Liu Mingqi came over in a while.

When he entered the door, several shopkeepers quickly stood up and saluted.

"See the little prince!"

"No gift!"

Liu Mingqi smiled and bowed, looking very polite.

Several people first introduced themselves before invited Liu Mingqi to sit down.

On the surface, Liu Mingqi, who is very strong, is not handsome and elegant, but her temperament is very calm and does not look like a sixteen-year-old young man at all.

The maid brought the best fragrant tea, and Liu Mingqi was not in a hurry to speak. She took a sip of the bitter and fragrant tea before saying, "Is this the tea from the mother tree of Wuyi Mountain?"

"No."

Du Jianghao said, "There are very few tea leaves on the mother tree, and basically they have entered the palace. However, the 27 second-generation tea trees were successfully cultivated through the mother tree. This tea leaves were obtained from here, which is very difficult. The villain can only occasionally take them out to entertain guests."

"Drinking tea is actually about the mood. If you feel good, all tea will be delicious." Liu Mingqi said: "For example, now, I think tea is very delicious, but it is not certain for three."

The three shopkeepers were all old foxes, and they were shocked when they heard this.

It was all this Prince Yu who was extremely smart. At the age of sixteen, he invented a lot of things such as soap, flower essential oil, toilet paper, sugar, white rabbit milk candy, etc., but he didn't expect that he had such talent in dealing with people and things.

In just two short sentences, everyone's mood differences and their situations have been revealed.

Jiang Ting thought he would pretend to be stupid first: "Little Prince, I wonder what you are here today?"

"Of course I'm asking you to borrow money." Liu Mingqi said, "How about it, the day after tomorrow is the first day of the Lunar New Year. If you send a gift to the emperor at this time, wouldn't it be very popular with the emperor? From now on, there are many benefits in the emperor's heart?"

Yang Kangfeng smiled wryly and said, "Young Master, you are joking. How could such a big thing be decided in two days? The three major money houses have been standing for decades, not by taking risks and adventurous success."

Liu Mingqi said: "In fact, you should be quick and accurate in doing business. If you can't seize the opportunity, no matter how big the money bank is, it will gradually decline. If a pig stands in the wind, it will fly into the sky in the wind."

"hehe."

The three of them laughed as they listened.

This is the first time that the pig on the Fengkou has appeared in Dakang, and it will also sound very interesting at first glance.

The boy continued to say, "I understand your concerns. Everyone is a businessman. Of course, he knows the disadvantages of slow payment and low interest rates.

To be honest, even if you lend this money to those little landlords who are unable to turn over, I believe the income will be higher than that of lending it to the royal family and nobles."

"hehe!"

The three of them smiled and refused to talk to each other.

Only Liu Mingqi said this, but they couldn't reply.

Even so, if they said it in public, the emperor would definitely be angry, thinking that they had been involved in money and had no moral sense at all.

"But you are just businessmen after all, and this matter is just from a business perspective. In fact, in my opinion, it is very short-sighted and unwise."

"Little Prince, you mean..."

"I'll say that." Liu Mingqi said, "Who do you think is the idea of ​​this matter? Is this one?"

He pointed his finger into the sky.

Then the three of them nodded together.

Isn’t this nonsense? King Su would take care of such a big deal if he eats too much. Only when the emperor gave the order would he do it.

Only the emperor would set his mind on their three major silver shops, otherwise any official in the court would have to consider the opposition of the forces behind them.

The emperor doesn't need it.

What else can you do?

Is it a big deal?

"Although the emperor treats you a little unfairly in this regard, the heavy snow disaster that is about to come is indeed a difficult problem." Liu Mingqi said: "If the disaster relief goes well, the emperor will be happy. If the disaster relief goes well, then he will definitely be unhappy.

It may not matter when the emperor is happy, but if he is unhappy, he will look for those responsible persons. Some people are obviously capable but stand by, which makes the money-raising work fail. Do you think they will get small shoes to wear?"

Du Jianghao frowned: "But we have difficulties. Since the beginning of the Dakang Dynasty, as long as we do business well, there seems to be no problem."

Liu Mingqi said, "It is true that the emperor cannot deal with you... But he is unhappy when the so-called humiliation of the minister and his death. What do you think the people below will do? No need to do more. The embroidered yamen comes to your money shop every day to guard it. Can your business still be done?"

Jiang Ting said dissatisfiedly: "Isn't this a bit of revenge? The court isn't like this, right?"

