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Chapter 619 Its no longer harmful(1/3)

When people heard that the procuratorate was investigating the cooperation between the government and Majia Jiekupu, most of them had the same reaction as He Chunlin and others, and were shocked.

Is this also subject to review by the procuratorate?

They even sympathized with the government.

I also gained a new understanding of the power of the procuratorate.

However, as the final investigation results were released, it did not arouse much public opinion, and even the prosecution did not express dissatisfaction.

Because the process and results of the investigation were far beyond Li Min's imagination. They were so professional and rigorous, and the government also promised that this kind of cooperation would be open to all Jiekupu stores in Hezhong Prefecture. It was just that the conditions were relatively good.

Harsh, you have to have huge wealth to back it up, after all, this is all big business.

The big landowners who hired Li Min were just trying to make things difficult for the government and sow discord. As for the cooperation between the government and Jiekupu, it would not affect the interests of most of them.

Of course, there are also some far-sighted businessmen who go to the forwarding department to inquire about the details of cooperation.

This "vision" refers to business based on the rule of law.

After all these twists and turns, the cooperation between the government and Majia Jiekupu was finally settled, and Majia Jiekupu could finally be officially opened.

Just one day before the opening, Majiajie Kupu and the Taxation Department issued a statement at the same time. The Taxation Department stated that taxes can be paid with salt banknotes and salt bonds, but the interest will not be included.

Majia Jiekupu also said that salt bonds can be used as collateral, but the interest will not be included.

As for why Majia Jiekupu did not mention salt banknotes, it is because the face value of salt banknotes is too small at present and is purely used as currency. You can use salt banknotes directly as currency, so what are you going to do with me as a mortgage?

As soon as this news came out, the Changping Division was overcrowded again.

Since taxes can be paid, it is a government guarantee, and at the same time it can be mortgaged, it means that the private sector also accepts these salt debts and salt banknotes.

This credit is increasing exponentially.

Of course, all of this is based on the Public Security Bureau and the Procuratorate. Without the Public Procuratorate and Procuratorate, who would dare to easily believe that your government has one policy today and another tomorrow.

On the same day, Majia Jiekupu also announced its flying money business, which currently mainly includes flying money exchanges between Beijing and Hezhong Prefecture. It will also establish flying money transactions with Yanzhou, Suizhou, and Hehuang areas within this year.

Money exchanges.

These areas are the front lines where the Song Dynasty is preparing to increase its efforts in operations. All this flying money must come from the military.

To put it bluntly, it is aimed at frontline soldiers sending money to their families.

Furthermore, a money deposit business was proposed to facilitate the families of soldiers to store money.

In fact, Jiekupu in the Song Dynasty has always had this kind of business. It’s not that Zhang Fei brought it, but the interest rate is very, very low. The Majia Jiekupu also raised it a little bit, with a monthly interest rate of one thousandth and an annual interest rate of

One percent.

Not bad!

I help you keep your money and pay you interest. Where can I find such a good thing?

At the same time, there is another business, which is housing loan.

On the day when Majiajiekupu officially opened, the store was almost packed.

Because these businesses involve almost every common person, businessmen come to inquire, wealthy households come to inquire, and soldiers also come to inquire, including literati who want to buy houses.

"Mr. Yang can use his household registration and this contract to come to Wajieku Shop to withdraw the money at any time. You can also pay for some freight. We will send a special person to deliver the money to the place designated by Mr. Yang."

I saw Fan Zheng standing in front of the door, cupping his hands to a businessman.

"understand."

Yang Yuanwai nodded repeatedly and said, "But this money will be stored in your store for the time being. When I need it, I will come and pick it up. By the way, can I pick it up several times?"

Fan Zheng smiled and nodded: "It's all okay."

"That's fine."

Yang Yuanwai cupped his hands again and said, "I'll take my leave first. Mr. Fan won't have to see you off."

"Mr. Yang, walk slowly outside."

When Yang came to the back alley and was about to get on the carriage, he suddenly heard someone shouting: "Brother Yang."

Yang Yuanwai looked back and saw Xu Qingnian. He quickly raised his hands and said, "It turns out to be Brother Xu. Disrespect! Disrespect!"

Xu Qingnian came up and asked, "Brother Yang, is he in urgent need of money recently?"

Yang Yuanwai glanced at the contract in his hand and saw that he couldn't hide it, so he said: "It's not that I need money urgently, but I just want to expand my papermaking workshop."

Xu Qingnian said in surprise: "Yang Yuanwai's papermaking workshop is already big enough, why should it be expanded?"

