No matter where in the world, there is generally such a saying.

When women are emotional and rational, their thinking circuits are completely different.

Seeing that Li Wei did have important 'business' to discuss with her, Xia Lanwei Luosi, who was still a little nervous at first, returned to her wise, calm and quick attitude in the shopping mall in just a short moment.

Just by listening to Li Wei's narration in a few words, I roughly understood the other party's thoughts and quickly hit the point:

"It's a very good idea, but the problem is, if it's just like this, you may have an opponent you can't get around."

But Li Wei had already expected it. He raised his head and glanced: "Our friend of merchants, the goddess of trade and wealth?"

Xia Lanwei Luosi pursed her lips slightly and smiled: "Yes, and the person in front of you is a believer of this goddess, and has many cooperation with the Temple of Wealth. You may not know yet, every Temple of Wealth is not only a local propaganda

The doctrinal church is also the local financing center, currency exchange center, and depository. Although the function may not be as perfect as you said, I can put forward these suggestions to the church for reform. You know, the goddess is treating

In terms of trade, I have always been extremely open-minded. So I am also very curious about how you will choose to convince me to give up the preferential treatment of the goddess and choose you as a partner?"

But since Li Wei raised this point, he had naturally done his homework a long time ago and asked directly with a smile:

"Then since there are such convenient conditions, why do so many businessmen still choose to use mints and goldsmiths for exchange settlement or even directly choose cash settlement?"

Xia Lanwei Luosi's eyes froze slightly.

I heard Levi continue: "Because as far as I know, currently on the continent of Corell, whether merchants place their payment in the city-state's mint, at the goldsmith's place, or in the temple of the goddess, not only do they not have any

Instead, you will be charged a considerable amount of storage fees and handling fees. Oh, I almost forgot. If you choose to place it in the Temple of Wealth, you must first be a believer of the Goddess of Wealth and donate a sum of money to this end.

To the temple, otherwise, how did the temples that are more luxurious than the last come from? Am I right?"

"That's true, but only placing wealth in the temple of the goddess is the most foolproof."

Xia Lanwei Luosi said this, but she added in her heart: second only to my lair.

Li Wei smiled even harder: "But... this is not in line with the nature of businessmen, no, intelligent creatures."

As he spoke, he glanced at Xia Lanwei Luosi and joked: "Even Miss Xia Lanwei Luosi, you didn't choose to put most of your wealth in the Temple of Wealth, right?"

Xia Lanwei Luosi pursed her lips slightly, obviously being directly touched by the thoughts in her heart, and she was a little embarrassed.

Immediately, he seemed to remember the loopholes in the other party's words, and suddenly looked at Levi in ​​disbelief and asked:

"Wait, interest? According to your plan, you are not only going to keep this property for free, but you are also going to pay interest for it?"

"That's right."

Li Wei smiled and spread his hands: "Because when it is just to absorb trade payments from merchants, the funds need to be withdrawn very quickly. There is not much time to settle. Only when it is profitable, will there be more money?"

More and more people are willing to save money and their wealth. Then not only businessmen, but also ordinary civilians will queue up to send money to us when they see that others can increase their wealth through savings.

.”

Xia Lanwei Luosi looked at Li Wei with a strange look for a moment, and asked half-jokingly: "Are you planning to take the money and run away after you get it?"

She felt that she might not be able to control herself when facing such huge wealth.

Levi was instantly amused by the other party's cute reaction: "Do I look like such a short-sighted dragon? You know, once a chain of trust is formed, what a huge fortune it is? And how terrifying it is.

A weapon?"

Xia Lanwei Luosi still seems to have not turned around, and the dragon's thinking is also affecting her at this moment:

"But the interest to be paid is also an astronomical figure. Do you just use this money... to lend money and increase the value? But many human nobles are very bad. Not only do they not repay the money, but even the mortgaged real estate will be very

Very troublesome disputes may arise.”

Levi looked at her with a wicked smile: "The mortgage loan you mentioned is just the most basic... business. As long as we have this money, we can carry out countless businesses, in addition to basic deposits and withdrawals

Remittance business can also provide acceptance and discount, securities investment, gold, mithril and other precious metals trading, medium and long-term loans, leasing, trust, insurance, consulting and other business services. We can even use this huge wealth to provide low-interest loans to

Our own chamber of commerce and city-state invest in a certain industry or a certain infrastructure in the city-state. In short, with money, we have everything."

Even though Ciaran Velosi, as an explorer at the forefront of capital operations in Corell's era, was still confused by his long list of professional terms.

After finally understanding the principles of these operations under Li Wei's patient explanation and description, Xia Lanwei Luosi was like a curious baby exploring the world for the first time, her eyes were brighter than ever before.

But she was still not dazzled by this beautiful and grand blueprint, so she asked the most important question:

"But what you are talking about is based on people storing their money in our banks for a long time. What if something unexpected happens... and there is a large-scale run?"

