Wang Ju looked at the nine people in front of him.

All nine people had a look of shame on their faces.

"Sit down," Wang Ju said.

Nine people dared not sit.

"Let you sit down, maybe someone will tell you good news soon."

These nine people are all workshop owners assisted by development fund loans, and the other workshop owners basically repay the loans together.

It was because these nine people had not paid back, but their respective situations were different. Some were because of poor management, and some were because of slow revenue. All these loans were purchased in all kinds of physical goods, or other things, and now they could not be sold in time. Or if they were sold, they would immediately suffer serious losses.

Two of them were in the middle of the loss and were unable to repay the loan.

Wang Ju asked them to sit down and pointed at the seven shop owners in front. These seven households were the former, and they did not lose money, but they were unable to cash out. Wang Ju flipped through the account book and then looked up and asked, "Can you seven households raise ten thousand yuan?"

"This is a matter of course," the seven people said immediately.

"That's good. You can share it yourself and get 10,000 yuan for the remaining 19,000 yuan. I will give you another chance to allow you to repay within five years and waive the remaining four years of interest. Can you do it?"

"ah?"

"Can it be done?"

“It can be done, it can be done.”

Wang Ju looked at the remaining two workshop owners again, and hope was also revealed in the eyes of these two people. Wang Ju said, "You are not doing well."

Why are these nine people a little ashamed? Since Wang Ju put down these loans, he also sent someone to follow them. Seeing that some workshops were incorrect, he took the initiative to find ways to solve the difficulties for them. He also provided many convenient conditions.

Some workshop owners quickly turned around with the support of Wang Ju, but these people encountered one or another problems but did not do it well. Especially for these two people, Wang Ju deliberately sent clerks to the door to give advice three times, but until now, they have not turned losses into profits.

Therefore, after Wang Ju finished speaking, the two of them were immediately uneasy.

Their workshops are not what Wang Ju called "the sunrise industry", so when borrowing, they used land and houses as collateral.

Could it be that this magistrate pawned their land and houses in order to recover the loan?

"You don't have to worry. You just say that you are not doing well, so you have to find a way to learn how to operate. What if the official leaves Qingzhou and the next new magistrate comes?"

"Ming Gong..."

"Let me do this, I will lend you another 2,000 chunk of loans to each of you. It is also an interest-free loan, and the term is ten years. But in ten years, can you repay it to the government?"

"It must be, it must be."

"Then let's write a new contract."

Wang Ju took the pen and ink, wrote down the new contract, and signed the paintings and sealed them. Wang Ju also stamped the official seal.

Suddenly, nine people knelt down together: "Ming Gong is so kind and great, just like we recreate our parents, I wish to be a cow and a horse in the next life..."

"You all get up to someone," Wang Ju shouted.

As soon as he drank, nine people all got up.

Wang Ju asked them to sit back again and said, "Why did this development fund be established? It is to develop the economy of the two states in the Qing Dynasty. Why are there families, villages and countries? If a couple is unfaithful to each other, father and son are unkind and filial to each other, brothers are unfriendly and united, is this family still the same family? If the people of a village do not help each other, the poor people are gambled and cheated, and the rich people are fishing and fellow villagers, then is this village still the same? This is the case with the family, the village is the same, and the country is even more so. Only when more people unite and help each other, and there are many people and have great power, can we do a lot of things, such as water conservancy transformation, and can we live in more people. For example, resist foreign enemies, only if more people are together can we have a strong army to defend our homes.

This is the origin of the emergence of the country. However, a snake cannot do without a leader, so a country needs a king, and he will lead the people. However, the country is large, and the king cannot inspect it at once, so it can only be governed by officials. It is said that officials are parents, but in fact officials are the fusion agent and coagulant of this large collective that helps each other. If you really want to thank them, you have to thank the villagers. If they had not deposited the money in the development fund, the official would not be able to lend you. Of course, if you manage properly, feed many servants and pay commercial taxes on your own initiative, it can in turn make more people rich. If you have commercial taxes in your hands, you can benefit more villagers. That is, the official only plays a solidification and fusion role. It is yours who really help each other and develop together.

One of the elders said: "But there is no Ming Gong, so what solidification and fusion came from..."

"Yeah yeah."

"So the country needs officials, this is also the official's job. If I do well, it is my duty. If I don't do well, it is a dereliction of duty. Otherwise, how can I be worthy of the salary offered to me by Your Majesty? You must know that these salary is also collected from the people."

This statement was too advanced, and the nine people dared not respond.

