Although people who are not married will be troubled by love, in fact, life stages without marriage are relatively relaxed and happy.

Because I don’t get married, I have only one worries.

And when you get married, your worries will become countless.

This is no exception for a high-quality marriage like Ning Weimin and Matsumoto Keiko.

Although Ning Weimin now has his wife and daughter, he has a very good relationship with his wife and children, and his career is also booming, and he can be said to be a harmonious family and everything will be prosperous.

But how to balance the relationship between career and family, how to ensure the healthy growth of his daughter, and how to meet the emotional needs of the elderly on both sides of Tokyo and Beijing are all things that have been tiring for a long time.

Not to mention that as he becomes more and more developed, there will be more and more charming bitches watching him drool.

It is possible that there will be more and more enemies who will conflict with him due to commercial interests.

There are so many troubles he will encounter and problems that need to be solved in the future.

This potential risk and pressure are far from something that ordinary people can imagine or bear.

Therefore, even the rich people who can solve most problems with money are still in marriage.

Not to mention what kind of troubles will ordinary people who have to work hard for money every day and work hard for life have.

As for this, you can actually know just by looking at the young couple Zuo Hai Yujiro and Miyoko.

The couple, who were the young couple, fully interpreted the principle of "poor and humble couples are sad about everything" in real life.

This year, due to insufficient estimates of financial lending risks, the wrong way to deal with the east and west walls, and the overestimation of his ability, Zuo Haiyujiro went further and further on the road of financial lending, and the economic deficit caused by him became increasingly larger and larger.

That's right, because he has really couldn't afford to pay for the loan interest recently, as soon as the New Year holiday ended, a borrowing company called home.

When Miyoko, who is his wife, finally found out that her husband had borrowed a lot of money outside, she realized that Zuo Hai Yujiro had already made thirteen loans outside.

Including the credit card overdraft limit, the total amount has reached 7 million yen.

This number simply made Miyoko's soul scatter.

However, even in such a bad situation, Miyoko Kagawa, who learned the truth, still couldn't do anything. At most, she just lowered her head and cried and expressed her dissatisfaction with her husband in words.

"How could you do this? I borrowed so much money from outside privately? I didn't know at all. If someone from the debt company hadn't called, how long would you still be deceiving me?"

And Zuo Hai Yujiro's reasons are always the same.

"Is this my fault? I can only blame Tokyo for the fierce competition. It is too difficult to become a branch secretary. I have no choice but to borrow money from a financial company. Oh, just bear it. As long as you become a branch secretary, you can pay off the foreign debt..."

"You always say that. Since we moved to this house, I complained to you about the embarrassment of life. But even if we get up early and work day and night, our lives have not improved, but have become more and more embarrassing. Now we have created such a big debt deficit, seven million yen! What money can we pay back!"

"I don't want this, but who knows that I will borrow more and more. At the beginning, I actually only had a few hundred thousand yen debts. I just wanted to get some money to turn over and then fill it in when I relaxed my hands. But who knows that those loan companies always give me more than the amount I asked for. They always say to me, 'Please take a little more money and leave. It doesn't matter. If you don't think it's necessary, just take the money and pay it back. Tomorrow, the day after tomorrow, next week, at any time. As long as you pay interest regularly, the principal can be paid back exactly at your pace.' That's how I borrow more and more, it's all their fault! I was just careless..."

"Just just careless? Don't joke, okay? You borrowed money but never returned it in time. If you return the money on time, how could you accumulate such a huge debt? What did you think?"

"I also want to pay it back. But the problem is that there are more and more places to spend money. Insurance contracts are difficult to sign. If you want to win over customers and create better performance, sometimes you have to pay out your own pocket. Salesmen like me sometimes come to win over the entertainment expenses used by customers. If you don't give a penny, you will be sorry, so I have to spend money by myself. Also, sometimes salesmen come to ask me what to do if the customer says that if he can sign a contract for two months, he will have to pay for the premiums for these two months. Many companies in the industry have launched cashbacks on the spot. Our company's discounts must not be lagging behind, otherwise the orders will not be available at all..."

