New year and new atmosphere.

After the New Year's Day holiday, Qin Feng took the project with him and started visiting major banks the next day.

Naturally, you can't go to the local bank for this matter. It's useless to go to the local bank. Qin Feng can only go to the head office.

Fortunately, all the head offices are in the capital. Moreover, Qin Feng is somewhat of a celebrity.

Therefore, it was relatively easy to meet the president of a certain bank with the title of "The First Bank in the Universe".

"Qin Feng, how do you want me to call you? Professor Qin, President Qin, Mr. Qin, or classmate Qin." President Shen asked with a smile.

"Mr. Qin!" Qin Feng smiled.

The different names also represent the different identities of those who came this time.

"I wonder if Mr. Qin will take care of you when you come here this time?" President Shen asked curiously.

If you want a loan, Qin Feng doesn't need to come to him. He is not responsible for this kind of thing. The local banks can solve it. Especially if Qin Feng needs funds, it is easy. After all, as long as Qin Feng has a project, plus him Today's fame and social status make it easy to get a loan.

Of course, this person is also very dangerous. He is at the forefront of the storm.

Governor Shen naturally knows this very well.

Qin Feng wisely donated the cable modem. However, he also offended a group of people. Each of these two groups had their own problems.

Originally it had nothing to do with Qin Feng. However, Qin Feng happened to have something that both parties needed. If he gave it to either party, he would offend the other party. If he didn't give it, he would offend both parties.

If Qin Feng hadn't given up early and was famous enough, he would be the youngest piano master, plus the status bonus of being the top scorer, and an investor in a private enterprise car.

In addition, Qin Feng has been doing charity and building the Hope School, which has received praise from the society.

If it weren't for these auras, Qin Feng would have been doomed long ago.

He came to see me, what's the matter?

"President Shen, you also know that the domestic network is developing rapidly now, and the future is the era of the Internet!" Qin Feng said.

Governor Shen nodded.

"The biggest advantage of the Internet is that it saves labor costs and can be spread across the world. As for banks, have they ever thought about opening Internet services?" Qin Feng asked.

"Mr. Qin, please explain in detail!" President Shen's eyes lit up slightly.

He has naturally considered this. But how to do it, whether there are risks, whether there will be hacking incidents, etc., are what the bank has always considered.

For computers, especially the Internet, banks are currently very cautious. This requires multiple arguments before making decisions and judgments.

"With the Internet, you don't have to go to the bank counter to check your account. You can check your personal bank information at home. Not only that, you can also make online bank transfers. That is more convenient! This greatly saves time for consumers. , and for banks, it can also save a lot of manpower and material resources. And it is more efficient!" Qin Feng said.

"This is indeed convenient. But what about security? How can individuals ensure the security of their accounts?" President Shen asked with concern.

This point has always been considered by banks. If consumers’ money is easily transferred away, it will cause chaos. Although banks have many clauses to exempt them from liability, if there are many customers If the money is transferred, it will be troublesome.

"It's very simple. Directly use a key card similar to a physical lock to connect to the computer. When transferring money, the physical key card must be connected to confirm. Then there is no problem!" Qin Feng smiled, "This way the consumer Transfer money online, check your account, and you won’t have any problems anymore.”

Governor Shen was thoughtful.

"This kind of physical key card is like an electronic shield to protect against criminals. Moreover, each electronic shield has a unique serial number and is bound to the ID card. That way, there will be no problems. The physical key card, Plus the personal login password and payment password. If all of this is stolen, I can only say that this person must have been kidnapped. Otherwise, it cannot be stolen!" Qin Feng said.

Governor Shen smiled.

"It is indeed very feasible. So, Mr. Qin, you are not here simply to persuade us to open an electronic account for our bank!" President Shen asked curiously.

"Of course! What I hope is that your bank can open e-banking as soon as possible to facilitate consumers to do electronic shopping. Because our company is preparing to launch online shopping services." Qin Feng said, "And this requires the support of the bank!"

Governor Shen nodded.

"E-shopping, this sounds very interesting. But our bank wants to implement it, but it takes time. Moreover, I think this is still not a man like Mr. Qin who would come to me specifically to find me when he is still alive. Reason!" Governor Shen was still full of curiosity.

He is certainly not an ordinary person to be able to achieve his position. Just these two points, in fact, there is no need for Qin Feng to come in person at all. He can just entrust anyone to submit the project application within the bank.

It is too easy for Qin Feng to find this kind of person. Especially this kind of thing is what the bank wants to do. The bank will also pay attention to this project application. This does not require Qin Feng to come.

So, this is still not the point.

"Online shopping requires a fund guarantor. Our company can bear the responsibility, but just my company cannot reassure all consumers. Therefore, I hope that major banks will join." Qin Feng said.

"Financial guarantor?" President Shen frowned slightly. This kind of thing cannot be agreed casually, it is of great significance.

"This is a plan for our third-party trading platform. President Shen can take a look!" Qin Feng handed the plan he prepared to President Shen.

President Shen took it and read it carefully.

This business plan is very simple. It just briefly explains the structure and future prospects of this third-party payment platform.

As for detailed operations and other aspects, he did not say anything. Obviously, Qin Feng had reservations. But just the description above made President Shen very surprised.

Because, Qin Feng elaborated on a guarantee platform that may include trillions of funds in the future. These funds are completely interest-free for a period of time ranging from a week to half a month.

With such a huge flow of funds, and it is completely interest-free, you can imagine how many benefits there are.

Then, Qin Feng was willing to give up his equity. And he would give up his equity for free, as long as major banks endorsed it.

In other words, on this third-party trading platform, major banks and Qin Feng simultaneously provide fund guarantees for online shopping consumers. If there is any problem with the funds, they will pay compensation.

In fact, according to the project plan, the funds are all in this platform and can never disappear.

In other words, they can earn such a large amount of money out of thin air, with about 7-15 days of free interest.
Chapter completed!