Zhang Jingyi, who was standing aside, listened carefully to the third uncle's words.

He immediately looked at his third uncle with admiration.

The third uncle's vision is very poisonous.

At least at present, ordinary people cannot see the huge help this bank has brought to the Franchise and the Netherlands.

To put it bluntly, the emergence of banks is to give people capital to overdraw.

Use banks to attract the wealth of everyone in the world, and then invest this huge amount of funds into the East India Company through lending. The East India Company uses this money to desperately build ships and recruit manpower to complete its expansion, and finally create countless profits.

With this bank, it means that you have a greater source of wealth than the national finance, and by absorbing this source of wealth, you will gain more powerful strength.

And if there is no bank, you can only fight against them through poor fiscal revenue.

For example, in the current Ming Dynasty, if the social wealth of one billion taels of silver was only 5 million taels per year, even if all five million taels of silver was invested in shipbuilding, it would be a drop in the bucket.

For the Netherlands, if their social wealth is only 100 million taels and their fiscal revenue is only 1 million taels of silver or a mere 1 million taels of silver, of course, they cannot be the opponent of the Ming Dynasty.

However... they have treasury bonds and banks, and banks charge a large amount of savings from the society, get tens of millions of taels of silver, and then lend, the funds in their hands may be far more than those in Daming.

Borrowing debts and eating Yin grain may be harmful if it is later generations. After all, it is difficult for human technological progress to develop leapfroggingly, and new industries that cannot make a large amount of profits can be formed. At the same time, the market expansion has reached its limit. The more debts borrow, the sooner or later it will be plagued by debts, which will eventually lead to huge problems.

But now... it is the era of great navigation. In this era, countless blank markets need to be discovered urgently. The returns of maritime trade are extremely high. The investment of one tael of silver can bring double the profits.

The more you invest, the greater the profit. Naturally, you will never have to worry about not being able to repay your debts.

Emperor Tianqi probably understood the power of this thing and said, "In this way, they used all the annual income in their country, the money of merchants, and the savings of the people to turn them into the funds for their shipbuilding and recruiting personnel to fight against our Ming Dynasty, right?"

Zhang San said: "That's true. Now, the Franchise and the Netherlands have become wary of hearing that we opened the sea in the Ming Dynasty and built our own ships for freight. In addition... I heard that many private merchants along the south coast of the Yangtze River are also very vigilant about this... This is what I am worried about. Once that time comes, I am afraid..."

Emperor Tianqi's eyes lit up and said with a little excitement: "There are such good things in the bank...? This is easy to deal with. The court can also open one. Let's save all the gold and silver of the people of the world, wouldn't it be better?"

Emperor Tianqi smiled and said, "Parent Wei, Zhang Qing's family, what do you think?"

Wei Zhongxian immediately said, "Your Majesty is wise. In Brother Zhang's words, this is called walking other people's paths and leaving others with no way out."

Zhang Jingyi smiled bitterly and said, "Your Majesty, I think... this matter cannot be done. The essence of a bank lies in credit. My Ming Dynasty's commerce is not developed. Those landlords and wealthy people, as well as ordinary people, would rather dig a cellar to hide it. It is impossible to send the silver to a bank or a bank. The so-called bank is a bank? Isn't it a year or two to change people's habits."

"Besides," Zhang Jingyi coughed and said, "Does Your Majesty still remember the Ming Dynasty's treasure money?"

Emperor Tianqi stared at Zhang Jingyi: "Of course I know this."

Zhang Jingyi said: "My Ming Dynasty treasure banknotes originated from Jiaozi in the Tang and Song dynasties. They were many years earlier than the Franjiren's bank. But what are you doing now? Over the years, the imperial court has issued money freely. No one in the market dares to use this thing, just like a piece of waste paper. The people have been fooled once, who dares..."

Emperor Tianqi couldn't help but say, "Didn't you say I have no credit?"

Zhang Jingyi actually said seriously: "Yes."

Emperor Tianqi felt his face hurting, but he could only say, "In this way, my Ming Dynasty can only stare at me. It really doesn't work. I have a lot of money, so I just invested some money... that's..."

Zhang Jingyi shook his head and said, "But this is not a long-term solution. After all, Your Majesty has to spend more money. Besides, we use Your Majesty's treasury, but people use the wealth of millions of people. Now I can afford it in the Ming Dynasty, but what about ten or twenty years later? If you don't have long-term plans, you will have immediate worries, so I think it's better to solve the source problem."

Emperor Aoki thought: "What should I do?"

"Your Majesty..." Zhang Jing said: "Can you give me some time, some more money, and dispatch me? I can guarantee that within half a year, the Dutch bank belongs to my Ming Dynasty."

