,

Zhang Jingyi looked at everything in front of her with a smile.

The bank crisis is extremely terrible.

Even if the supervision of banks is very strict and there have been many mature experiences in dealing with crises, it is very terrible.

And once this domino effect begins, it cannot be stopped.

People like William are obviously very clear about what might happen.

So he already felt an unprecedented danger approaching.

Although it is just a run of several million tael silver.

But now, even if there are hundreds of millions of taels of silver in cash, there is no way to fill in this pit.

At this time, Zhang Jingyi deliberately said, "What happened?"

William looked at the void in front of him with a blank expression and said nothing.

Zhang Jingyi said again: "What, is there something wrong with your bank?"

"No...no..."

"Since there is no, then forget it." Zhang Jing smiled and said, "Your Majesty, this letter has been delivered, so let them invite you back."

Emperor Tianqi nodded and coughed: "I am tired..."

William suddenly looked up at Zhang Jingyi, and then said, "There is indeed a problem, the bank... there is a run."

"Oh." Zhang Jingyi pretended to be surprised and said, "Didn't this be the depositors deposited in your bank ask for money from your bank to withdraw money? I'll calculate it, you say that your bank has hundreds of millions of funds, and this fund is obviously not yours. At this time, everyone needs to withdraw money. Doesn't this mean that countless depositors will have to deal with hundreds of millions of silver in a short time?"

Now that William has turned pale, he nodded with great difficulty.

"But your money has been loaned out, right? It is impossible to take back the money in a short time. If you calculate it like this... let me guess, countless people will break through the threshold of your bank, and no one will save in your bank, and... countless creditors will ask you to repay money immediately. If you can't take it out, I'm afraid that all your banks will be smashed to pieces?"

"Yes." William nodded seriously.

In fact, he even faintly smelled a trace of conspiracy, and he began to discover that Zhang Jingyi seemed to know the situation inside the bank.

So his scalp became numb and he felt more and more that he was in a huge conspiracy.

"If this is the case, then in my opinion, no one can save you." Zhang Jingyi sighed: "Your name is William? William, let's see you in the next life."

William: “…”

Zhang Jing smiled and said, "Actually, I have also had some in-depth research on bank business. In fact, such a dilemma is essentially a credit problem. Now everyone thinks that your bank can no longer repay, which leads to a crisis. So it is better to say that it is a credit crisis than a bank crisis."

Then he said: "There is not no way to resolve the credit crisis."

William subconsciously said, "What method?"

Zhang Jingyi said mischievously: "If you don't tell you, you can guess it yourself."

Zhang Jing said this. He is not in a hurry now. Anyway, in the end, it is not himself who died.

Emperor Tianqi probably understood something. He has indeed studied the bank recently. Of course, after all, he was not good at learning skills, so he didn't say much at this time.

But Zhang Jing said again: "You always say how powerful your bank is, but in fact, this bank is also the most vulnerable. Like a clay man, it looks like a giant and daunting. In fact, it can be pierced with just a finger. The reason why such a crisis is brewing is to reflect on yourself. When will you figure it out? Maybe we can have a good talk."

William's face was pale at this time, but he no longer cared about talking nonsense with Zhang Jing. He had to go back immediately and write a book to all the closely related shareholders, some large depositors and royal families from various countries, trying his best to delay the current crisis.

Emperor Tianqi seemed to have seen something, and said, "Okay, let's all be separated. If you negotiate with the Netherlands, you don't have to pass the Ministry of Rites in the future. Anyway, you don't understand the Ministry of Rites. Let's hand it over to the Zhang Qing family."

All the officials were also confused at this time.

Wait for everyone to disperse.

Emperor Tianqi kept Zhang Jingyi again

He stared at Zhang Jing calmly and said, "Zhang Qing, why is this?"

"I have actually written a charter for the whole story. Please check it out." Zhang Jing took out a charter like a magic trick and sent it to Emperor Apocalypse.

The explanation is very detailed, explaining the mechanism and principles of the bank, and also talking about how he used five million taels of silver to cause a run, and what possible consequences might be made to the Netherlands banks in the end.

Not only the banks in the Netherlands, but also the government bond situation of various countries, as well as other trade, have far-reaching impacts.

Emperor Tianqi was fascinated by the sight and could not help but say, "What you mean is that these five million taels of silver will cause countless people to go bankrupt and countless people to lose their jobs. In the end, these people are like... refugees, and finally..."

