Chapter 651 The so-called limited issuance of banknotes
A merchant transported a truckload of goods and then obtained a stack of bank coupons. After returning to his county town, he immediately went to Yannan Bank to exchange it for gold and silver.
No slight chaoticism.
What's even more terrifying is that it was redeemed in full!
What does this mean?
Institutions like money shops have basically two profit channels on the surface. One is naturally the loan interest. The other is the handling fee for redemption in another place. Money shops basically appear as a bank depository, not a financial institution. Therefore, saving money in a bank deposit actually requires a fee. After all, large-scale transactions are inconvenient. If you take the banknotes to withdraw cash from the bank, you must pay a handling fee.
However, Gaoli’s Yannan Bank is not like this, especially when competing for customers in the early stages, it is even more unnecessary.
There is no need for handling fees for deposits and withdrawals here, and these banks are still in a loss state. Gao Li's purpose is very simple. As a latecomer, he used this method to reserve a large amount of gold and silver, and then gradually exchanged gold and silver into banknotes. If the property depreciates during the exchange, it will give people the feeling of not being free enough to deposit and withdraw. Therefore, Gao Li relied on a whole business empire to support Yannan Bank, and he had to make gold and silver transactions transition to banknote transactions as quickly as possible.
In fact, the emperor has thought about paper money, and the imperial village has tried it. But to be honest, there are many people in this world who have minted copper coins in private, let alone those cheap banknotes. As a result, not long after the issuance, it was forced by folk imitators to stop using it.
As a veteran, Gao Li naturally understands it too.
The paper used for banknotes is not ordinary paper, but is made of a cotton fiber mixed with a small amount of wood pulp and added with some glue. Of course, the printing paper of the previous life must have been quite complicated, and Gao Li did not expect this thing to be copied, but with his skills, it is still easy to make something that others cannot imitate.
For example, the ratio of this complex paper, cotton fiber to wood pulp and latex consumes a lot of energy from the scientific group; for example, watermarks, this thing requires fine adjustment of the wood pulp to form a special printing, then adding anti-counterfeiting lines, and then pressing two sheets of paper into one; for example, fine gravure printing, the miniature text as thin as hair is the specialty of the organs.
All of this is the result of a large division of labor and cooperation, and it also requires the assistance of large machinery.
Theoretically, no one can imitate these for a long time. Of course, the most important thing is the series of serial numbers obtained through special algorithms. Three-digit eagle-text verification code plus six digits. Only a few people know the formulas. As long as they don’t know what the string of formulas is, no one knows what this thing means.
The price of printing this bill is even more than one tael of silver. With such a high cost, Gao Li's only purpose is naturally to promote his economic hegemony.
However, Gao Li didn't expect that this new banknote soon caused a craze for collection in the Central Plains.
The reason is that this money is so beautiful.
The copper banknotes and silver banknotes and gold banknotes have different layouts. The main color of the copper banknotes is blue, the back is rice fields, grains, and farmers, and the front is the distant view of Yannan City; the main color of the silver banknotes is green, the back is machinery, the true qi locomotive, and the front is also Yannan City; the main color of the gold banknotes is red, and the back is a goddess with spreading her wings. The ink of the goddess's wings is crazy added! Looking at the light, the goddess' wings are extremely gorgeous!
In fact, at the beginning, everyone did not agree to let Gao Li add gold foil powder because copper powder can achieve the same effect. However, Gao Li's meaning is very simple. He wants to give them the value of the banknotes beyond the banknotes themselves, and he wants to make these people who use the banknotes feel noble.
At first, no one believed this, but later, all developments were as Gao Li expected. Yannan banknotes began to become popular among the rich class.
Rich people like to try something new, like to be unique, and be able to withstand the losses caused by accidents. Of course, they mainly believe in Gao Li's credibility.
For example, at this moment, Gao Li's plan was happening in a famous restaurant in Shangjing.
Today is a few rich children drinking and chatting here. After that, several people rushed to pay the bill. One took his pocket and took out a silver ingot and held it in his hands. One took out a silver note and shouted. The last person had a mysterious smile on his face and took out a neatly stacked gold note from his waist.
Not much, just one or two gold.
Then, he proudly said to the waiter who came to check the bill: "Waiter, can we collect gold bills in our store?"
When the waiter saw it, he immediately smiled and said, "Is it from Yannan Bank? Of course I will accept it! But, Master, are you willing to give it to me?"
The young man laughed and said, "Why can't you bear to let go of this? Give it! No need to find it!"
The waiter smiled and said, "This master, one or two gold is not enough."
As a result, the young man took out a few silver bills from his arms and said, "How much is it?"
After checking out a few pieces of paper, they were extremely chic and saw that the other two were stunned.
