Seeing Zhang Fei, Yuan Jiang pretended to sigh.

Zhang Fei hurriedly said: "Scholar Yuan, please don't say that. According to our laws of the Song Dynasty, the punishment is not as high as that of a scholar-official. I am not a scholar-official. If you want to sink the person, I will do it alone. The most you can do, Bachelor Yuan, is to travel to Qiongzhou."

"Qiongzhou?"

Yuan Jiang said angrily: "At my age, can I still go to Qiongzhou? No, let's just sink together."

Zhang Fei said hey: "Don't be so depressed all the time. Let's be optimistic. The situation is still developing in a good direction!"

Yuan Jiang said: "How can you be optimistic when you owe so much money?"

Zhang Fei consoled him: "Scholar Yuan, you don't know, this debtor, you owe so much money, even our imperial court dare not touch you!"

Yuan Jiang said: "Really?"

"Of course it is true." Zhang Fei asked: "If our imperial court wants to touch you, who will pay back the money? The imperial court and those creditors will protect you. The more you owe, the less panic we will have."

Yuan Jiang thought for a while, nodded and said, "That seems to make sense."

While they were chatting, Fan Zheng walked in panting, "Sorry! Sorry! I kept these two distinguished guests waiting for so long."

Yuan Jiang smiled and waved her hand and said, "It doesn't matter! Your place will officially open soon. You must have a lot to do."

Zhang Fei asked: "How is the situation in the store now?"

Fan Zhengdao: "I recruited most of these people from Hezhong Mansion, but for the accounting department, I have to transfer people from the capital. In fact, the first batch of people have already arrived, but I didn't expect this business to be done at first.

It's so big, not many accountants were sent here last year, but the second batch of people is already on the way, so they should be able to make it in time."

"That's fine."

Zhang Fei smiled and said: "Then let's talk about this year's cooperation."

Fan Zheng nodded, immediately took out a contract and handed it to Yuan Jiang, "This is the farm loan plan launched by our Jiekupu this year. Please ask Bachelor Yuan to review it."

This chapter is not finished yet, please click on the next page to continue reading the exciting content! Yuan Jiang took it in his hand, weighed it, and laughed and said: "You must have entrusted the Hezhong Office to do this."

Fan Zheng glanced at Zhang Fei and smiled.

Yuan Jiang looked at Zhang Fei and said, "Could it be the handiwork of the president of the court?"

Zhang Fei said: "Didn't Academician Yuan just say that I am at the helm? I can't let this pirate ship sink!"

Yuan Jiang laughed, took the contract and read it.

Fan Zheng didn't understand what they were talking about, but he didn't think about it. He introduced at the side: "First of all, we must get the business of military salary and flying money, and our Jiekupu will also provide a little interest to make more soldiers

If you are willing to deposit the general's salary into our Jiekupu, plus the currency invested by the Changping Division, our Jiekupu will have enough currency to borrow money.

As for borrowing, since the gentry hindered the common people from raising loans from the Changping Division, we planned to focus our money on housing transactions and commercial loans. However, the repayment period for Hezhong Prefecture housing loans is shorter than that of the capital.

The interest rate is also slightly lower, mainly because the houses in Hezhong Prefecture are far less expensive than those in the capital, and the income is not as high as in the capital. Therefore, the repayment period for land loans is shorter, but the interest rates are similar to those for house loans."

Yuan Jiang nodded slightly and suddenly said: "Salt debt mortgage?"

After Fan Zheng heard this, he looked at Zhang Fei.

Zhang Fei said: "This is what I proposed. Once the salt debt can be mortgaged to Jiekupu, the salt debt will become more valuable and have higher credit."

Yuan Jiang nodded and said: "This is a good idea."

"but."

Zhang Fei changed the subject, "The requirements for issuance of salt bonds are very high. If salt bonds are issued indiscriminately and the value of the salt bonds depreciates, the government can default on the debt, but Jiekupu may directly close its doors. If Jiekupu admits salt

If we want to buy salt bonds, we must give Xiekupu the power to investigate the issuance of salt bonds."

Yuan Jiang frowned and said, "I'm afraid this won't work. Jiekupu is a private business after all. How can businessmen be allowed to interfere with government operations?"

Zhang Fei said: "But this can ensure that the government sells more salt bonds and can last for a long time. It may play a huge role at critical times."

Fan Zheng remained silent. In fact, he also had doubts about this, and even did not agree with it, because he did not believe in the government either. However, promoting the Changping Division would involve a huge investment, which made him feel a little more relieved.

Accepted Zhang Fei's suggestion.

If Yuan Jiang refuses, he will not be upset.

Yuan Jiang thought for a long time, weighed the pros and cons, and asked them to look at the accounts. Financially, they would be able to earn more than hundreds of thousands of pounds from the salt debt, which was not a loss at all, but he said, "I have to go back and discuss it with them."

Zhang Fei nodded and said no more. He thought, as a transporter, you should be able to do this kind of thing easily, but you can't count on us. He added: "Since we are talking about the salt debt, let's talk about it by the way.

Salt banknotes.”

Yuan Jiang looked at him doubtfully.