Yang Yuanwai said: "I'm not the only one who thinks so. Many businessmen plan to expand their business. Things are different now. In the past, if you wanted to make more money, you had to feed the government first, and then you were afraid that the big tree would attract the wind and be stared at.

"Shang, it's different now. With the imperial court here, we can protect our legitimate rights and interests, and it's our own responsibility to earn as much as we want."

Xu Qingnian said: "Aren't you afraid of paying taxes?"

Yang Yuanwai exclaimed: "Brother Xu, the current tax system is that the more you earn, the more you pay, and the less you earn, the less you pay. Then I would rather pay more, and I hope God will give me this opportunity."

"That's true."

Xu Qingnian chuckled.

Yang Yuanwai said again: "I have something else to do, so I'll take my leave first."

"Okay, okay!"

Xu Qingnian said: "Yang Yuanwai, walk slowly."

After Mr. Yang left, the attendant next to Xu Qingnian suddenly came forward and said, "Sir, it seems that this problem still lies with the public prosecutor!"

Xu Qingnian nodded and said: "In the past, if it didn't matter, who would dare to make too much money, but it is different now. Except for the tax department, the government has no right to ask anyone for money, and the tax department declares independently, which means you don't

If you evade taxes, no one will ask you for money, so these businessmen will naturally want to make their business bigger."

The servant said: "There are also rich households who want to buy more land."

Xu Qingnian nodded and said: "This is a rare opportunity. We can't let the Fan family boys make all the money. Go get some contracts from the Ma family and see how they do it. Let's learn from it too."

As long as our conditions are the same as his, we are not afraid of him based on our connections in Hezhong Mansion."

"yes."

...

It is busy outside, but the imperial court is not very quiet. More and more people are coming here to file lawsuits, but they are all based on civil lawsuits.

This chapter is not finished yet, please click on the next page to continue reading the exciting content! Zhang Fei's current job is more Buddhist, that is, going to law school and discussing cases with the Four Little King Kongs. All his energy is focused on cultivating talents.

.

But recently, he spends more time with the four little King Kongs, because they are going out soon.

meeting room.

"Teacher, there was a lawsuit the day before yesterday. The four of us discussed it all day, but we didn't know how to judge it."

Cai Bian said.

"Yeah?"

Zhang Fei said with great interest: "Now there is a case that you don't know how to do. What case is it?"

Shangguan Jun explained: "It is also a contract dispute. The borrower hopes to repay the loan early, but the creditor believes that his early repayment is a violation of the contract."

Zhang Fei smiled and said: "The world has changed, and there are still people who pay back money in advance."

Ye Zuqia said: "We have asked, mainly because the interest rate at Majia Jiekupu is a little lower than the current interest rate, and it is convenient to borrow money, so the borrower wants to mortgage the house to Majia Jiekupu and borrow money.

When money comes out, it is more cost-effective to pay off old debts first."

Zhang Fei asked: "Is there any price for breach of contract specified in the contract?"

"No."

"Is there an agreed repayment period?"

"Yes. This October."

"Then what do you think?"

The four little Vajras looked at each other.

Cai Bian said: "It is not a bad thing to pay back the money in advance. It should be possible, but if it is based on contract principles, it is indeed a violation of the contract."

Ye Zuqia added: "If violating the contract in advance is not a breach of contract, then demanding the debt in advance is not a breach of contract."

Zhang Fei nodded and said: "Since it is a violation of the contract and the creditor is unwilling to accept his early repayment and is unwilling to reconcile privately, the imperial court has only two judgments, either not to repay the money in advance or to impose a penalty for breach of contract.

"

Having said this, he lightly scratched his head, "Although the loans in Beijing have mentioned liquidated damages for early repayment, we do not have relevant laws. However, we can use this case to improve it. It depends on what kind of loan it is.

, If it is just an ordinary loan between neighbors, we can be more biased towards the borrower, but if it is a loan from a specialized Jiekupu, we have to be more biased towards the creditor."

Shangguan Jun asked: "Why is this?"

Zhang Fei said: "Because of ordinary loans, early repayment will not cause any loss to the creditor, but it is a sign of trustworthiness, because the creditor does not use it to make profits, but commercial loans are different, businessmen just want to make money, and maybe others just want you to borrow money."

It has been a long time before you lent it to others. Repaying the money early may harm the creditor's interests. In civil litigation, our imperial court wants to defend the legitimate rights and interests of individuals, so the interests of both parties must be weighed."
To be continued...
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