Wang Ju said again: "You are a man and businessman, one is not stealing, two is not robbing, three is not violating the laws of the country. Don't kneel down to others at any time in the future. If you lose your dignity, no one can afford it."

"Ming Gong can afford it."

"I can't afford it either. At most, I will help you, but you have also helped me. At least with your help, I have achieved some political achievements. Okay, there is no need to say anything else, you can go back."

A few people asked Wang Ju to bomb out, of course it was not considered a bomb, but they stood outside the state yamen in a daze. Did they help the governor themselves?

Then he went back in emotion and shame.

Wang Ju looked at the account book again.

Why did Wang Ju ask them to share that 10,000 guan? In this way, there would be no losses on the development fund's books, and he also made a surplus of more than 300,000 guan, or the IOU in the hands of these nine people.

Wang Ju began to release Lu Bu, asking all the people who saved money to withdraw the money, and they would also need to withdraw it before it expired, but they would still pay three cents of interest.

Then Wang Ju rode a horse to see several poor villages and taught them with great sincerity how to change their current backward situation and poor life.

Everyone didn't pay much attention, it was a good official, so Wang Ju did this.

Only a very small number of people vaguely noticed something was wrong.

The next thing happened made them feel even more uneasy.

Wang Ju hired several large carriages, and then asked Fei'er, Qiong Niang, and a group of maids and children in the family to get on the carriage with their luggage.

A neighbor asked worriedly, but Wang Ju just said lightly, asking Fei'er to take them to Yanzhou to see her ancestral home.

Of course, many people don’t believe it, but Wang Ju won’t say it anymore, and they dare not ask.

Then the envoy from the court came.

A eunuch named Hou Yuanli, but Wang Ju knew this eunuch. The relationship was not bad.

Wang Ju general Hou Yuanli welcomed the prefecture yamen. Hou Yuanli said: "Our family is here to pass on the official's order, and let you go to Beijing to report your duties."

"I know this," Wang Ju nodded, waiting long ago!

He also said: "But I don't need to go to Beijing to report my work. I can reply to Your Majesty here."

"Zhizhou Wang, how can this be done?"

"If I say yes, I can, and make records for me."

"Here." Huang Hua responded, immediately took down the pen, ink, paper and inkstone. Hearing the word "record", Hou Yuanli's face immediately changed. If it were not done well, something big would happen soon.

Zhang Feng sat next to him and sighed slightly.

Wang Ju said again: "The official summoned me to Beijing to report my work, but there were only four things. The first thing was that at my instruction, ten merchants sold fireworks and bamboo paper workshops. That was fine. The key was that they stepped out of the sour wine workshop and donated it to the court. Mr. Jiefu was not good to accept it, and it was even worse if he did not accept it. Moreover, the high-quality sour wine produced in it is the best medicine for disinfection. Because of it, every war now reduces a large number of deaths caused by inflammation of the wound. Therefore, Mr. Jiefu had to bite the bullet and accept it.

Go, this acceptance will inevitably lead to impeachment from the ministers in the court. Therefore, the officials hope that I will go to Beijing and explain it to Mr. Jie Fu to resolve his embarrassing situation. But I don’t understand. First, Mr. Jie Fu has implemented the market law, and the market Yiwu will purchase unsold goods. Ask bamboo paper, fireworks, soybean wine, and sugar, which are unsold goods? I don’t know why I transferred Chen Xiang to Hangzhou? Yes, it was my instructor, but please see the reason. This is the quantity and price given by Chen Xiang, and the one over there is the original production and selling price."

Wang Ju handed over two account books and asked Hou Yuanli to watch.

"This amount is almost twice the original output. How can several workshops be completed on time? And this price, almost even the production cost cannot be maintained. With this quota and price, what should you do if you ask me to do?"

"This is Chen Xiang's nonsense, not the original intention of Mr. Jie Fu."

"Since Mr. Jie Fu presided over the reform, isn't he an ordinary person? Don't you know what would happen if Chen Xiang went to Hangzhou? So this result was achieved with Mr. Jie Fu's cause. And I'm considering another thing. The quota and price of the sugar workshop are also unbearable, but there are the contract shares of the eldest princess and several royal family members. Should I let the Yanzhou merchants escape?"

"Master Wang, you must not."

"Is it okay? It's not me, but Mr. Jiefu. If this quota and price are there, it's okay. If it's not for this quota and price, I might reconsider it. As for the remaining three workshops, I will not be able to distinguish between Mr. Jiefu, but I can't let me protect Mr. Jiefu, I won't be so cheap."

