and wrote that couplet? Then the gods passed down the nursery rhyme and lowered the angels like Du Niang to think that your Majesty would use to restore the country?" Gu Yanwu replied.

"Cough, cough?... Maybe this is the only way to explain. Well, I will never mention the matter of Du Niang in the future." Zhu Youlang coughed twice and said in a desperate attempt.

"Yes, for the sake of Dumain's safety plan, I will not mention this matter again." Gu Yanwu automatically added: "Dumain should be killed by the emperor. How could the emperor let her talk about such a secret matter?"

Zhu Youlang must know that Gu Yanwu will definitely laugh if he changes his mind.

Kill? Can he kill?!

"How many officers and soldiers were involved in this matter?" Zhu Youlang asked.

"Total five hundred and twenty-five people."

"The reward of ten taels of silver for each officer and soldier is 525 people, and the reward of fifty taels for the purpose of the Western Expedition. In addition, each minister of the follower rewards a thousand taels of silver for each of them." Zhu Youlang ordered.

Gu Yanwu highly agrees with the emperor's approach of using silver to gag without killing people.

This move not only shows that the emperor re-views every life, but also gives enough trust to his ministers and soldiers.

The best way to keep confidential secrets is not to kill people, but to give trust so that those who know the secrets can be grateful for the emperor's kindness and consciously keep the secrets.

It is better to show kindness than bloodthirsty.

At the same time, it also shows that the emperor does not attach great importance to this horrifying huge wealth.

Benevolence and righteousness are towering and have a mind like the sea, but there is a wise ruler.

"Your Majesty, you are truly a benevolent and righteous king." Gu Yanwu said sincerely.

"A person who never flatters you in person can even flatter you?" Zhu Youlang said with a smile.

"I am not flattering the king in person, but my heart." Gu Yanwu said in a very sincere tone.

"Okay, seeing that you are so sincere, I will accept your big hat with a smile." Zhu Youlang smiled proudly.

"Your Majesty, Chen Lingbin no longer has to worry about the silver incident. I think if he learns this news, he will wake up in his dreams." Gu Yanwu said.

"Haha, Cedar, don't be careful with me, and you should remind me? I will not include all the gold and silver in the inner treasury. All the silver is handed over to the national treasury, and the gold is included in the inner treasury." Zhu Youlang flashed Gu Yanwu and said.

"Your Majesty, I have always had a question. You are not a luxury king. On the contrary, in my opinion, you are very frugal. The inner treasury has always been short of money, and I don't know how to spend it. I wonder if Your Majesty has any plans?" Gu Yanwu asked.

"Do you have any opinions on incorporating so much gold into the inner treasury?" Zhu Youlang asked.

"I dare not. I think of some past events, which makes me sigh. You have always said that the fall of the Ming Dynasty was actually due to the emptiness of the national treasury. But as far as I know, in the 17th year of Chongzhen, Li Zicheng attacked the capital, and the treasury was plundered as much as 20 million taels of silver in the inner treasury, which shows that Chongzhen is not short of silver. He is already rich in the world, and the border disaster is damaged, why do you still have to hide so much silver? The Ministry of Revenue can't even allocate 200,000 taels of silver to the border army, so he had to donate and pay more to the people, which will increase the burden on the people, causing the people's anger and resentment, and eventually lost the throne. What do you think he is trying to?" Gu Yanwudao.

"Okay, Cedar, are you called sarcastic advice?"

"Your Majesty, I dare not. I know that the emperor is not a greedy king, but I can't guess the emperor's thoughts, so I have this question."

"Yes, you are right. I am indeed not a greedy king. I think and do everything to live a life of abundant food and clothing for the people of the world. As for what I think, I might as well tell you that I do have a plan. Originally, if the Qing soldiers did not attack me, I would like to launch it in Guangzhou, but because the war has continued, it has not stopped, so this plan has been stranded. Now, with this gold, the land in the south of the Yangtze River has also stabilized. After I return to Nanjing, I will start to implement this plan immediately."

"Your Majesty, what is this plan?"

"The establishment of the Royal Bank of Ming Dynasty."

"Bank? Forgive me, what is a bank?"

"Banks are actually similar to private money houses."

"You want to put the stamp money?"

"Get out! I am the king who competes for profit with the people?"

"Your Majesty calms down, this is an unintentional mistake."

"I opened a bank, which is indeed similar to putting money in stamps. However, my purpose is to support the development of all walks of life and industry. For example, if you want to open a factory but lack capital, what should I do? Well, you can come to the bank to borrow money, and I will lend you with extremely low interest, so that you can run the factory. If you run the factory and have the remaining money, you can store the money in the bank, and the bank can also give you interest, which can not only ensure that your money is safe, but also take the interest."

"Your Majesty, the money shops are all nine out of thirteen. Most of the people who borrow money from the money shop are in emergency response. Such high interest rates are not affordable for ordinary people, let alone what business can have such high profits? According to my opinion, the money shops are just for cutting human flesh to eat."

"Didn't I say that? Put down the deposit low. If you release one tael of silver, if you only charge three to five cents a year, do you think it's considered cutting human flesh?"
Chapter completed!