Chapter 4 High Interest(1/2)
"From the future, Tang Chuan will be in the business department."
Xu Heng glanced at Tang Chuan and said.
Tang Chuan is still studying the spirit stone card. The card is made of pure crystal. There are a series of characters on the card surface, and his name is also engraved on it.
Every time he explores his spiritual sense, he can feel 100 spirit stones, proving that he saved 100 spirit stones in the money shop.
This is the first time he has seen such a novel thing.
If it were before, he would have been greedy and snatched it.
Nowadays, I can't protect myself and I don't have this idea anymore.
It is better to hide in this remote corner of the cultivation world and be safer. It is the most important thing to recover from the wounds.
As for this money house, he needs to observe it carefully.
Moreover, he felt threats from this strange money house.
There is always a feeling that as long as he dares to take action, he will immediately be wiped out.
At this moment, when he suddenly heard Xu Heng's words, Tang Chuan was completely unlucky and nodded slightly.
Then, Xu Heng arranged the positions of other people.
Each performs its duties.
In this way, the early work of the money house has finally been arranged.
"Since it's a money house, how much interest is?"
Tang Chuan asked lightly with his hands crossed his chest.
"Well, Tang Chuan's question is very good."
Xu Hengzheng pointed his head and frowned and said, "It is difficult to settle the interest whether it is deposit or loan."
This world is not a previous life.
The monks in this world have a long lifespan. If they save the spirit stone for 100 years, how can they give the interest?
Or if you have a loan of 100 years, how can you set interest?
Therefore, Xu Heng also had a headache.
After pondering for a moment, Xu Heng said: "The money shop is first established, and the interest on deposits is limited to one cent per year, and the current period is 5 cents."
"One minute!!!"
The guys were all shocked.
Can such a high interest rate be afforded?
Xu Heng explained what current status is and what regular status is.
It's a popular science for everyone.
Fortunately, the money shop business is simple and there is nothing difficult, and it is easy to understand.
Of course, this is just one year-on-year fixed interest.
In the future, as the money shop continues to develop, such as two-year, three-year, five-year, and even a hundred-year, and millennium interest rates are definitely not like this.
These interest rates can be negotiated with customers, so there is no need to rush to settle them for the time being.
Anyway, there is no agency like the China Banking Regulatory Commission in another world who controls him, and there is no charge of attracting deposits at high interest rates. He can do whatever he wants.
He has the final say in everything about No. 9 Money House.
Everything is something to talk about!
As long as you come to save the spirit stone and become a money shop customer, it is easy to say.
At present, Xu Heng still focuses on opening up the Donghe City market and needs a large amount of spirit stones as reserve funds.
To open up the market, one million start-up capital is far from enough.
so.
Give some profits and get what you can do.
“Where is the loan?”
Tang Chuan asked.
"It is also limited to one year, with annual interest ranging from three to eight minutes. Interest rate first and then principal, that is, interest rate is paid every month, and principal will be paid after expiration."
Xu Heng said with a smile.
However, he didn't know that this smile was a complete sneer in the eyes of the guys.
The profitable businessman is undoubtedly a profitable businessman!
Isn’t this just usury?
Such a high interest rate!
That's right, it's really usury.
Xu Heng smiled secretly.
There will be higher interest rates in the future!
But Xu Heng was not worried about the interest rate being too high, and no one borrowed the spirit stone.
Hehe, in this world of murder and arson, what is this interest worth?
Borrow money first, arm yourself to your teeth, take some pills, improve your cultivation, and what is the point of paying some interest?
This is also one of the reasons why Xu Heng dared to set interest rates high.
After all, this is not a previous life, but it is subject to the rules and regulations of the law.
This is the cruel fairyland.
Another more critical reason is that he must make the money bank profit as soon as possible.
In this way, he can improve his strength.
Hearing such a high interest rate, Tang Chuan's brow jumped hard.
"Is it not good for the surge in the shopkeeper?"
One of the guys smiled and said to Xu Heng.
Hearing this, Xu Heng raised his eyebrows and looked at him in surprise.
Tsk!
Ruthless enough!
However, Xu Heng did not dare to go too far, so he said, "Forget it, profits are too harsh. What we want is sustainable development. By the way, if the monthly interest is not returned on time, the interest will be added to the principal. Profits are considered a little punishment."
"Hehe, OK."
The guy smiled and nodded.
"Zhang Liu, I think you have a good future, so I can follow Tang Chuan in the business department."
Xu Heng likes this kind of subordinate who tries every means to make money for him.
Just now, he really didn't remember that he was good at liquor.
The key is that he has to be a little shameful.
Zhang Liu reminded him.
The profit is good.
Always make money.
However, it cannot be implemented yet.
Zhang Liu was quite surprised.
Originally, he was assigned to the counter, and he always felt that there was no future there.
The business department is just right for his taste.
Unexpectedly, a sentence made the shopkeeper value him more.
"Zhang Liu, here is one thousand taels of silver. You can find some mortals to vigorously promote the No. 9 Money House, including our business type. Then every merchant will run it and ask them to come and open an account. It doesn't matter whether they store spirit stones or not. If it's a loan, it's better."
Xu Heng said to Zhang Liu.
Seeing that Zhang Liu was very clever, it was just right for him to leave this matter.
If it were handed over to Tang Chuan, would others think they were looking for trouble?
"Yes, the shopkeeper."
Zhang Liu said solemnly: "The task will definitely be completed."
In the eyes of monks, silver is nothing.
To be continued...