Zhang Jing smiled and said, "That's the situation."

Emperor Tianqi sighed, astonishment flashed in his eyes, and then he said in confusion: "So that's it. What's the benefit to us if you say that?"

Zhang Jingyi said: "They don't want to be finished. The only way now is to save the market."

"Save the market?" Emperor Tianqi heard this word and felt it was very novel and said in surprise: "How to save it?"

Zhang Jingyi said: "Rebuild your own credit. You can point them out a clear path."

Emperor Tianqi looked at Zhang Jing and said, "You continue talking."

Zhang Jingyi said jokingly: "It is impossible for anyone to inject hundreds of millions of funds. As I said just now, this is fundamentally a problem of credit. Once you lose your credit, people tend to withdraw money and self-protection. But... what if the bank gets some guarantee at this time?"

"For example, I will understand some great positive news, such as the rumored wealthy Majesty is willing to guarantee the bank. Or, allow these Dutch banks to enter the Ming Dynasty? As long as we throw out enough positive news, those who are enthusiastic about taking the silver will slowly calm down and slowly maintain the situation."

Emperor Tianqi said in surprise: "In this way, wouldn't it be... in order to save themselves, will they agree with our idea of ​​Qi Sanxing?"

Zhang Jingyi's eyes became brighter and brighter, but he smiled and said, "It's not the seventh three now, now it's nine. He's one and I'm nine."

Emperor Tianqi was trembling all over when he heard this, and couldn't help but exclaim: "It's true that it's better to grab it."

Zhang Jingyi analyzed: "Actually, I can also set up my own bank in the Ming Dynasty, but the reason why I hope to borrow the shell of the Netherlands is that the Netherlands have been immersed in banking business for many years and have rich management experience. In addition, through expansion over the years, they have already opened banks all over the world, which is much easier than the Ming Dynasty from scratch. Moreover, they have a close relationship with the royal family of various countries. They have to lend money, but they can't do it without stable customers. If there are Dutch agents, then things will be much easier."

"Besides, these Dutch people are known as European merchants, and they are profit-oriented. As long as I, the Ming Dynasty, can control them, to some extent, they are not impossible to get what they need. Of course, this is just my initial expectation, but what is in the end is unknown."

After a pause, he continued: "The most important thing at the moment is not this issue. This matter is urgent for the Netherlands, but it does not hinder me from the Ming Dynasty!"

"If they are willing to cooperate, I, Daming, will take advantage of them and can easily get their overseas business. But if they are unwilling to cooperate, then they will die. What I am worried about are two things that happened today."

So Emperor Tianqi looked at Zhang Jing curiously and said, "Zhang Qing, but it's okay."

Zhang Jingyi said seriously: "Your Majesty still remember that William kept saying that there were a large number of Ming merchants working with them. These people could unscrupulously transport a large amount of goods to trade with the Flang machine, Japanese merchants and the Netherlands?"

Emperor Aoki nodded without hesitation and said, "Of course I remember."

"Today, because the situation is urgent, a scholar urgently sent the letter to Tianjin Wei... Your Majesty, this must be observed. Although Your Majesty is rich in all over the world, is it the king's land under the world, but are there really royal ministers in the shores of the land? All the problems in the Ming Dynasty are not outside. Even the Jiannu, the Dutch, and the Japanese are not in the heart. This heart is not necessarily a bandit. The real disaster is hidden in the temple and hidden inside our Ming Dynasty."

"I think that if I don't pay attention to this matter, and allow the Dutch people to rashly, or engage in trade with the Florians, it may cause huge problems. Only when I, the Ming Dynasty, can I solve my internal troubles first, can I start with external troubles. This scholar... was sent out urgently. At this time, it may be because of the urgent matter, so I don't care much. I think I can start from here."

Emperor Tianqi suddenly turned cold: "You are right. I have long felt... there is something wrong here. It seems that this scholar cannot be let go easily?"

Zhang Jingyi said: "This person is from Nanzhili, and my Ming Dynasty has actually lost control of the southeast area. Not to mention anything else, just talk about how many eunuchs were sent to Brother Wei, either there were eunuchs and some people from the local area who were involved in the rivers. Or these eunuchs were besieged for no reason, and even the Jinyiwei was directly tied up by the rioters and threw them into the river!"
Chapter completed!