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099 There Are Many Ways to Borrow Money(1/2)

"I'm sweating again." Wang Xiaoya said angrily.

"It's okay, I like the smell of you." Bai He smiled and kissed Wang Xiaoya's lips.

"It is said on the Internet that bluefin tuna meat can nourish the kidneys and strengthen yang, dispel wind and dampness, and improve sexual function."

"I don't know, I haven't done any research." Bai He thought for a while and said, "Tomorrow morning, I will go to Moon Bay and send some bluefin tuna meat to my parents."

"Tomorrow, cousin Zhiqiang and Zhou Yuqi are coming to visit us."

"I don't know. We will go to Moon Bay after breakfast. We will stay there for an hour or two and then return to Baijia Village. It will not affect the reception of guests."

"Will my second uncle have to work the night shift tonight?"

"I want it."

"There is also a vigil at night at the second plantation?"

"Yes, there is no one to guard it, so it's easy for thieves to happen."

"There are three containers there. How many people are keeping watch?"

"one person."

"Tomorrow morning, get some more bluefin tuna meat, frozen, and let my parents give some to relatives to taste."

"I have this plan. Tomorrow afternoon, we will go to visit my grandmother and send some tuna meat to my three uncles and aunt."

"Cousins ​​Binbin and Weiqiang won't come to work tomorrow?"

"They have a day off tomorrow."

"When your relatives ask you how much you paid for it, what do you say?"

"I just said it was very expensive and cost a lot of money. I didn't say the specific price."

"1,000 grams of gold, 100,000 kilograms of bluefin tuna, each catty of tuna only costs a little more than a dime." Wang Xiaoya said with a smile, "It's not the price of cabbage, it's the price of dirt. Husband, if your secret is made public, you will be in the magic city."

If a five-star hotel offers live bluefin tuna, what price do you think it can be sold for?"

"It shouldn't be difficult to sell it for two thousand yuan per kilogram."

"Even if it can be sold at this price, 100,000 kilograms will only cost 200 million yuan."

"Just——" Bai He chuckled.

"Two hundred million is not much to you, right?" Wang Xiaoya said with a smile.

"Not much!" Bai He said with a smile, "I was talking about one hundred thousand, but now I'm talking about two hundred million, which is a bit of a split personality."

"Don't think too much." Wang Xiaoya thought for a while, then changed the subject and asked, "Hubby, is it necessary to go to Ruili to buy jade?"

Bai He thought for a moment and smiled: "It doesn't seem necessary. Compared with Lijiang and Dali, the scenery in Ruili is a little worse. Don't rush to decide whether to travel to Ruili first. Go to Dali and Lijiang first, and then go to Dali and Lijiang after a few days.

Make a decision."

"It's up to you." Wang Xiaoya kissed Bai He's cheek, "Are you tired of me pressing you down like this?"

"A little bit."

Wang Xiaoya turned over, lying on her side with pillows on her head, facing Bai He.

Bai He also lay on his side, looking at his wife.

After a while of silence, Wang Xiaoya spoke first: "Husband, if your friend asks you to do a joint venture business, will you refuse?"

"Yes!" Bai He said without hesitation, "Whether it's a friend or a relative, I will not do a joint venture with him."

"Why?"

"If we do a joint venture business, I definitely won't have time to participate in the management. It may be that the business that is obviously profitable will lose money when the final settlement is made."

"Are you afraid that others will lie to you?"

"I don't want to worry about this." Bai He said, "Do you have a friend who wants to do business with you?"

"No."

"Do you have any thoughts on this?"

"No."

"Ask me if you can borrow money or start a business partnership with me. I will refuse."

"A few cousins ​​are working for you, do you want to work for them?"

"I won't talk about stock work. If you do well, you will definitely get a salary. In Qucheng, the monthly salary is 12,000 yuan a month, which is more than 90% of people in Qucheng."

"How much can be counted as lunch meal expenses?" Wang Xiaoya said with a smile.

