"Buying a house is an investment, buying a car is a consumption."

"yes."

"How many houses do our parents have under their names?"

"It's just a townhouse and a hardware store. There are loans for both the house and the store."

"Next month, I will give you money so that our parents can repay the loan in advance."

"unnecessary."

"It's necessary." Bai He smiled and said, "You are an only child, and I am an only child. What belongs to our parents will belong to us from now on."

Song Xiaoya joked: "You are the richest man in Qucheng. Are you still thinking about the little money in my parents' names?"

"The sand accumulates in piles, and the armpits become fur. The richer the person, the better his abacus."

"Find some time, talk to my parents about these things."

Bai He chuckled and changed the subject: "If we have a wedding banquet on Sunday, do you want to take leave on the following Monday?"

"It's not convenient to ask for leave. You can change classes with other teachers."

"Yes, change the course, teach a few classes in a semester, it is indispensable. You are a math teacher, and I ask you to teach Chinese, can you teach it?"

"Prepare your lessons well and you will be able to teach."

"sharp."

"Have you ever been a tutor?"

"No."

"The kids next door have never asked you about their studies?"

"I asked. I taught them, but if I didn't charge a fee, it can't be considered a tutor."

"You are a free tutor. When we get married, how many relatives and friends do you think you will hire?"

"I talked with my parents and we decided to set up about twenty tables."

"Are you invited by your former colleagues?"

"Invite a few good friends."

"In the future, after the news that you won a huge lottery prize is announced, many people will probably talk about you."

"Go your own way and let others tell you!"

"Do you think... you are a free and easy person?"

"Not very free and easy, mortals, ordinary people, common people." Bai He paused and hummed, "You and I are both mortals, living in this world."

""Mortal Song", Li Zongsheng's "Mortal Song"."

"Do you like Li Zongsheng?"

"I quite like some of his songs."

"Xiaoya, our single-family villa has an actual usable area of ​​700 square meters. Is it too small?"

"It's very big." Song Xiaoya said with a smile, "Even if we have three children in the future, and all three children grow up, and our parents live with us, and we hire two nannies at home, it will be enough."

"Mom, dad, whose parents are these?"

"Our parents, four parents."

"In the future, I will definitely live in a bigger house."

"We'll talk about the next thing later."

"If you don't have long-term worries, you will have immediate worries."

"You plan to make arrangements this year?"

"No. Just say it casually." Bai He smiled and kissed Song Xiaoya's cheek, "Honey, your skin is so good."

"Your skin isn't bad either."

"Compared to you, it's far behind." Bai He muttered, "There are no purchase restrictions on commercial housing in Hangzhou. Should we buy a commercial housing unit?"

"I don't think it's necessary."

"You don't want to spend money."

"You want me to... lose my fortune?"

"No."

"Shopping without restraint can become addictive."

"I know. Recently, I bought a lot of things online, many of which were signed by my parents. They often said that I bought things randomly. I have to control it and don't buy things blindly."

"Whose idea was it to put most of the winnings in the bank for a fixed term?"

"My idea. My parents don't want to control everything about me. I just said that they said that I bought random things, and they said it in a joking tone. The things I bought are not extravagant and wasteful."

"How much do you think a family will spend in 2019?"

"Including you?"

"It can be excluded."

"It must be included." Bai He smiled and kissed his girlfriend on the lips, "No matter how much money is spent, it will definitely not be higher than the interest income."

"Hope you can make some money from the stock market."

"The stock market has been doing well recently, and all the stocks I hold are going up."

"Do you think it's easy to make money by stock trading?"

"No. Most small retail investors in China cannot make money."

"You are not a small retail investor, you are considered to be a high-end investor."

"What is hot money? It is hot money, speculative short-term funds. I don't like chasing hot spots. Basically, I am willing to hold the stocks for several months or even years in the stocks I invest in."

"Do you believe in value investing?"

"Although I have been trading in stocks for more than five years, I feel that I am still a novice."

"The stock market has been very popular in the past five years. Have you made money?"

"In the first half of the year, I made a lot of money. In order to buy a house, I sold most of my stocks and kept some funds in the stock market. Later, I would invest any spare money in the stock market. I made no money for more than three years."

"In 17 years, you didn't sell your stocks to cash out?"

"Yes, almost all the money was spent on renovating the house at home. I have told you about this before, right?"

"I think I said before you win the big prize by buying lottery tickets, did you make money by trading in the stock market?"

"It's a profit. It rose a lot in the first half of 2015. Recently, the stocks I bought with bonuses have risen quite a lot."

"I checked the information on the stocks you currently hold on the Internet, and they all seem pretty good."

"It depends on market conditions, sector rotation, and luck."

"Do you think it's difficult to make money from the stock market?"

"It's hard to say. I made money before, but I don't know if I will lose my capital in the future."

“Have you ever thought about making videos for self-media?”

"Yes, I have saved a lot of video materials. I went to Hangzhou to receive the award and took a few videos specially."

"Look back and look at me."

"OK."

“Do you still have the idea of ​​starting a self-media business now?”

"A little bit, in the future, if the news of my huge bonus becomes public, I might consider becoming a self-media person."

"If you run it well, you can gain millions of fans in a short period of time."
Chapter completed!