Emperor Tianqi was stunned and then said, "What do you mean, buy their bank?"

Zhang Jing shook her head and said, "It's similar to buying it, it's the kind that... is not going to pay."

"That's to rob!"

Good guy, Emperor Tianqi felt that the blood of his ancestors was boiling in his body again, and his whole body was full of energy, his eyes shining: "This is the best method, come on, let me tell me how to grab it."

Zhang Jingyi looked speechless.

However, Zhang San glanced at Zhang Jingyi, but smiled, and then said, "Your Majesty, this is not true. Their banks have opened stores in Western countries. Could it be that my Ming Dynasty has snatched all the stores? Even if I snatched the store, it would have no effect. As for the vault, it is even more..."

Before Zhang San finished speaking, Zhang Jingyi said, "Please rest assured, I won't do things like robbers. I am a person who preaches reason and rules, and I use a gentle method."

Zhang San naturally did not expect anything about this. Obviously, he felt that this nephew seemed a little naive and did not know the other person's bank thoroughly."

When Emperor Tianqi heard that he was not robbing with a knife, he became a little disappointed and had to smile reluctantly, feeling bored.

After seeing Zhang San, Emperor Tianqi rewarded some wealth and then ordered the people who were on the boat.

Zhang San said goodbye with great gratitude.

Zhang Jingyi was busy with the prison, so he naturally couldn't stay there and said goodbye and left.

After everyone left, Emperor Tianqi couldn't help but frown at Wei Zhongxian beside him and said, "Ratch? Companion Wei, is there a gentle person in this robbery?"

"Look at me..." Wei Zhongxian thought seriously and said, "Maybe in Brother Zhang's meaning, it means that it is robbing on the surface, but in fact it is not robbing... Actually, I don't understand it very much."

Emperor Tianqi was still full of doubts and paused, "Collection of information about these banks for me, but I want to know what they call robbery."

Wei Zhongxian said: "I obey the order."

Emperor Tianqi then remained silent, looking thoughtful.

After a long time, he sighed and said, "Speaking of it... I miss Deng Jian a little."

Wei Zhongxian: “…”

……………………

As soon as Zhang Jing returned to the county, she was actually thinking about the bank.

The third uncle's words actually make sense.

This thing...either destroy it and let the Dutch and Francisians stand on the same starting line as themselves, or let the Ming Dynasty establish an effective banking system.

Of course, this is not easy.

Because the credit has been ruined by the ancestors of Emperor Aoqi, if His Majesty dares to stand up at this time, everyone will save money with me.

Zhang Jingyi can guarantee that the funds that Emperor Tianqi could collect and store were most likely not as much as Emperor Chongzhen could borrow in history.

But...how to solve this problem?

He sat in the public room, frowning and pondering. At noon, Wang Cheng ran over and said, "Master, go for dinner."

He called out and planned to leave. But when he turned around, he saw Zhang Jingyi, who was excited when he heard about eating, was still sitting behind the desk, without moving at all.

He felt strange and said, "What's wrong? What's the problem? The prince has encountered something difficult?"

Zhang Jingyi looked up and said, "There is a big thing that must be done by someone who is very trustworthy."

Wang Chengmei raised her eyebrows and looked happy.

Zhang Jing said: "You go and invite the Chief Lu County Master."

Wang Cheng almost spurted out his old blood, but he was not excited, but he felt that his blood was a little cold, and he said with a tough bullet: "Master, we are brothers."

"You?" Zhang Jing looked at him, looking hesitant.

How did this reaction make Wang Cheng feel heartbroken?

Wang Cheng glared at his eyes, and he could still bear other things, but he couldn't bear it anymore.

Zhang Jingyi laughed at this moment and said, "I'm actually just provoking you. Okay, brother, no, Wang Qianhu, there is one thing that I want to leave to you. If you accomplish it, it will definitely be a great achievement. I won't lie to you. But... this matter is of great importance, you must be careful and know that if there is a slight mistake, something will happen."

Wang Cheng has always been a real person. Without asking any more questions, he immediately patted his chest and said, "Don't worry, please let the country publicize it."

So Zhang Jingyi and Wang Cheng discussed in the public room for more than an hour before Wang Cheng left with a confused look on his face.

In fact, he didn't quite understand Zhang Jingyi's intentions and plans.

but……

What if he doesn't matter, these three brothers will make the decision anyway.

Looking at the background where Wang Cheng left, Zhang Jingyi breathed a sigh of relief. At this time, he showed a full of confidence.

Those Dutch people and Francis actually wanted to stroke the tiger's beard, so let you take a good look at what I, Zhang Jingyi's methods are.

…………

Chapter 5 is delivered, please give me a monthly ticket.
Chapter completed!