Hearing this unavoidable question, Levi said meaningfully: "Then...it involves deposit reserves, and the run wave you mentioned is no surprise. As long as we really set up this joint development company

Banks will definitely appear sooner or later. As long as we survive and deal with them, what awaits us is a shortcut to the empire of wealth."

After Xia Lanwei Luosi finally understood the principle of deposit reserves from Li Wei, and after being a little excited about the broad business prospects, she forced herself to calm down and raised her little hand:

"The last question is, if our bank is really established, what if the goddess follows suit? Theoretically, the goddess has an advantage over us."

When Li Wei saw that the address of the other party had finally changed from 'you' to 'we', he knew that this wealthy woman was finally moved. He smiled and said:

"Again, the goddess has her advantages, and we also have ours. Moreover, she must be very aware of her own disadvantages."

Levi had done some research and understanding about the 'young' god Wo'jin, and even suspected that she was a god who had traveled from a plane that was slightly more developed than Corel.

The disadvantage of the Temple of Wealth is that it is only a church after all, rather than a city-state with unlimited potential as the basis for its operation and a high-quality investment object like Levi.

In addition, the most important point is that their operating costs are too high.

It can be said that the Wojin Temple is the most luxurious of all the temples of gods. The only ones that can be compared with it are Suna, the God of Love, who also likes pleasure, and Ms. Tiamat, another evil scale who is good at 'angel investment'.

...

This can be seen just from the clothing of the clergy, which can be said to be extremely luxurious. Perhaps only the church methods of Suna, the god of love, Myriel, the god of music, or Lathander, the god of dawn.

Can compare with it.

Moreover, the relationship between Woking's clergy and the church is more like that between Blue Star's salesmen and the company, rather than between employees and the company.

Every priest in Woking must give a quarter of all his income to the church, and must invest in businesses run by other devout believers.

In addition, when a businessman approaches the Woking priest and expresses his willingness to donate property to the Woking Temple, the clergy should also invest in the other party's business as appropriate in return.

Both of these aspects can be said to be huge expenses and difficult to change.

The level of difficulty is comparable to stopping the dragon from collecting money from its lair.

And if the Temple of Wealth is no longer luxurious and the clergy are no longer decent, then how can believers believe that belief in the Goddess of Wealth can gain the favor of wealth?

But Li Wei and the others have no worries in this regard. Both the bank itself and the tellers who work for it only need to ensure that it is bright, quiet and tidy, and the salary paid to the tellers is only

A minimum level of 'decency' needs to be maintained.

Of course, the Temple of Wealth is not without its advantages. Its biggest advantage is...

It has the credibility endorsement of the goddess Vol'jin!

No one is afraid that Wo'jin Temple will not pay back the money, because that would be equivalent to Wo'jin giving up his faith.

It is precisely because of this that Levi had to find more partners to open this banking institution together.

Because almost no intelligent creatures would trust a greedy dragon at this point.

So comparing the two, the relationship between them is not so much competition, but rather...

Thinking of this, the smile on Li Wei's face became even more meaningful:

"So, if you were Him, what would you choose?"

Xia Lanwei Luosi opened her rosy mouth slightly and looked at Li Wei in disbelief:

"Looking to you for cooperation?"

clatter.

"Bingo!"

Levi snapped his fingers: "He can either find another obedient agent, or simply find me directly. Moreover, he will definitely find me. The former will become a bargaining chip for him to negotiate with me, but it is also a negligible one.

Chips.”

Having said this, he already looked like he was sure of victory, squinted his eyes at Xia Lanwei Luosi and said:

"Perhaps, his old man is probably eager to find me right now."

Then he spread his hands with an anxious look and said:

"But I don't want to see her before I put this matter into effect."

For Levi, before the negotiation with Wojin comes, the more chips in his hand, the better.

Xia Lanwei Luosi looked at Li Wei as if he had eaten up his goddess. For some reason, her heart was already like a hurricane, but she had the urge to beat him!

Just when she was about to retort with some annoyance, the steam locomotive suddenly stopped with a creak.

"Two guests, the Temple of Love has arrived." The driver in the front seat said in a loud voice.

With a crisp pinging sound, a shiny golden dog-head disaster coin flew out from Levi's fingertips and landed in the driver's open palm.

Such a rich man's demeanor made the latter excitedly put the disaster coin between his lips and kissed him, and even his voice became shrill:

"I wish you a wonderful life..."

But before he finished speaking, he felt a majestic and cold murderous aura behind him, and he quickly closed his mouth.

Just as Li Wei and Xia Lanwei Luosi got off the steam locomotive and drove away, the short driver with a frightened beard couldn't help but glance at the 'two dragons' walking into the temple side by side through the rearview mirror.
To be continued...