Early the next morning, Su Ruoyan started to take action. First of all, she went to the company to assign a task slightly, because the new funds had not yet been in place, and many things could not be implemented. Now she was just implementing it according to the original plan. The main thing was whether the new funds could be obtained. Su Ruoyan had already said it on the board of directors and would definitely be able to get a loan. However, although she was very confident, she still had no idea whether Li Huailin could think of a solution. Seeing that Li Huailin promised yesterday, Su Ruoyan also believed him, but Su Ruoyan didn't know at all what the other party would do.

Although he didn't receive a call from Li Huailin in the morning, Su Ruoyan didn't call him, because Li Huailin said that he would reply to Su Ruoyan within one day. It was not yet a day before. Su Ruoyan didn't want to urge him, but chose to go to Huaxia Commercial Bank directly.

When they entered the headquarters of Huaxia Commercial Bank in XS City, they expressed their intentions. Soon, President Min here took the initiative to come out to receive Su Ruoyan. Although their bank had no major cooperation with Tiancheng Group before, as one of the largest group in XS City, the president here did not dare to be too lazy.

"Manager Su, we already know your purpose, but I can ask a question. Before, the cooperative bank of your group has always been Huaxia Construction Bank, and it seems that there is no big deal with our Huaxia Commercial Bank. I wonder why I suddenly asked us to cooperate with this time?" President Min asked here very strangely.

"I need funds urgently now, but there is not so much fund available to us on China Construction Bank. We found out that your bank has recently recovered a large amount of funds, so I thought of working with you." Su Ruoyan replied here.

"A big wave of funds?" President Min here was a little confused, "I wonder how much the loan is needed for Tiancheng Group this time?"

"260 million." Su Ruoyan replied immediately.

"260 million?" President Min was immediately shocked. This was not an ordinary number. Because he had just talked about this with Bai Feng's people yesterday, Bai Feng Group had already applied for a loan at the beginning of this month, with the amount being exactly 260 million. Moreover, the loan has entered the final review stage. If the information provided by the other party is not a big problem, the loan will be transferred to the other party's account within three days. Now that Su Ruoyan mentioned this number, the president here immediately understood the other party's meaning.

"Manager Su is targeting the loan from Baifeng Group?" President Min said immediately, "Manager Su, although I don't know where you learned this news, I can tell you that our bank has indeed recovered 260 million yuan of funds to be loaned to Baifeng Group. Moreover, the funds have entered the final review stage. The funds will be borrowed within three days. You are just saying that you want to borrow this funds. Isn't it a bit too late? And taking a step back, our bank has always had a good relationship with Baifeng, but it is the first time we cooperate with you. It's reasonable and it is impossible for this fund to be loaned to you instead of Baifeng."

"As far as I know, there seems to be problems in the operation of Baifeng Group and has been in a deficit state." Su Ruoyan said with a smile. "Chief Min, should we consider whether Baifeng Group really has the ability to repay this amount?"

This sentence made President Min hesitate for a moment. Indeed, Baifeng Loan didn’t have to be so troublesome at all. Now, just reviewing the other party’s economic situation has been reviewed for more than half a month, just observing whether the other party has the ability to repay. After more than half a month of understanding, President Min here made a judgment. He thought that the other party still had this ability and decided to lend it to the other party, so he agreed.

After thinking about it, President Min said with certainty: "Based on the other party's current situation, I think the other party should still have the ability to repay. Especially next month, the other party's real estate Linjiang Garden will be released, and the funds should be quickly recovered. I think there should be no big problem in repaying the loan. In short, Manager Su, I will tell you clearly. Under the same conditions, we will definitely consider Baifeng Group, which has been working with for many years, rather than you."

"Under the same conditions?" Su Ruoyan asked here.

"Of course, we are all businessmen. If you have better conditions, we will naturally consider it." President Min said with a smile.

Su Ruoyan naturally understood the other party's meaning. Although Chang Chang and Bai Feng have had many years of friendship, as long as the conditions here are better than the other party, they will naturally choose themselves. After all, it is a business, but these conditions should not be very good conditions. For example, increasing the loan year, increasing the amount of loan, or directly causing you to bear some bad funds, is not a good thing for Tiancheng Group.