"Uh--" Bai He thought for a while, "If outsiders come to have lunch at home, they charge an average of 500 yuan per meal for the table. I think it is a loss."

"Have cousins ​​Zhiqiang and Binbin gained weight?"

"I don't know. I'll ask them tomorrow."

"Binbin is coming over tomorrow?"

"He won't come. Tomorrow, we are going to Yujia Village."

"Cousin Weiqiang's cousin, is she still in Lishui?"

"Yes. Did you add her WeChat account?"

"No. Next time I see her, I'll add her on WeChat."

"School hasn't ended for summer vacation yet, and my cousin has to stay in Lishui to take care of the children."

"Tell me, cousin Weiqiang's eldest son's registered permanent residence is in Lishui, and his younger son's registered permanent residence is in Qucheng. How will the two children's education be arranged in the future?"

"I don't know what he thinks."

"When will my eldest nephew enter the first grade of elementary school?"

"The year after tomorrow."

"You can consider buying a house in the school district of Qucheng and moving the household registrations of your two children to Qucheng city."

"Don't worry about it. They will decide for themselves whether to buy a house in a school district."

"If Cousin Weiqiang knew that you were willing to borrow money to buy a house in the school district, he might buy it."

"Hey -" Bai He smiled and sighed, "I'll ask him what he thinks when I find time."

"Weiqiang's cousin has a rural household registration, and his cousin-in-law also has a rural household registration. The two children's household registrations are separated. I want to do this mainly for economic reasons. If you have money to buy a house in a school district in the city, there will be no financial pressure.

I think they are willing to give up their rural household registration and let their children study in good schools in urban areas."

"What you say makes sense!" Bai He said with a smile, "I heard that the village where cousin Wei Qiang lives will be demolished in the next few years. It would be more appropriate for his household registration to remain in the village, but my cousin's natal family has been demolished and the house has also been demolished.

After receiving the allocation, there is a younger sister in the family. She has transferred her household registration, and her eldest son’s household registration has also been transferred, which is more appropriate."

"If cousin Weiqiang wants to buy a house in the school district, how much money are you going to give him?"

Bai He thought for a moment and replied: "Give me another two and a half million to make up for three million."

"Three uncles, two aunts, and two aunts. These seven relatives, each family will be given four million. What about the other relatives?"

"My father, my mother's cousins, each of them will be given one million."

Wang Xiaoya smiled and asked: "What about my natal family?"

Bai He smiled and replied: "The same standard."

Wang Xiaoya smiled and said: "Where are our friends?"

"Headache!" Bai He said with a bitter smile, "Before, I saw reports on the Internet about the richest man Wang borrowing money. When relatives asked him to borrow money, he would not refuse. There is only one chance to borrow money, and there will be no second time.

"

"You're just making it up."

"Honey, do you think it's not good to directly give millions to relatives?"

"Do you feel good about it?"

"Not very good." Bai He said with a smile, "I have thought about this before. My uncle, aunt, and aunt are all my elders. I will give each of them a living allowance of 10,000 yuan a month. How long will they live? I will

How long will it take?"

"You have to think about currency devaluation."

"It will definitely increase in the future. In the first year, it will be 10,000 yuan per month; in the second year, it will be 11,000 yuan per month, and then it will increase by 1,000 yuan every year."

"I guess these elders would rather you help their children get a high-paying job."

"Hey -" Bai He sighed.

"It is estimated that many of the richest people on the domestic rich list have had troubles in this area. Borrowing money, giving money, face, affection, everything is the principle of life."

"Yes!" Bai He said with a smile, "I have read a lot of articles on this topic online recently. Some people say that it is okay to borrow money, but for unreasonable things, don't borrow a penny. It can only be used to save people or emergencies.

Money is the most worth borrowing. Some people also say that when relatives and friends come to us to borrow money, don’t come up to us right away.

Just ask "how much to borrow". You must first understand the other party's motivation for borrowing money, and then consider whether to lend it to the other party. The problem is that we are too rich now. We can spend tens of thousands of dollars on a meal and a bottle of wine.
To be continued...
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