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Chapter 144 The financial novice wants to borrow

Andy also came into contact with the stock market of the Celestial Dynasty in his previous life. To be honest, he was basically in the fate of being slaughtered. Retail investors are very common for the stock market of the Celestial Dynasty.

Under Budstone's explanation, Andy had an intuitive understanding of the current US stock market.

The Federal Reserve is worried about market inflation and has maintained a loose monetary policy, which has led to a continued rise in the US stock market. According to Badstone's speculation, it is expected to break through the 12,000 point mark this year.

At the same time, Andy also learned that in the US stock market, Apple's stock price is not the best, and many stock price increases are very amazing. Of course, Andy has nothing to regret about this. After all, he is a time traveler. Even if he is novice in the field of finance, what he knows is something that these natives will never understand. He has a pair of eyes that can see the future.

Ahem, it's a bit too much. To be honest, Budstone's analysis is indeed very touching, but according to Andy's original intention, he has not changed his mind about holding on to Apple's stock until the subprime mortgage crisis has triggered.

After all, Budstone just analyzed and speculated that the financial market is unpredictable every day, and no one can guarantee a stable profit. This time Andy decided to sell Apple stocks first and turn around crude oil futures because he really felt that he was not enough money, even if he needed to take a little risk.

Regarding the trend rules of Apple stocks analyzed by Budstone, Andy also remembered the post of the Silicon Valley Chinese in his previous life because of Buds reminding him some time ago, and had a deeper understanding of Budstone's talents.

"Now, your Apple stock has only been sold halfway. In order not to cause a large fluctuation in the stock price, we can only take action slowly and carefully. The funds will be sold for three more days before they can be transferred into the account. We need to wait a few more days before all the funds can be in place. At that time, we can directly use the leverage of funds to enter the crude oil futures market and make a round..."

Andy nodded in agreement with Budstone's suggestion, and told him rationally that professional things should be trusted by professionals. The two-hour explanation only helped him get rid of the hat of a financial novices. As for what he said about familiarity or jing, it was nonsense. Even if he was genius, he would not be able to learn the major that he had studied for several years in a few hours.

Andy is already very upset about his tight days. Although he will still buy back Apple stocks after making profits this time, he will use Apple stocks to pledge them to the bank, and then take a bite before Microsoft takes over the Facebook board.

Now spending tens of millions, Xiao Mazi will bring him billions of profits in the future. It is a good deal of profits. This is absolutely not to be missed. Of course, in order to maximize profits, you may have to be a porter again and take out some small functions of Facebook's future generations to fool Xiao Mazi. Not only can you exchange some shares, but you may also be able to get a job with Facebook company, at least you won't be treated as an ATM.

As for borrowing money from banks, I think the bank is eager to add such a high-quality customer. Apple stocks that rose again at that time would make banks regard Andy as a big funder.

After all, most wealthy people owe money to banks, because most of the wealthy people are either investment projects or in the stock market, borrowing money from banks is undoubtedly the best way to do so.

What Andy didn't know was that many rich people were not overwhelmed by their debts. Some borrowed tens of millions from the bank because of their excellent assets, and even did not need any mortgage. They just needed to sign a few cents of documents to get the money.

The people of the US are world-famous for borrowing and spending on loans, and overdrawing credit cards has become the norm for Americans. According to Andy's understanding, there are many families in the US that cannot even take out $1,000 in cash. Well, this statement is a bit implicit, that is, the deposit is negative, and it depends entirely on bank loans to live.

This is also why after the subprime mortgage crisis broke out, there would be so many people in the United States who were homeless and so many people declared bankruptcy. It would be no exaggeration to say that they could still receive relief funds and free food. Otherwise, the consequences would be unimaginable...

It was a bit far-reaching. Andy used to be very entangled. This was a collision of two consumption concepts. Of course, now he doesn't care much. He follows the local customs. Anyway, everyone spends the money from the bank and the bank is willing to borrow. Why does Andy hesitate? This way he can get more money to complete some layouts in advance.

In the afternoon, in the office of the investment company, Andy studied and studied a large-scale financial basic book. Although it was a bit boring, he still memorized it carefully and conducted in-depth research on some cases mentioned in the books.

He doesn't need to be very knowledgeable about finance, and learning this knowledge is not to go to the financial market to make trouble. He is the boss, and his subordinates can help him make money. The main reason is that he doesn't want to know nothing, but just rely on others. After all, in this money society, people's hearts are the most unreliable. Wall Street is performing scams every day. He cannot guarantee that his subordinates will not deceive him because of his novice.

It was not until after get off work that Andy stopped studying because it was really boring. Later, he went straight into a super god state, memorized the contents of the book, and then looked back at those cases based on the knowledge in his memory, which was much simpler.

On the way home, Andy thought of his father Auston and smiled bitterly. Perhaps he was already waiting for him to go back at home. He was not worried about possible scolding. What he feared the most was that Auston had lost the motivation and ambition to move forward.

Sure enough, the one who opened the door to Andy was his mother, Li Wanqing, who looked not very good-looking. She lit up her son's forehead with a little complaining, and said a few times in the direction of the living room.

After Andy changed his shoes, he went straight to the living room. Seeing Auston waiting for him with a heavy face, he couldn't help but shivering. How much resentment would have to be to make Andy feel like a black cloud was pressed into.

Andy had no choice but to tell the matter in detail, and then took out the method and analysis that Old Smith said to him, hoping that Auston could cheer up again.

Auston didn't mean to blame Andy. To be honest, such things cannot be suppressed at all. Even if his son's Observer chooses not to report, the newspapers and media that followed would make the elephants even more anxious. Now at least there is time to prepare, especially their family. It can be said that this matter is definitely helping Old Smith gain more power and reputation.

As for Auston himself, he could only admit that he was unlucky and chose a wrong time to enter politics.

"Dad, don't worry, I have prepared Pete for your interview. In order to reduce the impact of Tom on your election, they will focus on consciously comparing you two. The people will feel that you are a clear stream, more than a hundred times stronger than these politicians who are full of decay and criticized by readers."

Andy's words did not make Auston feel much comfort. After all, Smith, the old man told him that he was sure that the elephants would completely lose to the donkeys in the midterm elections of the Little New Year. From then on, losing the majority of the House of Representatives and becoming a minority will undoubtedly make many elephants unbalanced in their mentality and their son will be jealous of many people.

Auston didn't say anything, just shook his head and smiled bitterly, "I hope there will be no trouble!"

During dinner, Li Wanqing also asked about this matter, and Andy could only answer truthfully, which made the atmosphere over this dinner a little depressing.

After dinner, Andy ran back to the bedroom and lay on the bed on the phone with Ivanna in San Francisco. Of course, Tom's matter is still kept secret, but it will be detonated in a few days. However, before this, no one can know about it. After all, this matter is a bit extraordinary. If the news leaks, Smith's layout and Andy's plan to make a profit will be completely ruined.

This is not a question of trust or not, but the education of the Celestial Empire made Andy remember an old saying: "If the king does not lose his country secretly, his ministers do not lose his body secretly. If everything is not secretly secret, it will cause harm."
Chapter completed!
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