"Our loan conditions are the same as Bai Feng. The loan is a year-on-year, with an interest rate of 6.58%. "Su Ruoyan said that one year is a relatively important watershed, because loans within one year are short-term loans and the interest rate is relatively low, while loans over one year are medium- and long-term loans, which is another interest rate.

"Hahaha..." President Min really smiled, "Manager Su, I just said that since the conditions are the same, why should I choose you instead of Baifeng Group, an old customer who has been working with us for decades? Manager Su, to be honest, I can't see any sincerity of your Tiancheng Group so far. I think there should be nothing good to cooperate with between us. You should go to your cooperative bank to discuss loans, my side..."

President Min clearly meant to refuse. Although Su Ruoyan had no expression, the secretary Tian Jing on the side was very anxious. She had just been sent to be Su Ruoyan's secretary, and she didn't know how Su Ruoyan was capable, but she seemed to be messing up the first thing she was going to mess up, so she was really anxious.

"Wait, President Min..." Tian Jing stood up and said hurriedly, "Why don't you check out the materials of our company first."

Tian Jing meant to delay time first and then think of a solution, otherwise the other party would take the guests directly, but President Min seemed to have made up his mind and waved his hand and said, "I don't need it anymore. I still have something to do now, why don't..."

Before President Min finished speaking, suddenly the door of the reception room rang. Through the glass, President Min here could see his deputy governor gesture to him with a anxious look at the door.

"Wait a minute, I'll go and see what's going on." President Min looked at his deputy president's appearance and seemed to have something urgent to say, so he said to Su Ruoyan, then stood up and went to the door.

"Manager Su, it's impossible for us to get a loan like this." Seeing that there was no one, Tian Jing immediately whispered to Su Ruoyan. She was a professional financial background and has been in this industry for almost ten years now. She thought Su Ruoyan here probably had just graduated from university and didn't understand it very much, so she said with the intention of teaching, "If we don't give them some benefits, we won't get a loan. I think this Chang Chang and Bai Feng have been working with each other for so many years. You said there was no contact in private, so it was impossible..."

"Don't panic." Su Ruoyan reached out to stop Tian Jing's words, "I had no clue before, but just now, I suddenly got the winning point."

Su Ruoyan said this while taking out her cell phone. Just as she was talking, Su Ruoyan suddenly received a text message from Li Huailin. The words on it were very simple: "The matter has been settled, don't worry about playing."

"Winner?" Tian Jing asked inexplicably, "What's the winning point?"

As soon as Tian Jing finished speaking, President Min, who was at the door here, suddenly ran back with sweat, and immediately sat in front of Su Ruoyan and said very seriously: "Manager Su, that... I thought about it carefully. We should still have room for cooperation with Tiancheng Group, especially this time. Originally, Tiancheng Group was also the leader of our real estate industry in XS City. It is not a strong alliance with our commercial bank. It is a great thing. I think about loans, we should talk about them very carefully. However, there is a little emergency now, and I need to deal with it a little. I don't know if Manager Su is free tomorrow or the day after tomorrow. Let's meet again and talk about loan issues. Do you think it's okay?"

"Oh? Does Chief Min really have this meaning?" Everyone could see that the other party's attitude changed by 180 degrees. Su Ruoyan also smiled slightly and said with a bit of teasing.

"Yes, we are really sincere here." President Min said immediately.

"Okay, if that's the case, I'll visit you tomorrow." Su Ruoyan stood up after saying that, and then shook hands with President Min on the opposite side, "I hope we can have a happy cooperation."

"Yes, it must." President Min also stood up and said.

After walking out of the bank door, Tian Jing had not yet reacted. Why did the other party suddenly change so much? He was so arrogant that he seemed to be unwilling to pay attention to him, but the next second it became a pleasing voice. He looked at Su Ruoyan beside him. Tian Jing was just trying to ask what was going on, but suddenly he pressed and his cell phone rang. Tian Jing quickly answered the phone.

"Yes, it's me, you said...ah? What? Wait, is it true? Wait, I'll check the Internet, OK, it's OK." Tian Jing hung up the phone and immediately started checking the Internet with his mobile phone.

"What's wrong?" Su Ruoyan next to him asked.
Chapter completed!