Seeing the crowds of people in the mall, Chen Xu said: "Sure enough, there are much more people here today than usual. Most of the people who see it are wrapped in tea, salt and sugar. Many people really exchange the money in their hands for these goods."

Du Zhongxiao said: "We send money to attract money, and we will all arrive in the mall in a few days. As long as the flow is fast and the recycling is timely, the credit of money to attract money will stabilize. The General Administration will send money, and you, Changping, will collect money, so that the people will be more convenient."

Chen Xu said: "The money stolen is not copper coins, and it cannot be stored in the warehouse or transferred to the capital. What is the use of Changpingsi keeping it in his hands? I have already instructed the mall to deposit the money stolen and copper coins I received today in the savings office every day, and there is some interest on good or bad."

When you arrive at the savings office, you will be under the Du Branch. As long as the Changping Department reports the income to the court, a piece of the Ministry of Revenue Department’s account means entering the national treasury. As for how to settle the accounts across the country, the reserves of the local savings offices are all matters, and it has nothing to do with the Ministry of Revenue Department.

The mall is very lively today. After collecting money, ordinary households come to buy goods that they had long been reluctant to buy before. The remaining money was exchanged for rice to be stored at home. For the poor, if they have rice, they will be guaranteed to starve to death. Others are relatively unimportant. If the family is a little richer, they can buy some essential foods for daily life, such as tea and salt. If they have a good life, they will buy some sugar and other supplies to store. Even if they are not used for a while, they can still be used in the future.

As the few people spoke, they arrived at the place where sugar was sold. The goods sold here were relatively luxurious everyday, and all kinds of candies, candied fruits and pastries were all here. The money was not favored, and the business here was much more popular than usual. Ordinary people also bought some to satisfy their cravings.

Du Zhongxiao was about to ask someone from the mall to ask how his business is today, but suddenly he saw Jin San there.

Jin San also noticed Du Zhongxiao and his party, and stood there. Seeing Du Zhongxiao looking at him, he hesitated, and stepped forward and bowed: "Xiaomin Jin San has seen Jieshuai. Jieshuai came suddenly and didn't avoid it for a while. Don't blame him!"

Du Zhongxiao said: "We come to check people's livelihood, and there is no need to avoid it. What should I buy when Mr. Jin is here?"

Jin Sandao: "To be honest, Xiaomin lived in Shengzhou for some time and fell in love with the sugar business. However, he just handed over the letter and the caravan would not arrive in a month or two. Yesterday, the city started to use money to attract money, and today the sugar price will increase. What should I do?"

Du Zhongxiao was stunned for a moment before realizing that Jinsan wanted to sell sugar to the Western Regions. Although sugar is relatively heavy, its price is high and can be trafficked on a large scale. The more the grasslands and deserts, the more they like sugar, the more they like sugar, the more they are. Sugar is rare there, and there is no common price now. However, candied fruits and bee-covered, the price is several times higher than that in the Central Plains. In fact, the price in the shopping mall has not increased today. Jinsan saw that the shops outside had increased, so he hurried to come and see it, wanting to buy more to save.

Jin San wanted to do this business, but he didn't want his caravan to arrive and the price rose first. How could he not be in a hurry? What he was afraid of was that the government's money was getting more and more, and the prices were rising all the way, and the mall would not lose money, and it would inevitably rise. When his caravan arrived, the profit would not be high.

Du Zhongxiao thought for a while and said, "In the business world, the price is sometimes high and sometimes low, which is very common. Why bother to worry?"

Jin Sandao: "I'm not hiding the truth. The young man is doing a bulk business. Once the price rises, the difference is much less! The price is still profitable now. I'm afraid that in two months, the price will rise all the way, and then the business will not be completed!"

Seeing Jin San's anxious look, Du Zhongxiao wanted to laugh a little. He forced himself to hold it back and said, "Since the official thought so, why not buy more at this time to save it. This product is not afraid of decay, and it is common to keep it for a few years."

Jin San spread his hands: "The caravan has not arrived, so where does the little one have a lot of cash in his hands? If he has money, then buy it!"

