Although Chu Ge was prepared that his changes would fail, he never expected that it would fail to such an extent.

The first thing I saw was the memorial of impeachment coming from the Yushitai like snowflakes.

Many of these memorials were directed at other legal provisions. Chu Ge did not read them carefully, because the other legal provisions still followed Wang Wenchuan's original approach. Chu Ge generally knew the content of the impeachment, and there was nothing new about it.

He is more concerned about what kind of repercussions his improved Qingmiao method will cause.

As a result, Chu Ge almost lost his temper when he saw the memorial of these officials impeaching the new youth law.

Some people say that he is "destroying the national treasury to gain personal fame", that is, he is taking the country's money and throwing money around to gain a good reputation for himself.

Some people also say that he is "sacrificing the national treasury to seek cliques", that is, he is taking the country's money and throwing money around like crazy. In fact, all the money is channeled to his own interest groups, conspiring to establish cliques.

Others say that he committed the crime of deceiving the emperor, because the Green Crops Law not only did not bring any revenue to the national treasury, but also caused a large amount of grain stored in warehouses in various places to be consumed, seriously endangering local food security, and may even cause the loss of military rations during wars.

Insufficient, the consequences of insufficient relief food during famine...

And these impeachments by Yushitai are obviously not the most suffocating.

After flipping through these documents hastily, the court meeting followed.

In the court, there was another wave of attacks from officials, and this time their words were even more exaggerated. All kinds of shit basins were thrown at Chu Ge's head like crazy.

It was also mixed with a lot of attacks on his personal ethics.

If it weren't for Wang Wenchuan, who is upright and not afraid of slanting shadows, is honest and law-abiding, has extensive experience in governing at the grassroots level, and has a high original reputation, and if he had changed to someone with a less clean butt, he might have completely lost control of the situation at this time.

Of course, even if Wang Wenchuan's personal ethics were fine, these officials would always find a place to attack him.

What made Chu Ge feel even more chilled was that the emperor's eyes when he looked at him also changed.

Originally, the emperor had great trust in Wang Wenchuan, otherwise he would not have supported his reforms on and off for ten years.

At least in the past two or three years, the emperor's recognition of Wang Wenchuan was very high. After all, the new law had just begun to be implemented. Even if there were some minor flaws, the emperor would think that they could be corrected slowly and would not just fuck Wang Wenchuan.

Come down.

But Chu Ge changed the method of young crops and sent them.

Under the questioning of the emperor and officials, Chu Ge wanted to fight to the death again.

He had acquired the gift of making impassioned speeches. At this time, he defended himself and explained in detail his motivation for improving the Young Crops Law. In particular, he repeatedly stated that his move was a great thing that benefited the country and the people. Those grain loans

Although going out will temporarily reduce national storage, in the long run, it will be beneficial to agricultural development.

In the future, with the development of the economy, these grains will definitely be recovered, thus achieving the goal of "the country will not increase taxes but the people will use them" as promised before.

The talent effect of impassioned speech is indeed useful.

Chu Ge could clearly feel that some officials were speechless by his refutation, and the aloof emperor was also quite moved.

Therefore, the emperor was very moved and immediately decided to dismiss Wang Wenchuan as prime minister.

Chu Ge's first attempt at reform sadly failed in the first year.

…

Back to the original starting point.

Chu Ge was a little doubtful about life.

"That's not right. My plan was perfect. How come the result is not as good as Wang Wenchuan's original plan?"

In Chu Ge's view, his improved Green Seed Law can effectively prevent the problem of forced apportionment by officials, and it should not cause a financial crisis for the country?

What he issued was interest-free loans, not charity.

Since it is a loan to farmers, will the farmers repay it in the future?

How did it become a case of harming the public and enriching private interests?

Chu Ge realized that there must still be huge problems with his improved green seedling method, so after calming down, he calmed down, started from the beginning, and analyzed it carefully.

The best entry point is the attack on oneself by those in Yushitai.

"These officials actually attack me on two points.

"First, I think I have brought losses to the country. Warehousing in various places is declining rapidly. As a result, once a disaster occurs in the future, there will be insufficient food funds for disaster relief.

"The second point is that I am seeking personal gain for myself. Some people say that I am seeking fame, while others say that I am seeking profits for my cronies.

"Although these conservative officials will try their best to attack me, their attacks should not be groundless and must hit my weak spots.

"The emperor had so much trust in me, but he dismissed me in the first year... This shows that their attack was indeed effective, and the emperor no longer trusted me.

"In other words, objectively speaking, my new young crop law has indeed caused these consequences?

"No, this is an interest-free loan. Why does it cause losses?

"Could it be said that...the 20% interest is essential?"

After Chu Ge thought hard for a while, suddenly a light flashed in his mind and he suddenly became enlightened.