"What is revenge?" Liu Mingqi said: "When the Embroidered Uniform Guard received the news, there may be thieves who were not good for the money house. Are they still wrong in guarding the money house? Besides, they did not enter the door, so they were wrong in standing at the door?"

The three of them were speechless.

Only then did they realize what a rogue is.

indeed.

The embroidered sibling guard did nothing, but it seriously hindered the normal operation of the three major money houses.

It won’t take long to get bad news from the three major bankers, so that someone will maliciously default on loans or even run away...

Once a large-scale bad debt crisis occurs, the funds cannot be collected, and who will pay for the huge losses?

Money houses that have suffered huge losses will never be trusted by people, so those merchants who save money to enter the money will definitely withdraw all their money.

This bank run crisis will be even greater, and it will directly cause a bank to go bankrupt.

But when you look back on the whole process, in fact, they didn't do anything, just let the Embroidered Uniform Guard help you guard the gate. Even if everyone from the Legalists like Miao Yan judges the case, the Embroidered Uniform Guard will not lose.

"Little Prince, I have not happened since the founding of Dakang!" Jiang Ting quickly softened his tone: "Didn't your actions destroy business norms and morality?"

"Compared with business ethics, I believe that the lives of tens of millions of people are more important." Liu Mingqi smiled and said, "Believe it or not, even if you go to find Miao Yan, Miao Yan will not pay any attention to you."

Du Jianghao's face was a little pale.

Miao Yan is a member of the Legalists, so the people of the Legalists naturally have to take care of the interests of more people. They must be very unsightly to see these money shops that are unsuccessful.

Although he will not do anything that violates the law, he can still ignore it.

Liu Mingqi glanced at the three of them and continued, "Don't worry, after the three major money houses go bankrupt, some people will pour dirty water on you, and the people in the world will think that you deserve your sins... None of the justice you want to find will appear!"

"hiss……"

Jiang Ting and the other two took a breath of air conditioning.

Killing people is not enough, you have to whip the corpse!

Prince Yu is so young, but his methods are really vicious!

Maybe it was not the one who came up with the solution, but if you can say this, it means that this method must be prepared for implementation.

It depends on whether they are better or not.

"Actually, you don't have to worry too much." Liu Mingqi softened her tone again: "The court is not unreasonable. The food must be eaten one by one, and the business must be done bit by bit. According to what I see Your Majesty, it is enough to get about 10 million taels of silver in the first batch.

On average, the three of your money houses are only more than three million taels. You should have the right to deal with this number, right? As for what’s going on later, your bosses will also make a decision at that time, and I believe they will not be able to break the world."

"But this money is still a lot..." Yang Kangfeng said with a frown, "It's the Chinese New Year, where can we raise so much money for a while?"

"Recognize the share first, and the money is not used in a short time." Liu Mingqi said, "When the money is to be used to buy food, clothing, etc., maybe you can go directly from your three money houses. This is not only convenient for you, but the court is too lazy to trouble."

"Um……"

The three of them looked at each other, with a helpless but unwilling expression.

Liu Mingqi pretended not to see it and continued, "I can also ask the clan mansion to select a group of people with strong funds and strong abilities to borrow money. With high-quality customers like them, they will pay back the money faster in the future and your pressure will be less, right?

Anyway, you all have to lend money to others and collect profits to make money. This time, you just gather dozens of high-quality customers together. To put it separately, isn’t it the same as in previous business?"

Du Jianghao's eyes lit up.

It seems that this is the reason!

The hearts of the three of them became even more shaken.

If you can pay back the money in advance, it would be a good thing to have a lower interest rate.

The young man struck while the iron was hot and said again: "Of course, the court will not let you worship and take on such an important task."

It was not until this time that Jiang Ting and the other two were finally excited.

Oh my god.

After being threatened for a long time, I finally mentioned some benefits.

They eagerly raised their ears and stared at Liu Mingqi, hoping to hear good news.

Liu Mingqi smiled and said, "I know where the general scope of your three families is, and I have always wanted to expand to other places, but because of the powerful local forces in various regions, your expansion has been unsuccessful."

Those who can do this job are definitely not idiots.

On the contrary, they are very smart.

Yang Kangfeng's breathing suddenly became tight: "Little Prince, you mean..."

Liu Mingqi nodded: "I personally think you can go to the Two Lakes area to develop."

"ah?"

The three of them felt disappointed again.
To be continued...