After Bai He sat down, Bai Guohua asked: "Have you ever thought about how relatives and friends will get along with each other in the future?"

"I've thought about it, I have a headache." Bai He smiled, "Three uncles, two aunts, two aunts, these seven relatives, I plan to give five million to each family."

Bai Guohua and Yu Lixian looked at each other and smiled.

"Why are you laughing?" Bai He asked with a smile.

"You are quite generous." Yu Lixian said.

"I'm afraid they think I don't pay enough." Bai He joked, "By the way, I don't plan to make any large investments for the time being. The interest rates on bank demand deposits and time deposits are quite different. Even if it's one ten thousandth more per day,

Interest, 5.7 billion is deposited in the bank, and the interest can be increased by 570,000 in one day. It’s a waste of a day. Tomorrow, we will go to the bank together to handle large deposits.”

"How much to save?" Bai Guohua asked.

"Save 4 billion first, and leave more than 1.7 billion to invest in the stock market. If you are short of money, you will sell stocks to cash out."

"If you deposit 4 billion in the bank, you will get more than 400,000 in interest in one day. Think about it, it's scary!" Bai Guohua said with a smile, "After depositing the money, what will you do next?"

Bai He said: "Go to the bank to open a safe and put the large deposit receipt in the safe."

Bai Guohua asked: "Is it safe to deposit it in a bank safe?"

"It's not 100% safe." Bai He smiled and said, "Go to a few more banks to open a safe. Put your eggs in multiple baskets. Even if there is an accident, the whole army will not be wiped out."

Bai Guohua said: "Purchasing restrictions in big cities mean that even if you have money, you will not be able to buy a house in a big city in a short period of time."

Bai He smiled and said: "Buying a house is not urgent."

Yu Lixian asked: "Have you ever thought about resigning?"

"I will definitely resign." Bai He said, "I plan to create a garden landscape company, and also set up a hotel management company, find a place with beautiful scenery to buy a piece of land, build a resort hotel, and make the garden landscape in the hotel more beautiful.

, we can build a single-family villa in the hotel, and our family will live in this villa.”

Bai Guohua asked: "How much does it cost to invest?"

"I haven't thought about it yet." Bai He replied with a smile, "Don't rush, take your time. In the future, we will have many ideas, and with sufficient funds, we can realize these ideas. After the New Year, we will buy a few off-road vehicles.

Car, I plan to invite a few people to go on a self-driving tour across the country. Dad, Mom, are you interested?"

Yu Lixian said: "I'm not interested. It's too tiring to travel by car."

Bai Guohua said: "I'm not interested either."

Bai He said: "If you don't want to travel by car, you can also go out for travel. No matter where you go, you should pay attention to your own safety and bring a few more people with you."

Bai Guohua said: "Relatives and friends know that you are prosperous, and even relatives and friends with ordinary connections will ask you to borrow money."

"I know. It's a bit of a headache." Bai He smiled, "Fortunately, our family doesn't have many relatives and we don't have many friends. When distant relatives who I haven't had any contact with before ask me to borrow money, I just don't help them.

If you are poor, I won’t lend it to you to buy a house, a car, a wedding, a wedding gift, or anything like that.”

Yu Lixian smiled happily and said, "It's good to know how to reject others."

"Mom, you speak very well." Bai He smiled and gave his mother a thumbs up.

"Before, I urged you to find a girlfriend." Yu Lixian said, "Now, you can't be in a hurry, you have to be careful."

"I know." Bai He nodded with a smile.

"In today's society, everything is about money." Yu Lixian smiled and sighed, "You are 1.78 meters tall, not too short, and your appearance is not bad. You have graduated from a key university and have a degree. Now you are rich, especially

If you have money, it will be more than enough to find a big star as your wife."

"Mom, do you want me to marry a female star as my wife?"

"No!" Yu Lixian shook her head, "The entertainment industry is very chaotic now, so don't have such thoughts."

Bai He smiled noncommittally, stood up, took two bottles of mineral water, handed one to his mother, unscrewed the cap himself, and drank.

Yu Lixian took a sip of water and handed it to Bai Guohua.

Bai Guohua took a sip of water and said: "It's a bit troublesome to live in my hometown for a long time. There will definitely be many people coming to visit me."

Bai He said: "Don't go back to your hometown yet, stay in Hangzhou for a few more days."

Bai Guohua said: "In more than a week, it will be the Chinese New Year."

"I won't go home to celebrate the New Year." Bai He said with a smile, "Is that okay?"

"Okay!" Bai Guohua nodded and smiled.

Yu Lixian also nodded and said: "It's better to celebrate the New Year in another place this year."

Bai He thought for a while and said: "Before the New Year, we went to Sanya. We celebrated the New Year in Sanya. After the New Year, we invited my grandmother, three uncles, two aunts, two aunts, and their families to go to Sanya for vacation.

We will spend more than ten days in Sanya. If you want to go to school, you need to go back to your hometown to go to school before the Lantern Festival. If you don’t go to school, you can stay in Sanya for a few more days."

Yu Lixian said: "Your second uncle's two daughters."

"I know." Bai He smiled and said, "Five million means that I, a younger generation, should be filial to my elders. How the second uncle wants to divide it between his two daughters is his own decision. Qinqin is married, and Lanlan is not married yet. In the future,

When Lan Lan gets married, I will definitely give her a big red envelope."

Qinqin, Yu Qinqin, cousin of Bai He’s second uncle’s family.

Lan Lan, Yu Lan Lan, cousin of Bai He's second uncle's family.

Yu Lixian smiled and asked: "How much?"

Bai He smiled and asked: "Mom, how much do you think is appropriate?"

"I don't know." Yu Lixian smiled, "Now, my head is dizzy."

"Take a hot bath and have a good sleep. No more talking, I'm going back to the house to sleep."

After Bai He took a shower, he lay on the bed without feeling sleepy. He turned on the Internet to check the stock market information. He felt that the big A had hit the bottom and was about to rebound.

"Tomorrow is Friday, don't rush to buy stocks. Next Monday, during stock market trading time, I will stay in the hotel and invest several hundred million to buy stocks."

…

January 25th.

Friday.

When Bai He and his parents were having free breakfast at the hotel, Yu Lixian asked in a low voice: "Have you told your boss about your resignation?"

"I told you. If I don't go to work for a few days, even if I don't go through the resignation procedures, the company will treat me as voluntarily resigning."

After breakfast, Bai He left the restaurant with his parents and returned to the hotel room.

Bai He entered his parents' guest room. He checked the customer service numbers of many large banks online and called them to inquire about the interest rates of large time deposits.

Bai He knew that small banks had higher interest rates on large time deposits, but for the sake of safety, he chose to cooperate with a listed bank with a market value of more than 50 billion.

After comparison, Bai He decided to go to two banks to handle large deposits.

It's fun to go to the bank to apply for large time deposits without waiting in long lines.

After a busy morning, Bai He completed large-amount deposits totaling 4 billion yuan, and made a total of 16 deposits.

It's either a three-year term or a five-year term.

Bai He did a simple calculation and found that the interest income in the next year will exceed 180 million yuan.

After lunch, Bai He went to two other banks and rented safes.

Each safe stores 8 deposit slips.

The deposit slip is in a ziplock bag.

Packed in a self-sealing bag in a small iron box.
Chapter completed!