He is a liberal arts student and does not have a deep understanding of economics, so when he came up with the idea of ​​interest-free loans, he did not have any knowledge of economics to support him.

At this time, after some reflection, he suddenly realized that interest-free loans were simply not feasible in this era.

Why must Wang Wenchuan set the interest rate at 20%?

Is it just to make money for the country?

You must know that according to memory fragments and true historical records, Wang Wenchuan had been in the local government for twenty years and had already tried the green seedling method as early as when he was the county magistrate.

Many people say that Wang Wenchuan's reform should be piloted first and then implemented nationwide.

But what they didn't know was that Wang Wenchuan had already conducted a pilot project, and the results were excellent.

It was precisely because of the pilot projects Wang Wenchuan conducted when he was the county magistrate that he became famous, and was able to successfully enter the center of the imperial court, gain favor from the emperor, and initiate reforms.

It can also be said that at the beginning of his reform, he was widely expected.

Chu Ge worked backwards and believed that the 20% interest was the key to the failure of the Qingmiao Law. However, after an in-depth analysis, he discovered that Wang Wenchuan's approach actually had a deeper meaning.

There is a key word here called "risk control".

Chu Ge made an interest-free loan out of wishful thinking, believing that under ideal circumstances, this could promote agricultural development, protect the interests of farmers, and thus indirectly increase tax revenue for the country.

But what if some farmers are unable to pay due to a bad harvest?

As long as there is one farmer who cannot afford it, won’t the country suffer a loss?

For comparison, you can actually consider the interest rates of private loans.

The interest rates on private loans are as high as 100% or even 200%. On the one hand, this is because wealthy businessmen are greedy and want to take advantage of the opportunity to make a fortune. But on the other hand, the risk of such loans is too great and the cost of default is too high.

Take the 20% interest rate offered by the Green Seed Law.

In the most ideal situation, if all ten farmers repay the loan after borrowing, then the government will earn 20%. However, what if one or two of the ten farmers fail to repay due to various reasons? Then this loan is basically

Going up is like wasting your efforts in vain.

In ancient times, the agricultural economy was actually very fragile, and it basically depended on the weather. When sowing, how could farmers be sure that the weather would be good this year?

If the harvest is good, everyone will be happy; but if the harvest is poor, widespread defaults are almost inevitable.

Therefore, a very important reason why the interest rates on high-value private loans are set so high is that too many people default on their loans.

If the interest rate is set low, you will almost certainly lose money. Even if you don't lose money, the benefits of this process are too low, and no one will bother to bother with it.

If the interest rate of the Green Seed Method is set below 20%, the possibility of loss is already high.

Chu Ge has provided an interest-free loan. As long as a farmer fails to pay the government, he will suffer a loss, which is even more troublesome.

He re-researched Wang Wenchuan's previous Green Seedling Method plan and found that Wang Wenchuan had a sense of risk control.

For example, he stipulated that farmers borrowing money should be matched with rich and poor, 10 people would be guaranteed, and the loan amount would be divided into five levels according to the assets of each household. If any farmer failed to pay, then others would also be jointly and severally liable.

In short, the goal is to collect all these grains with profit.

Chu Ge originally thought this was a bad law, because judging from the subsequent implementation, after the officials forced the apportionment, the poor households were unable to repay the Qingmiao Loan, causing the rich households to bear joint liability. In the end, everyone went bankrupt, and they were all forced to pay by the officials.

The treasury.

However, after Chu Ge canceled these risk control measures, he discovered that the country's interests could not be guaranteed at all.

Moreover, if you look at it from the perspective of the official and the emperor, it can be said that Wang Wenchuan, played by Chu Ge, deserved to be dismissed.

First of all, you keep saying that the new law is to enrich the country and strengthen its military. Does that make the country rich?

The new Young Crops Law provides interest-free loans, and the food put down cannot be harvested, which makes the country poorer. Moreover, once a natural disaster occurs, there will not be enough food for disaster relief.

Secondly, if this interest-free loan continues, who will be the biggest beneficiary?

Since it is an interest-free loan, the profit margin is huge. For example, officials can distribute grain and secretly transfer it to wealthy households through some means, and the wealthy households can then use the grain to make loan sharks.

Under such a grassroots organization, how can we ensure that these grains can be accurately distributed to poor farmers?

If there is 20% interest, then even if the grain is transferred to the hands of wealthy households, they will still have to find a way to pay back the 20% interest. Coupled with the provision of ten households as guarantees, at least it can ensure that the country will never lose money.

But now, some officials have colluded with wealthy households to line their own pockets and use the grain distributed under the New Young Crops Law to lend money. This blame must still fall on Wang Wenchuan, played by Chu Ge.

Therefore, the officials scolded him for using the country's money to buy a good reputation for himself and using the country's money to benefit his cronies for personal gain. It was not really an injustice to him.

Because in the eyes of the people, he probably really has such an image...
To be continued...