Du Zhongxiao looked at Chen Xu on the side and pondered: "A big businessman like the official and the official should not ignore it in the local area, but should help him. This way, although the official and the official and the official and the official and the official and the official and the official and the official and the official and the private are still valuable. They can go to the savings office to mortgage and borrow some money. If it is not enough, they can use the sugar they bought as collateral to borrow money from the savings office. However, before repaying the money, the mortgaged items will be kept under the supervision of the savings office, and they will be paid back together after the money is paid."

Jin San was overjoyed after hearing this: "There is still such a thing? Don't want to make fun of me!"

Du Zhongxiao smiled and said, "The savings bank collects money from the people. It has some interest in it. Where does this interest come from? Of course, we rely on lending to the outside world and using the interest spreads of loans and deposits to make money. As long as we confirm that we can afford it, we can borrow money, let alone mortgaged property. In Shengzhou, the official will definitely be a big merchant in the future, and the savings bank will also need you to help."

Jin San asked the rules in detail, rubbed his hands so much that he was so happy that he said to Du Zhongxiao: "Thank you for your advice. If you get a piece of paper, that would be even better."

Du Zhongxiao said: "Why do you have to write a piece of paper? Chen Qianzhang from this province, go with you and get this done. If you do this well, you can go to the savings office to borrow money in the future."

After saying that, Chen Xiliang was ordered to join Jin San to help him get a loan. In-kind mortgage, considering the risks, it is impossible to borrow 10,000 yuan of goods worth 10,000 yuan of cash, and a discount was given. This discount was compensated by Jin San. In addition to a senior official like him, he always carried a lot of gold, silver and jewelry with him.

Seeing Jin San and Chen Xiliang leave, Chen Xu whispered: "Jie Shuai said just now that the price of sugar will be greatly reduced later, but let Jin Yuanwai buy candy at this time, isn't he cheating him? However, these Hu merchants only recognize money in their eyes, so it's good to cheat him."

Du Zhongxiao smiled and shook his head: "Tiju, I really didn't cheat him. His caravan arrived in two months, and the price of sugar at that time might not fall. Besides, doing business is risky, and you have to have the awareness of losing money when placing goods. Jinsan is a big merchant, and he rented a shop himself to provide for Hu merchants from the Western Regions to settle down. When his business is done, there will inevitably be many times when he borrows money to attract customers for the savings bank. Everyone knows that there are savings banks, and some interest, and the savings bank does not lend money to go out, where will the interest paid come from?'

Chen Xu nodded. It turned out that Du Zhongxiao didn't want to cheat people, but just recommended the savings office business. I think it was because two months was too short, and the sugar price might not fall at that time, and Jin San might not lose money.

Du Zhongxiao said again: "In fact, in Tanglong Town, business was much more ruthless than this. For example, in Tanglong Town, there is no need to borrow money at all. It is called futures. For example, after Jin San recognized the price for two months, he could pay a deposit and book the goods for two months. The price was the current price, and the goods were the goods for two months. When the price rose, it made money, and when the price fell, it lost money.

When Tanglong Town was built, because it was located in the border area, it deliberately increased risks in business activities and earned money from Khitan and Dangxiang. Shengzhou is different from Tanglong Town. It is the center of Hequ Road and the gate of the Central Plains. It cannot be done that way. What's more, the entire commercial road is controlled by Hequ Road. The most important thing is to stabilize and make business prosperous.

Hequ Road prints money, shopping malls and savings stations, and there are many ways to make money, so there is no need to use that method. What is really important to the court is to transport the materials needed to come in, as well as hard currency such as gold and silver, and sell your own goods.

After walking around the mall, Du Zhongxiao said to Chen Xu: "The money will be quickly collected from shopping malls and shops, etc. The circulation speed is too fast. These days, the state corps has hired more people and tried to pay as much money as possible. If you use it, the people will naturally not spend it as soon as they get it. As long as they are willing to deposit the excess money in the savings house, the money will be attracted."

Hequ Road cannot use taxes to ensure the credit of money, so it has to use a savings bank. The savings bank can facilitate savings and withdraw money, and interest. It has been recognized by the people, so it is not afraid that money will be worthless.
Chapter completed!