"But the official..."

"This is my answer to the official family. I hope the official family will also consider my feelings. Besides, this method of the Yi Dynasty itself is a joke."

Wang Anshi was very good at filial piety in Jiangning. These people used usury and cheated people, but they did make money. Therefore, in his reform, the shadow of usury could be seen everywhere. It was just that the interest on usury was slightly reduced, but in fact it was still usury.

Wang Anshi also saw that businessmen made a lot of money in business, so he had this idea. If the country monopolized the country's business, how much money would the country make in a year? In fact, the money earned at the highest level of the Municipal Law was not as much as that of Qingmiaodai. And the money earned was mostly IOUs.

Actually, I did a good job at the beginning. Let Xue Xiang preside over the dispatch of the Southern Ninth Road, which was the real way to manage. However, Wang Ju didn't want to say more, and the more foolish horse protection method is coming again...

"The second thing is what Wang Rong said about the examination method. It is true. It is what I said. However, although it looks beautiful, it has too many disadvantages, so I have never reported it to the government. For example, using economic income as the examination standard to obtain the political achievements of officials. Needless to say, the state tax and other income will surge in a few years. But the disadvantages brought are also very serious. Since ancient times, scholars, farmers, industry and commerce have mostly shamed them for their words of profit. Whether it is true or false, there are indeed very few ministers who understand the economy. Now the country uses this to obtain political achievements. If you don't understand, most officials will inevitably double their taxes and other incomes in various prefectures and counties to seek promotion to official positions. The people suffer. Officials take the lead in speaking about profit, and the whole country uses money as the standard, so morality will inevitably be gradually lost..."

Just like the white cat and black cat, there is also the foreigner supremacy.

Its background is the argument that it was introduced when the country was extremely poor and the technology was extremely backward.

Then, based on this test, the specific one is to look at the land squeezing and attracting investment in various places.

Attracting investment has made foreigners a lot of money, especially Japanese.

But if you think about it carefully, at least because these foreign capitals have entered, although they will not really pass on high-end technology to the Chinese, but after seeing the knowledge and everyone knows the gap, they will not be as closed-minded and blindly arrogant as before. They will also see advanced management and production methods, and the Chinese will gradually catch up.

Of course, it has many disadvantages. What are white cats and black cats? It means that as long as it does not seriously violate the national laws, whether it is legitimate or gray, as long as it can make a fortune, it is good.

This has brought about a series of very bad consequences.

But considering that situation in the late seventies, it was indeed a timely rain.

Then correct it.

As Wang Ju said, there is an unchanging "method". You must wear thick clothes in winter, otherwise you will freeze to death. You must wear thin clothes in summer, otherwise it will kill people.

However, in the Song Dynasty, once this situation occurred, everyone did not understand and did not have advanced countries to compare. How to correct it? Should we make reforms again?

Wang Ju continued: "If you succeed in the exam with military merits, you must let the generals become generals and ministers, which may not necessarily lead to the Five Dynasties of Rebellion. But will the scholars and officials agree? The moral standard has been indifferent to fame and fortune since ancient times. However, if you want to be rich, you cannot do without industry and commerce. Merchants themselves are profit-seeking. The country wants to be prosperous and strong, but if you are indifferent to fame and fortune, can it work?"

"Let's lose another look at one?"

"This is exactly what the envoy is. Of course, if you have wisdom enough, you can take care of it and that. However, according to Mr. Jie Fu's reform, I think Mr. Jie Fu may not be able to do it. So, don't rush to implement the Wang Rong's test."

Wang Rong entered the capital last year.

Wang Ju didn't care about this, mainly because some time ago, he suddenly introduced the method of examination and achieved the examination based on the implementation of reforms as the standard of political achievements.

And he did not take credit, saying that it was proposed by Wang Ju.

Maybe he wanted to use this to force Wang Ju to join the reform ranks, or maybe he took revenge on Wang Ju, but Wang Ju didn't know much about what he thought. After all, the two only met one time, and Wang Ju was not very clear about this yamen.

Of course, after this test was introduced, the whole court was in chaos.

Since Zhao Xu summoned Wang Ju to Beijing to report his work, this article must be questioned.

Therefore, Wang Ju made an explanation here.

However, these two are not the most important ones. Wang Anshi may have become disgusted with Wang Ju, but the other group is different. They want to completely trample on Wang Ju. This is what Wang Ju wants to say below... (To be continued...)
Chapter completed!