Chapter 213 Untitled
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"What? It's so difficult to apply for?" Lu Wei said inconspicuously when Lawyer Huang heard that there were almost no successful applications for high-risk loans in the city in recent years.
"Of course, as the name suggests, banks have to take great risks, which is similar to venture capital, but this exists in the form of a state. This is just a cover put forward by banks. No bank manager dares to take such a big risk to lend so much money. What if they can't pay it back?" Lawyer Huang explained.
"What about other types of loans? How much can I get at most?" Lu Wei continued to ask, but after listening to Lawyer Huang's answer, Lu Wei's face showed a clear disappointment, no more than seven million at most. This number was too low for him.
"Lawyer Huang, I want to try Paopuo, a high-risk loan. Please help me prepare relevant information." Lu Wei said.
Seeing that Lu Wei was still unwilling to give up, Lawyer Huang said: "Okay, we don't need to prepare anything here. It's just that some company's supporting documents and asset appraisals are mainly on the bank. But I remind you to be mentally prepared for failure."
"Well, I understand, Lawyer Huang, but I still want to give it a try," Lu Wei said.
"Since that's the case, I suggest you go to the Agricultural Bank. There is a deputy president there who still has something to do with me. I will introduce it to you at that time, but I will not dare to say whether it will succeed."
"That's great, don't worry, just prepare what you need, and leave the others to me." Lu Wei said.
"Well, I will deliver the things to you at 1 pm at the latest," said Lawyer Huang, walking out of Lu Wei's office.
"I hope I can succeed." Lu Wei fell on the bed, closed his eyes and rested.
At one o'clock in the afternoon, Lawyer Huang delivered the documents to Lu Wei on time.
"Lu Wei. I have contacted him. He happened to be in the bank in the afternoon. You can go over and talk now.$$"
"Okay, let's go together." Lu Wei took the file bag and stood up and said to Lawyer Huang.
"Okay then." Lawyer Huang said, walking out with Lu Wei.
Agricultural Bank of China, an office on the third floor of Changli Headquarters.
Li Yan, who heard the knock on the door, put down the report in his hand and said aloud: "Please come in."
The door was pushed open, and Lu Wei and Lawyer Huang walked in.
"Oh, Brother Huang is here so early, come and sit down." Li Yan stood up and greeted enthusiastically.
"Li Yan, let me introduce this. This is Lu Wei, my boss. Lu Wei, this is President Li. We were classmates when we were studying in Shijiazhuang," said Lawyer Huang with a smile.
"Governor Li, hello, hello." Lu Wei smiled and stretched out his hand. He held Li Yan and looked at the man at the same time.
Li Yan is not tall and elegant. He has a white face with thin black-framed glasses, and always has a perfect smile on his face. He holds Lu Wei's hand warm and dry, showing the man's stable mentality.
"Lu Wei, haha, you recognize me. You are a celebrity in Changli. Not only do you sing well, but you play the piano well. My daughter is also learning piano and keeps you talking every day, haha. I said, Brother Huang, you should have introduced Lu Wei to me long ago, so that my daughter can still find a piano teacher everywhere, haha," Li Yan said with a smile.
"You are so polite, President Li." Lu Wei exchanged a few greetings with Liu Yan, and then sat down on the sofa beside him.
"Is there anything Lu Wei?" Li Yan asked with a smile.
"Oh, it's something." Lu Wei said, briefly talking about the loan to Li Yan.
"High-risk loans, banks do have this business, but it is difficult to apply for. Banks are extremely strict in managing such loans. They not only require companies to have good reputations, but also have good repayment ability." Li Yan said with a frown.
"President Li, our company's reputation has always been very good. I believe you also understand it. Now, the development speed of the new-Piaotianyi Network is very fast, and it maintains a growth rate of more than 20% every month. The repayment ability should be no problem." Lu Wei explained, and then handed over the relevant documents prepared by Lawyer Huang.
After simply looking at the information in front of him, Li Yan said, "Let's do it, put the things here first, I'll talk to President Zhang to see if it's possible. I'll give you a reply in two days."
Lu Wei couldn't hear Li Yan's words as an excuse, but it was not easy to urge him too quickly. He just said it was troublesome, so he got up and said goodbye to Lawyer Huang.
"Lu Wei, you must be mentally prepared," Lawyer Huang gave Lu Wei a vaccination.
"Well, I know, Brother Huang, give me President Li's mobile phone number. I'll contact you if you have any questions." Lu Wei said.
"Okay." Lawyer Huang immediately said a string of numbers. After Lu Wei took out his mobile phone and saved it, he left the bank with Lawyer Huang.