"Brother, that's OK. I heard that Yannan Bank has limited exchanges for this banknote, and I have to make an appointment. My father has exchanged it back, but I'm so cute. He doesn't give me two pieces of it!"
"Hahaha, brothers don't know that our family has business with Lizhuang. This time, my father said he would use banknotes to settle the banknotes, but the other party was not willing to do so. As a result, after all, he persuaded him. I just asked my father for a few of the banknotes for 30% of the banknotes in it, right?
"Let me show it, so that my brother can have a long experience. I heard that the banknotes are so finely crafted and will not rot after washing. Can you see the word "Li" in the face of the light?"
"Yes, I heard that Princess Yan Nan's light wing ink was actually made of gold powder?" Another person also said.
"Not bad!" As he said that, the young man took out another one, two taels of gold, and several people gathered together and studied it carefully. Then someone around came over to join the group, and for a while, it was very lively.
How to say it? When others buy things, you either have to take out a bunch of ragged coins full of copper-stenched money; or you have to wait for the boss to weigh it before you can pay. And what about this noble person? He took out a gold bill elegantly, and his gorgeous golden wings blinded the dog eyes of all kinds of wealthy people. That's so grand? Is there a kind of local pleasure like taking out a centurion's black gold card in a country restaurant?
And this is the effect Gao Li wants to achieve. This rich effect will in turn radiate to the middle and lower groups of people. Because everyone will default to this logical concept: If these rich people with talented people can use it with confidence, then what are we ordinary people worried about?
Royal Palace.
At this time, the emperor was holding a gold bill in his hand, and the Eighth Prince was beside him, and he still had a few silver bills and copper bills in his hand.
"This little bastard Gao Li is really brave." The emperor said.
"Yes, he actually sent the money himself." said the Eighth Prince.
"What I said is that he actually printed his wife on the money!" the emperor smiled.
On the front is a big "one or two gold" denomination, on the back, there are golden light wings. If this person is not Ling Long, who else can he be?
"Your Majesty, do we have to take care of this kind of thing?" asked the Eighth Prince.
The emperor said: "How to manage it? This thing is no different from gold and silver bills. All money shops in the world can issue it. If others can issue it, I won't let him issue it? Unless this little bastard suddenly refuses to exchange gold and silver, I won't be able to control it."
The Eighth Prince said: "But it depends on the meaning, it is not just used as a silver bill."
The emperor smiled and said, "It's not easy to deal with him? Let the Geju Academy see these gold and silver bills, imitate a batch, put them into the market, and just exchange the silver. If you want to issue money by yourself? How easy is it? Hahaha!"
At the emperor's order, the Juju Academy took action immediately.
Today, the Gewu Academy is already a huge technical institution that wins over the world. If the emperor wants to imitate Yannan Bank Vouchers, he must need all kinds of talents, papermaking, ink, and carved plates, and none of them are indispensable.
It didn't take long for them to be sent to the emperor.
When the emperor saw it, he frowned first. The arched scholar didn't even dare to show his anger.
"I can see this thing at a glance. Who do you expect to deceive?" The emperor threw the 'one or two gold' out and floated past the bachelor's eyes.
"When you go back to your Majesty, the paper made by Gao Li is excellent in workmanship, strong paper, water and oil resistant. We have found many paper craftsmen who have been famous for a long time, but we can never try the formula of this paper silence." The bachelor's voice trembled.
"Where is the dark pattern here?" the emperor said, pointing to the watermark at the location of the real banknote.
"When you go to Your Majesty, the dark patterns can be barely imitated. Gao Li should have used two pieces of paper and one piece of paper. But we don't know how the word "Li" is made like this."
"I don't know this, nor do I know that. Look, the ink is not bright enough, and I use a lot of gold powder. Also, what does this string of characters mean? Do you know?" The emperor asked, was the string of Arabic numerals.
"Reply to Your Majesty, we compared it. The first three of this thing are eagle texts. I know this. The next rice should be the corresponding numbers, but we don't know how it corresponds. But according to this seal, it is true after all." The bachelor said.
"Fuck! These things will eventually be returned to Yannan Bank. Once they are exactly the same, won't they discover it immediately?" the emperor said loudly, "How did I raise you bunch of waste?"
The scholar said, "Your Majesty, it's not our waste, but Gao Li used techniques that we have never heard of. I haven't seen each other for several days. It's really not easy to imitate this thing."
When the emperor heard this, he couldn't help but rub his forehead. He took a deep breath and said, "Forget it, I don't blame you, it's not your fault, you can continue."
"Thank you, Your Majesty!"
"Go down."
"Yes, I'll leave."
Chapter completed!