Elite law firm.

"That's the thing. It's been half a month since I first made an appointment to withdraw money, but I still haven't gotten a penny. And judging from the bank's attitude, I guess it won't be possible even if it takes another half month.

I can get money."

Jiang Bai roughly told the whole story, gritted his teeth and said, "I want to sue the bank, Luo Dazhuang, will this be punished?"

He looked very ugly - anyone would get angry if this happened to him.

This half month has completely exhausted Jiang Bai's patience.

Now he not only needs to get his money back as soon as possible, but also wants the bank to be punished, otherwise other depositors may encounter similar things in the future.

Jiang Bai is quite lucky, he only withdraws money for charity.

What if someone withdraws money to save their life?

Not to mention delaying for half a month, even three to five days is enough to kill!

Luo Dazhuang glanced at him, shook his head and said: "I know you are very angry now, but calling the police or suing will not have a very good effect. It will treat the symptoms but not the root cause."

"The bank can definitely find reasonable excuses to excuse itself. If that doesn't work, just randomly pushing two 'temporary workers' to take the blame will be enough."

Jiang Bai frowned.

He also understands this truth.

When something goes wrong in a company, a scapegoat can always be found. This routine is nothing new.

Take Jiang Bai's case as an example. Even if he really goes to sue, the court will actually register the case. In the end, at best, he can only deal with small fish and shrimps at the level of lobby manager and account manager.

If the bank casually sends out a notice on another day saying "Employee XX is still in the probation period and is not proficient in professional skills, he has been fired and will never be hired", he will be completely freed.

The senior bank officials who actually caused this situation will not be affected in any way.

How true is this?

"Luo Dazhuang, what do you think we should do?" Jiang Bai asked.

Luo Dazhuang raised the corners of his mouth slightly and slowly spit out three words:

"CBRC!"

The China Banking and Insurance Regulatory Commission, whose full name is the Banking and Insurance Regulatory Commission, was established in 2018. Its main responsibilities are to uniformly supervise and manage the banking and insurance industries in accordance with laws and regulations, maintain the legal and stable operation of the banking and insurance industries, and prevent and resolve financial risks.

Protect the legitimate rights and interests of financial consumers and maintain financial stability.

Simply put, the China Banking and Insurance Regulatory Commission is the direct regulatory authority for the banking and insurance industries.

In layman's terms, that's your biological father!

When faced with the police and the courts, the bank may have N ways to respond, but if the father takes action, the bank will not even have a chance to struggle.

Therefore, when a bank commits infringement, the most reasonable and effective way is to file a complaint with the China Banking and Insurance Regulatory Commission!

After listening to Luo Dazhuang's introduction to the China Banking and Insurance Regulatory Commission, Jiang Bai understood.

Indeed, if the naughty kid is dishonest, then he has to find his biological father!

There are two common methods for reporting complaints to the China Banking and Insurance Regulatory Commission.

One is to call the 24-hour complaint hotline.

One is to file a complaint.

But Jiang Bai chose another option, complaining offline.

The branch of the China Banking and Insurance Regulatory Commission in Longcheng is the "Zhejiang Banking Regulatory Bureau of the China Banking and Insurance Regulatory Commission". It is located in Shangcheng District, just across the Qianjiang River from Jiang Bai's location. It's not far anyway. He brought all the materials

So I went there myself.

…

Banking Regulatory Bureau, reporting center!

Compared with departments such as the Health Commission and the Taxation Bureau, the reporting center of the Banking Regulatory Bureau is much deserted.

Because many people don't even know the existence of this department.

If something goes wrong in the hospital, everyone knows to contact the Health Commission.

When reporting tax evasion, everyone knows to go to the tax bureau.

Anyone who has been cheated by an unscrupulous merchant knows to contact the Consumers Association or the Industrial and Commercial Bureau.

However, if their rights are infringed upon by a bank, many people have no way to complain and don’t know where to complain.

Even when complaints are made, they are more likely to be made over the phone or through letters and visits.

There are very few people who complain and report directly offline.

Therefore, the work of the Reporting Center of the Banking Regulatory Bureau is a leisurely job. There may not be anyone coming from morning to night. Most of the work is to answer phone calls, process letters, etc.

today.

Xiao Chen, the clerk at the reporting center, was checking the received reporting letters as usual.

His expression was quite helpless.

Because most reporting letters are...hard to describe in one sentence.

Some are handwritten and the handwriting is illegible.

Some people write a lot without getting to the point.

Others use a lot of words with subjective emotions, such as "garbage", "lost conscience", etc., but they don't clearly explain what happened.

It's quite troublesome to deal with anyway.

Xiao Chen was busy when he saw someone approaching from the corner of his eye.

"Hello, I want to report it."

Jiang Bai came to the window and said with a smile.

Xiao Chen blinked and asked: "Excuse me, what is the specific matter? Is it about banking or insurance?"

"The one I want to report is Longcheng Bank!"

"On X day of this month, I went to Longcheng Bank to make an appointment to withdraw 5 million. According to the appointment date, I went to the bank to withdraw the money three days later, but I was told that it was not ready yet..."

Jiang Bai roughly told the story.

After listening to his story, Xiao Chen frowned.

According to Jiang Bai, he went to the bank six times, and half a month passed, but he still couldn't get the money successfully.

And the excuse given by the bank is also very ridiculous.

In any case, your bank is holding back depositors' deposits and delaying them for as long as half a month. This matter is unreasonable to the extreme.

The so-called rules are not for you to use them like this.

And the amount involved is as high as 25 million!

Xiao Chen suddenly became excited.

Finally, a "big case" came. Not to mention anything else, the amount alone was enough to attract the attention of the Banking Regulatory Bureau.

"Mr. Jiang, please fill in this form," Xiao Chen asked quickly, "By the way, do you have your ID card, bank card and other documents with you?"

"I have brought all my documents, as well as two withdrawal appointment forms."

Jiang Bai was well prepared.

Soon, he filled in the necessary information in the form, wrote down the ins and outs of the matter in detail, and then handed it in.

After checking it, Xiao Chen said: "Okay Mr. Jiang, we have accepted your report. Please go back and wait patiently. Once there is news, we will call you to inform you."

This chapter is not over, please click on the next page to continue reading! "Thank you."

Jiang Bai thanked him and turned to leave.

He doesn't need to worry about the next thing, the Banking Regulatory Bureau will naturally handle it.

…

Soon, three days passed.

On this day, in the president's office of Longcheng Bank.

"President, are you looking for me?"

The account manager knocked on the door and came in, bowing slightly.

Fan Haitian sat on the leather chair and said calmly: "Our bank's capital reserves have been under great pressure recently and we are in urgent need of cash. If Jiang Bai comes to withdraw money today, you must appease his emotions and let him understand our bank's cash reserves."

difficulties."

"Yes, President." The account manager nodded heavily.

"How do you say it specifically? You don't need me to teach you, right?" Fan Haitian asked.

"I understand, please don't worry, President."
To be continued...