After returning to school to practice piano for a while, I looked at the time. It was almost time for dinner. Lu Wei took out his cell phone and dialed President Li's number.
"Is President Li? I'm Lu Wei. Haha, I'm off work. Do you have time to sit together at night? What? It's okay, you're not polite, really, there's nothing else, just sit for a while. Haha, then, I'll pick you up later." Lu Wei said, hung up the phone, called Xiaoling again, told her that there was something to do in the evening, and then asked Han Zhuang to drive over and drive towards the bank.
Lu Wei waited downstairs of the bank for half an hour before seeing Li Yan pick up a bag and walk out of it.
Lu Wei honked the horn on the co-pilot, and Li Yan waved to the car and walked over.
Lu Wei did not get out of the car to pick him up. He knew that some leaders were very taboo about others knowing who they were with after get off work, and the other party would not think it was impolite if they didn't get off the car.
After opening the back door of the car and sitting in, Li Yan was very impressed by Lu Wei's tactful behavior, but he pretended to be embarrassed and said, "Oh, I'm really embarrassed. There are too many things to do, and it's delayed for a while."
"It's okay, President Li is a busy person. I'm very happy to be able to take time out." Lu Wei said enthusiastically, but he was very disdainful of Li Yan. Lu Wei was almost certain that Li Yan was definitely not a problem. He probably either drank tea or read newspapers on it, but was just trying to kill time. Lu Wei knew the mentality of these people. If he came out early, how could he show his busyness and it was difficult to ask for it?
The three of them arrived at Tianfu and went straight to the high-end private room on the third floor. Lu Wei took the recipe and handed it to Li Yan. Li Yan connected and said he was not polite, just eat some light ones. Lu Wei refused and ordered a few random dishes on the recipe, but they were all top dishes from Tianfu.
Li Yan often comes here, so he naturally knows what Lu Wei ordered. A meal cost more than 2,000 yuan. After Lu Wei and Han Zhuang took turns to persuade him to drink, and Han Zhuang himself had a good alcohol tolerance (Lu Wei did not drink, so he specially asked Han Zhuang to quit), Li Yan enjoyed his meal, and even said that Lu Wei was too polite.
After dinner, Han Zhuang got off the stairs and waited for the two of them, while Lu Wei accompanied Li Yan to the karaoke bar on the fourth floor.
As soon as they entered the door, more than a dozen girls wearing heavy makeup and exposed clothes stood up from the red sofa and walked towards the two of them.
"Handsome guy, do you want to have a song?"
"Brother Li, click two?" Lu Wei made a request gesture to Li Yan.
"No, no need." Li Yan drank a lot of wine, his tongue was a little short, and he kept refusing, but his eyes swept around the girls' bulging breasts and white thighs from time to time.
Lu Wei knew that Li Yan was pretending to refuse, so he directly picked two girls according to Li Yan's gaze. When he winked, the two of them entangled Li Yan like snakes.
In the private room, with a bit of drunkenness, Li Yan held the microphone and howled, but he touched the girl beside him with one hand. Looking at his skillful appearance, Lu Wei knew that it was not the first time Li Yan had been to such an occasion.
"Hey, I really don't want to use this method," Lu Wei thought helplessly, but this is the unspoken rule of this society, so what can he do?
After playing for a while, Lu Wei helped Li Yan to go for a massage. Along the way, Li Yan was already a brother and Lu Wei, and his words were very intimate.
After driving two rooms and sending the lady and Li Yan to the massage room, Lu Wei lay alone in another room for a while. Soon, he heard a vague cry from the next door. After a few minutes, he became quiet.
"I didn't expect this to be a quick gunman." Lu Wei smiled and then walked out of the room.
Li Yan walked out of the room with a look of enjoyment. Seeing that Lu Wei was already outside, he pointed Lu Wei with his hand and smiled drunk.
Lu Wei also smiled and walked out of the hotel with Li Yan.
"Brother Li, you can hold this card. You can always come and play whenever you want to come here in the future." Lu Wei said and handed over a golden VIP membership card.
"Brother Lu, you see, why are you always so polite?" Li Yan said, blocking it with his hands twice, but deliberately leaving a gap, allowing Lu Wei to easily put the card in his pocket.
"Brother Han, send Brother Li back first." Lu Wei said to Han Zhuang.
"Okay." Han Zhuang, who drank no less than Mr. Li, said without any drunkenness.
"Brother Li, five out of a thousandth." Lu Wei sent Li Yan to the door of his house and then said softly in his ear.
Chapter completed!