President Zhou did not find the question raised by Zhou Yu strange. In fact, it was also a question raised by most private banking clients.

President Zhou looked at Zhou Yu with a smile and said: "Eight million is just a threshold. Once you reach it, you can enter the private bank. However, the private bank level is not just a VIP level, but also includes many things we can provide.

The service is inside.”

"Mr. Xu, let me give you a simple example. The average daily assets of 8 million have reached the private bank level, but customers can only apply for our private bank black gold card, and the second one is more advanced.

Centurion Black Gold Card.”

"They are both black gold cards, but the benefits that customers of the two levels can enjoy are completely different. The service levels are different, the service scope is different, and the content is also different."

"Similarly, the scope of services that a customer with a deposit of only 8 million can enjoy is completely different from the depth and breadth of service provided to a customer with a deposit of 800 million. For example, some high-quality asset investments will of course give priority to larger customers, and some

In fact, we will not announce the project to the outside world, we will only invite certain customers, and some of the customers with only 8 million may only need the services provided by these 8 million to meet their daily needs."

"Just like private banks often hold cocktail parties, customers of different levels cannot be invited at the same time. Those with eight million dollars will never appear at our cocktail parties at the same time as those with eight million dollars."

"But Mr. Xu, you are different. I believe that the service of eight million will definitely not satisfy you. With your ability, Mr. Xu, you are definitely one of the most distinguished super VIPs in our bank, and you will also be able to directly become our most distinguished Centurion Black."

Gold card holder.”

"I also know that the income from some of our bank's investment projects may be insignificant to you, Mr. Xu, but in addition to these investment projects, our bank can provide you with a full range of services, from private to family, and

From the official assistant, we can properly arrange your food, clothing, housing and transportation and arrange a full-time personal butler for you to wait for your instructions 24 hours a day."

After speaking, President Zhou paused for a moment, looked at Zhou Yu and said with a frank smile: "I know that Mr. Xu recently bought a new yacht."

Zhou Yu Dandan glanced at Governor Zhou and did not express his position. However, Governor Zhou had no worries and kept smiling as he explained: "Mr. Xu, you misunderstood, because the yacht was originally booked by our bank on behalf of the customer, and the money was also paid through

The payment was made by our bank, so I have heard about it.”

Zhou Yu nodded in agreement with President Zhou's explanation, and the latter continued: "After becoming our super VIP, we can handle all these things for our customers, whether it is private yachts, private jets, or other collections, etc., we

We can contact them on our behalf, and at the same time, we can ensure that customers get what they purchased, such as that yacht, as quickly as possible.”

"In fact, the boat booked through our bank only took less than two months from the time the order was placed until Mr. Xu picked up the goods. Even if it were replaced by Mr. Xu, the price of the yacht would be

We can also pay in advance, it’s just a small service fee.”

Zhou Yu lifted the tea on the table, took a sip, moistened his throat and said, "I understand what you mean, 1.5 billion."

When President Zhou heard Zhou Yu's magical turn, he almost lost his seat and slid down from his chair, and his throat moved unconsciously. 1.5 billion is not that much? It's a lot! For a private client, it's much more! This is all

It's his performance. Doesn't promotion and salary increase depend on performance? Moreover, each bank has its own savings business. This has solved a big problem for President Zhou.

For Zhou Yu, President Zhou is extremely caring. He often sends messages to Zhou Yu to show his presence, and there are many people asking him for help. Isn't it just to attract Zhou Yu, a big customer? Otherwise, in Zhou Yu's situation, he goes directly to the branch.

That way you can also get a good reception.

It is precisely because of President Zhou's daily greetings that Zhou Yu is quite impressed with him, and that's why he chose to come here to discuss this matter. Otherwise, it would not make much difference where Zhou Yu goes, but once he gets involved with Zhou Yu

With a good relationship, the annual savings task can be easily solved.

Zhou Yu said: "But it's not like I don't have any requirements."

President Zhou pretended to be listening: "Mr. Xu, please speak."

Zhou Yu said calmly: "Indeed, those investment projects of your bank are not of much use to me, so I don't actually need your help with financial management or investment with this money. I believe that the bank must have gone through the process of handling my financial situation."

For investigation, I don’t care about the little income your investment can bring me, I am more concerned about the safety of the funds.”

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President Zhou's mind was spinning very fast and he smiled and said: "Of course, I can understand. We also have products that guarantee principal and interest. The annual income is slightly higher than ordinary deposit interest. It just takes a long time, but it will definitely not happen. It will take a lot of time."

The main thing you are worried about is that this money belongs to you, Mr. Xu, and no one can transfer this money unless Mr. Xu allows you."

"In addition, if Mr. Xu has other funds that need to be transferred in and out of the bank, I can also guarantee that Mr. Xu, your funds will reach their destination as quickly as possible."

Zhou Yu's request is actually very simple. First of all, to put it bluntly, Zhou Yu will not purchase various financial products from banks or invest in projects. He would rather just earn the interest.

Secondly, the funds are safe.

Governor Zhou’s meaning is even simpler, everything is fine.

As for what kind of product, can a large-denomination certificate of deposit be considered a product? Can a structured deposit that can guarantee principal be considered a product?

Zhou Yu nodded after receiving the answer. Saving this money was actually not a sudden idea. There is a lot of money in the account now, but there is only so much that can be invested. Saving it is actually a guarantee for the future, although it is only

The little income from interest is quite a lot every year, and it is definitely enough for retirement.

This 1.5 billion should earn tens of millions of interest every year. As for the project of guaranteeing principal and interest, Zhou Yu also understands that it is nonsense. The interest may be higher than the interest on ordinary deposits, but there is an upper limit. In fact, it is quite

An alternative time deposit.

If you really want to make high profits, it is impossible to guarantee capital and interest. In addition, some investments for really big customers can indeed guarantee capital and still make profits, but at most they will be higher than normal interest. This is actually just a problem.

This method of maintaining customers can be regarded as using higher interest rates to attract customers to save money. Some things are hard to say but it is also true. Now Zhou Yu can be regarded as a big customer of this level.

As for the issue of fund security, if you really reach this level, you really don’t need to think about it yourself. The bank will care more about fund security than you do, and some agreements or supplementary agreements signed can also protect the common interests of both parties.

The point is that you don't need to worry too much.

Zhou Yu has seen a lot, so he has some ideas, but it's not a big deal to say he's worried.

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