"Fourth, have you finished reading?"

Chen Maoqian saw that Ma Tianhao looked back and forth twice and still refused to stop, so he couldn't help but say something.

"ah?"

Ma Tianhao suddenly woke up, looked at Chen Maoqian, and then looked at Zhang Fei who was sitting in the front seat, drinking hot wine and whispering to Xu Zhiqian, "Good boy, you really have a way, we can spend this money very well."

It’s not unfair.”

As he spoke, he waved his arms, appearing extremely excited.

Zhang Fei smiled and said: "You should be glad that you cooperated with me when I was helpless. If it were now, the price might be more than this."

Ma Tianhao laughed and refused to answer the question.

"Bring it here!"

After hearing this, Chen Maoqian couldn't hold himself back any longer, and immediately stepped forward to snatch the copy.

Fan Yong, who has a relatively calm temperament, also stood up and walked over, full of curiosity.

At first glance, I realized that what Zhang Fei had given them was not only a cooperation contract, but also a charter for a business model, including the administrative structure, how to distribute profits, how to divide responsibilities, and how to operate.

Mortgage cannot be managed by one person, and now there is a lack of multi-person cooperation model. After all, everyone is a family business, and even if they cooperate, it is limited to one transaction.

Therefore, this is undoubtedly a huge treasure for wealthy businessmen such as Fan Yong and Chen Maoqian. Not only can they set up mortgage transactions in this way, but they can even do this for their own businesses.

"Mr. Chen!"

Zhang Fei suddenly shouted.

Chen Maoqian raised his head and looked at him.

Zhang Fei teased: "Don't come here next time, I won't welcome you here."

Xu Zhiqian pursed her lips and smiled, feeling embarrassed for Chen Maoqian.

But as Fang Ya, Chen Maoqian was so thick-skinned that he quickly put on a smile and said, "Oh! Sanlang, don't be like me. I was just joking. If we really don't want to cooperate with you, we won't either."

Came here so early, what’s behind here is not only the reward, but also the gift!”

Fan Yong also nodded repeatedly and praised: "This contract with Sanlang is worth thousands of gold, we are really making a huge profit!"

This cooperation model can solve many problems for them and promote more cooperation.

Capital can happily play together.

Ma Tianhao laughed and said: "Only now do I know that the contract can still be drawn up in this way."

After saying that, he teased Fan Li again: "Exceptor Fan, you have to learn a little bit! If you have such means, you won't let this kid take advantage of it."

He said Zhang Fei couldn't do it, so he could only use someone else's younger brother to regain his place.

Fan Li nodded with a smile.

Zhang Fei was too lazy to argue with them and took the initiative to change the subject: "By the way, how are your recent sales?"

The three of them looked at each other and sighed in unison.

Zhang Fei asked: "Isn't it bad?"

Chen Maoqian sighed: "It's not that it's not bad, it's that it's great."

Zhang Fei wondered: "Okay, why are you sighing?"

"There is no house!"

Chen Maoqian sighed: "There are only so many houses in Bianjing. If there is no shortage of people to buy them, there is a shortage of people to sell them!"

Fan Yong said: "It's a pity that we have no land. It would be great if we could build houses!"

Chen Maoqian clicked his tongue, "The imperial court does have land, but it's all used to build public rental housing. How much money can you make from renting public housing?"

After the emergence of housing loans, the age of intermediaries could no longer satisfy their appetites, so they naturally thought of the age of developers.

To put it simply, I have made a lot of money, but it is difficult to move to the next level.

In fact, the imperial court had this idea before!

It can be seen that interests are the source of all progress.

The reason why the Song Dynasty was able to pioneer paper money was not brought about by time travellers, but driven by interests.

Xu Zhiqian immediately looked at them with contempt.

What a businessman.

Zhang Fei pondered for a while and said: "You think too simplistically. Fortunately, you don't have land. If you had land, you would have to suffer miserably."

Ma Tianhao asked: "How can Sanlang say this?"

Zhang Fei said: "At present, the main people who buy houses are court officials, but it is not difficult to know how many officials there are. Once houses are built in batches, they will soon be saturated. How much money can be earned is only a handful, and more buildings will be built."

, housing prices will inevitably drop, and you may even lose money.”

Ma Tianhao asked again: "In Sanlang's opinion, can't this business be taken to the next level?"

"That's not necessarily the case."

Zhang Fei said: "It's not that we can't build houses, but we can't build housing first."

Fan Yong asked curiously: "If we don't build housing, what will we build?"

"workshop."

"workshop?"

"Yes!"

Zhang Fei nodded and said: "If you want to make money by selling houses, you can't just rely on court officials. You need to open up new customers, so that more people will buy houses, and those small businessmen are obviously high-quality potential customers."

, so we should build workshops first to give small businessmen a platform to create wealth. Only when they have money can they buy a house."

Assholes are not considered at all.

The three members were greatly disappointed.

Chen Maoqian said: "We can't even take care of our own business, so how can we help others get rich? This is not what we should do!"

"You can't say that!"

Zhang Fei smiled and said: "Now you can get generous interest every month by relying on mortgage loans, but now that there are limited houses, this money may not be fully utilized. Why not lend to those businessmen, and at the same time go to surrounding counties to purchase land for construction?"

For workshops, on the one hand, we lend money to those businessmen, on the other hand, we build workshops and sell them to those businessmen, and we build a residential center with the workshop as the center. Even if we rent it, we can make a lot of money."

Ma Tianhao thought for a moment, shook his head and said, "Lending money to that small businessman is too risky."

"I don't deny this, I'm just making an opinion."

Zhang Fei shrugged slightly. He really just made a suggestion. If he could make a steady profit without losing money, then there was no need for him to move the house. If he took out a mortgage, he would make a sure profit. He said again: "That's right!

Starting next year, our bookstore will launch a new business, which you will definitely be interested in."

"What kind of deal?" Ma Tianhao asked curiously.

Zhang Fei said: "Taxation."

"Taxes?"

Everyone looked at Zhang Fei curiously.

Even Xu Zhiqian and Fan Li didn't know about this, only Sima Guang knew about it.

"good!"

Zhang Fei said: "Our bookstore will undertake the business of tax calculation. As we all know, our country's taxation is more complicated than ever before, but most people don't know the specific content of the tax law. If they encounter some corrupt officials, I'm afraid there will be more

Pay a lot of taxes.

And our bookstore will calculate a very accurate number based on the account books you provide, and we will provide legal guarantees, which means that if the court wants to increase your taxes, we will help you litigate with the court.

.”

Fan Li turned pale when he heard this, "Sanlang, we have to do this..."

This is very sensitive!

This is simply to stand on the opposite side of the imperial court.

terrible.

Zhang Fei interrupted him, "There is no need to discuss. We are defending the law and are fair and aboveboard. What are we afraid of?"

"Well said!"

Xu Zhiqian said excitedly: "I support this."

She had always believed that the only way to help more people was to become an official in the court. What the people of Erbi could do was extremely limited, so she had always supported Zhang Fei to become an official.

But now it seems that even if you are not an official, you can help many people.

If bookstores calculated taxes for ordinary people, those corrupt officials would not dare to act arbitrarily.

But except for her, no one was excited about this. Fan Yong, Ma Tianhao, and Chen Maoqian looked at each other with complicated expressions.
To be continued...