"Don't you think you're stupid to do this? You pay for insurance money to customers and pay for entertainment expenses for others. Isn't this a loss-making deal? So what's the point of such performance?"

"It makes sense, of course it makes sense. Do you know that the monthly salary of the branch minister has been increased to 600,000 yen, and the bonus is 2.8 million yen. The company also has a rental subsidy. You can live in a house with a rent of 100,000 yen on the market for just a little money. If you want to buy a house, you can take out 10 million yen from the company at will. If I really become the branch minister, we can rent out our house for 250,000 yen, and then we will use the company's subsidy to rent a house. At that time, the average monthly income will be close to 1 million yen. What is this debt?"

"Don't dream like this, okay? I just hope we can live a peaceful and stable life, even if it's a bit dull. We do have problems now, but as long as we solve the problem now, there will be no problems in the future, and our lives can be restored. I don't blame you, I only ask you one thing, don't think about being a branch chief anymore, okay?"

"What are you saying! Don't say stupid things! You can't think from my perspective? If a person like me who finally came out of the ravine, who had a chance to make a name for himself, how could he be willing to let go if he had such an opportunity to make a name for himself? I will not give up..."

"What should we do in our lives? Now that the family has no money, what should we use to repay the loan?"

"You don't have to worry about this. It's just because there is a problem with my temporary capital turnover. My money is just temporarily put on the customer. When the customer handed the money to me the day after tomorrow, everything will be fine. It's just a few calls to collect the money, just ignore it. After a few days, I will pay the interest, and the loan company will not call again."

"You said it lightly. Even if you can find a way to get through this level, what should I do in the future? The interest rate has to be paid every month. I am afraid that even the money I work in the bookstore where my sister works is not enough to pay you monthly interest? What about the living expenses at home and what about the mortgage we need to pay? What hope for such a day?"

"Why is there no hope? Our house is very valuable now. How much did it cost to buy it? It has doubled its value now. Is it okay? Just make a house worth hundreds of millions of yen, and my debt is nothing. Besides, you are so unfavorable. I am so unwilling to tell you. Anyway, I just need to solve these debt problems by myself. I also tell you that whether you believe it or not, our days will soon get better this year. Don't bother me anymore. You should stop nagging me, it's so long-winded..."

Yes, that's it. It's not the first time that such an argument is irrelevant, but it's useless to argue.

Don’t even look at Miyoko who was an excellent real estate agent, she was very smart in thinking about houses.

Don’t even look at her helping her sister Rinko Kagawa, who helps her store affairs well, is a very qualified deputy store manager.

But perhaps it is because her mother is too kind and weak, Miyoko Mi lacks experience in managing family finances and is as naive as a girl who is ignorant of the world in managing family affairs.

As a housewife, she is seriously "skewed in subjects" and only knows how to do housework well, but she cannot restrain her husband.

She was completely unaware of her husband Yujiro Zuo Hai, who did what he did outside the home, and even if she knew about it, she was unable to intervene.

No matter what her husband says, she believes it, no matter how extraordinary the husband does, she is helpless.

In the end, they always quarrel for nothing, and then Zuo Hai Yujiro continues to do whatever he wants.

To put it bluntly, she is completely a disadvantaged party in her marriage life.

In Zuo Hai Yujiro's eyes, her wife has no intimidation at all and can only obey her orders, so Zuo Hai Yujiro doesn't care about her worries and anxiety at all.

Just like this day, Yujiro Zuokai didn't even tell Miyoko all the family's financial situation completely truthfully - he still has stocks worth 1.8 million yen in the stock market.

Yes, some of the money he borrowed through various channels was invested in the stock market before "Black Monday", and some were used to buy at the bottom on "Black Monday", and later they used the money raised by securities companies to continue buying at the bottom.

So as the stock market situation improved this year, he finally made money in stocks, with a floating profit of about 800,000 yen.