Zhang Fei said: "Now that the purchase tax has been cancelled, how the people in remote areas pay the tax is a problem faced by the tax department. It is really not cost-effective to collect grain and cloth and then transport them to the city.

But if they can use salt banknotes to pay taxes, it will make it very convenient to declare independently. Moreover, the Taxation Department has done a careful investigation and found that most remote villages lack coins. Therefore, if the local area can use salt

If banknotes are used as currency, they will be of great help to the commercial development of these areas, and it will also make it easier for the tax department to collect taxes in those areas.

I have already communicated with the Department of Taxation and they are willing to accept salt banknotes, and then Bachelor Yuan will be able to implement salt banknotes in those remote areas."

Yuan Jiang nodded and asked: "Who will supervise the issuance of salt banknotes?"

Zhang Fei said: "We can only rely on the procuratorate."

"Procuratorate?"

Yuan Jiang raised her eyebrows, "Yes! I almost forgot about the Procuratorate. But then again, can this Procuratorate investigate anything?"

Zhang Fei nodded and said: "Of course."

Yuan Jiang frowned and said, "Then the prosecutor's office has too much power."

Zhang Fei smiled and said: "The procuratorate is only responsible for the investigation. As for whether he is guilty or not, it is all decided by our imperial court. Their power is not very great."

“You are so knowledgeable and profound in the public prosecutor’s office!”

Yuan Jiang chuckled, continued to read, and suddenly said: "This natural and man-made disaster, can the payment be postponed for another year?"

Fan Zheng said nothing, but looked at Zhang Fei.

Zhang Fei said: "If it cannot be postponed for one year, we may be forced to lose our lives."

Yuan Jiang said: "But aren't we now specialized in the business of landlords and merchants? Natural disasters generally cannot harm them."

Zhang Fei nodded and said: "But there will definitely be people who come to borrow money to buy property, and I estimate that there may be more this year, because the new tax law has been introduced, so second-class households don't have to worry. They have money and have to pay more."

If they have to work as government officials to pay taxes, they will definitely use the money to buy land.

If there is this treaty, they don't even have to worry that in the event of a natural disaster, Jiekupu will forcibly take away their land. This will also attract more people and even encourage other Jiekupu to do the same. This can

Make sure businessmen don’t create chaos for the government.”

Yuan Jiang frowned and said: "But the government's finances have not yet reached the point of surplus. Every penny must be counted. If the interest for a year cannot be collected, there will definitely be problems."

Zhang Fei smiled and said: "This requires the salt debts and salt banknotes we just mentioned. This is the government's best solution for emergencies. As long as the credit of salt debts and salt banknotes is guaranteed, salt bonds can be issued at critical times."

, use salt money to save lives. There is no need to drain the people dry."

Yuan Jiang pondered for a while, then suddenly smiled and nodded: "Your plan is really a plan!"

Zhang Fei said: "That's not the case. In fact, in the end, it is the Public Security Bureau that supports the government and maintains the credibility of the government. This plan can be successful. However, to promote the Changping Division, we must always have food on hand to resist natural disasters. This is also the case with our Public Security Bureau. Only

An emergency situation in which no support can be given.”

This chapter is not over yet, please click on the next page to continue reading! When a natural disaster comes, everyone will seem very insignificant. This is the time when the people need the government the most.

If the government does not provide assistance, it will become difficult for the public security organs to enforce the law. If the people want to survive, they will do anything.

Yuan Jiang said: "But we need to rely on those squires."

Zhang Fei said: "In the last injunction lawsuit, I carefully studied the squire's righteousness. It was indeed possible to assist the government in rescuing the people in critical moments and share the government's burden. This kind of cooperation can continue. It's just that when the time comes, the public prosecutors and prosecutors will

We will also intervene to prevent anyone from fishing in troubled waters."

It can be seen that everything now is based on the public prosecutor's law.

Without the public security organs, it would be impossible to talk about it.

Fan Zheng just stood aside and listened silently, because many of the regulations were made by Zhang Fei, and he did not agree very much. He is a businessman, and businessmen just want to make money, but there is no way to do business at this level.

He also has to rely on the public prosecutor, which can actually be considered a deal between him and Zhang Fei. I agree to your request, and you have to provide me with protection.

Of course, Yuan Jiang is not here to sign a contract today, but to discuss the details of the contract with him. Yuan Jiang does not dare to make the decision alone. He has to go back to discuss with other officials.

"call...."

Fan Zheng, who had not said much just now, now let out a sigh of relief, "The more we talk about this deal, the more scary it becomes! We still have to go to the government to audit the accounts. Is this okay?"

"This is business cooperation, why not?"

Zhang Fei chuckled and said: "And it won't take long, you will enjoy it very much."

"enjoy?"

Fan Zheng doesn’t quite believe it!

Zhang Fei said: "Just imagine, hundreds of thousands of dollars of money are flowing at your fingertips. How refreshing it is."

Fan Zheng smiled and said: "I really hope I have the courage of my third brother."

Zhang Fei said: "This is not courage, but survival. Standing at a low place has its difficulties. Standing at a high place has its difficulties. It depends on how you choose, but I can never expect you to
To be continued...