Originally, if he sold his stock, he could directly clear at least one-quarter of his debt, but it was because the stock market is so good now that he is rising every day that he can't bear to leave.

Now in his mind, it is so stupid to choose to sell stocks to pay off debts.

The profit of stocks at least two or three points a day, or at most five or six points, is much more than the interest rate for loans of three percent per month. Only fools who think they have too much money will do this.

What he wanted to do was actually to borrow more money to invest in the stock market.

If he could deal with the current debts and get another one.8 million yen, and with good luck, it might not take a month or two, and he would not have to be the branch secretary at all, and his debts would be cleared.

But the question is where to borrow it?

So after thinking about it, Zuo Hai Yujiro chose to discuss it with Hina Ninomiya and Yasuo Nagase to see if they had any good solutions.

"What's wrong with you? You look like this?"

In broad daylight, Yasuo Nagase, who was soaking in a bar for fun, said when he saw Yujiro Zuo who came to find him, "I really don't look like you, my hair is messy. Look at your complexion, don't you look very good?"

The light here is very poor, making people feel a little out of light. It is obviously noon, but it is as dark as it is already evening.

Even the quality of doors and windows is not very good. The wind is not too strong today, but the doors and windows are still creaking constantly.

"Don't mention it, there's something urgent!"

"I think so, hum, is it because of money?"

Yasuo Nagase stared at Zuokai Yujiro's face and smiled.

He followed him to light a cigarette and went straight to the topic. "Tell me, what's the matter with you coming to me?"

So Zuokai Yujiro told him what he was worried about. Sure enough, Yasuo Nagase supported his ideas.

"It's right for you to think so. Now your situation is that selling the stock to pay back the money is too stupid. Five million yen debts are also very stressful for you. If you want me to tell me, you might as well mortgage your house. Anyway, you need to borrow money. You might as well take advantage of the market conditions and borrow a large amount of money. Your house is worth 100 million and you can borrow 50 million yuan, and invest in the stock market as you think. Ten percent is a profit of 5 million yen. What's that debt?"

But the idea of ​​mortgageing the house is scary enough, it is Zuo Hai Yujiro's entire life foundation.

Especially the number 50 million yen.

Even Zuo Haiyujiro, who had already reached out to borrow money, could not help but be startled by this idea and hesitated.

"My real estate itself has a loan of more than 30 million yen, so I can't lend it to you..."

"What's the point? You can apply for loan amounts for real estate now. It's very easy. I can help you get a new loan amount from your bank with just one phone call. Do you believe it?"

"Then... Isn't 50 million yen too much? I don't think I can use that much?"

"Well... Of course, according to your needs, I mean, you can borrow money within this amount. But considering your courage, you might as well borrow 10 million, 15 million yen..."

"Is it ten million yen?" Zuo Hai Yujiro thought for a while and felt that the number was acceptable. "Then, let's do it like this. If you really have a way, I will definitely thank you after the matter is done."

"This is easy." Yasuo Nagase replied cheerfully, "But can your wife agree? She will not be more angry with you when she knows this, right? What if you don't let you get into her bed?"

Looking at Yasuo Nagase's unbridled and obscene smirk, Yujiro Zuo Hai waved his hand indifferently.

"She? She has to do whatever I say. She is a housewife, what can she do if she knows? She has to cook for me."

This may be attributed to the fact that Japan's male superiority and female inferiority are too serious.

In a family, even if the wife is more intelligent and capable than the husband, she will not be valued or respected by her husband.

Of course, on the other hand, it may be said that people are complex and multi-faceted.

Even if a woman with strong work ability comes home, once she faces her beloved husband and relatives, she may be affected by emotional factors and become a simple-minded and hindered fool.

So Yasuo Nagase became even more obedient. His eyes rolled, half joking, half tempted, "Okay, then this matter has been done, I have no other requests. I have been tired of the food in the restaurant outside. Just invite me to your house to drink and try the dishes made by my wife."

The stupid Yujiro Zuo Hai was only in his eyes at this time and he didn't find anything wrong.
Chapter completed!