Chapter 108 Maritime
Qian Qianyi and Ma Shiying were just chance to get together. Their relationship did not show so much, but Qian Qianyi was suffering from the fact that there were too many places to use silver after living in the countryside, so he had to find some ways to make more money.
The Qian family is actually a wealthy man in Wuxi. A few years later, Qian Qianyi recovered and brought 20,000 silver when he entered Beijing and bribed all officials. Later, the hero successfully entered the cabinet. As a result, he was reported. Chongzhen was furious and demoted Qian Qianyi back to his hometown. He went home again and took a leisurely life. This residence was completely injured. A political star lived in vain twice, but the second time it was related to a bribery scandal. Even if Qian Qianyi later became the leader and core of Donglin and became the idol of thousands of scholars, he could only stay at home honestly, write poems, communicate with famous scholars in the literary forest, and even traveled to the Qinhuai River to marry famous prostitutes Liu Rushi as concubines. These things are impossible for an official who is determined to do great things.
Celebrities are romantic, but real men want power and dominate the world. Just having poetry, wine and women cannot satisfy people like Qian Qianyi.
Considering that the countryside is bored and there is a silver bank in hand, the atmosphere of various factories in Jiangnan is very strong at this time. In addition, it is to invest in money and go to sea to go to sea, buy ships and hire captains. The owner and shareholders don’t have to worry too much from purchasing goods to going to sea. As long as they don’t sink into the sea or are robbed by pirates, they can wait at home to pay peace of mind. Qian Qianyi had to inspect for a long time before he made up his mind... He would never do it when he runs a factory. He still has ambitions for politics and wants to "maintain hope". It is definitely not a wise move to become a factory owner.
"I plan to get twenty-five thousand." Ma Shiying said: "There are three more people."
Qian Qianyi said: "There has been a lot of money recently, but I can still get 25,000 yuan."
"Very good." Ma Shiying stretched his eyebrows and said, "I am only 50,000, and the family income of the three of them is not below me. It is very easy to raise 100,000."
"Fifteen thousand taels, buy sea boats, hire captains and sailors, and get goods. It's enough less than one hundred thousand, and there is still 50,000 left, which is the pension and the next trip."
Ma Shiying showed a ruthless look on her face, and she was obviously determined.
The same is true for Qian Qianyi. Both of them showed a cruel look, not at all like the gentle and elegant Shilin leader.
Qian Qianyi said: "If we hadn't had maritime insurance with Yusheng, we wouldn't be able to make up this decision. Even if we had maritime insurance, we still had to be careful and prepare more capital funds. If we don't have one trip, we will come back again. As long as we make one trip, the capital will be all back!"
Maritime insurance is a special type of insurance under Hutchison Commercial Insurance, and of course it is targeted at the marine merchants in Jiangnan.
The merchants in Fujian and Zhejiang knew what the sea trade was like. In addition, Hutchison's fleet collected safety at sea. They would not encounter major ups and downs after launching maritime insurance. I believe they would follow them.
Jiangnan is also an important center for foreign trade. The core area is of course the Nanzhili area, and then extended to Zhejiang, Huguang, Jiangxi and other places, with a considerable source of goods for foreign trade.
The most popular goods are nothing more than raw silk in tea and porcelain. As long as the goods are ready and boarded the ship, they can go to the ground everywhere in Southeast Asia, and the profit is several times. The Spanish, Dutch, and Portuguese will also send these goods to Europe continuously. Until two hundred years later, China's foreign trade has always exceeded the reach. The two flagship products of tea and porcelain are the sources of huge profits for trade.
Maritime insurance is actually a type of Hutchison insurance business. It is also through research on the routes in Taiwan’s Heibo area. The military department felt that there was no profit, so it resolutely launched it.
As long as the ship is insured, the ship will be compensated, whether it is robbed or shipwrecked.
Some people have 30% compensation, some have 50% compensation, and some have all compensation, including the entire value of the ship and cargo after the valuation.
As long as you take out insurance, you can get a claim. Of course, the more you pay, the higher the value preservation will be.
For example, if a ship adds cargo worth 60,000 yuan, and the insurance compensation is 60,000 yuan, the insurance premium will be 50,000 taels of silver, plus the money for buying a safe deposit, the ship must first spend 10,000 taels of money when going to sea.
Based on the value of the goods of 30,000 taels, you can get at least 60,000 back if you take it off at the ground. If you remove 10,000, you will still make a profit without losing.
It can be said that Hutchison launched insurance in the north and earned only a small amount of money. He could earn 30,000 to 40,000 taels of silver a month and buy hundreds of thousands of taels a year.
Overseas maritime insurance is the biggest profit of Hutchison's insurance business.
In this era, the silver pouring into China every year was calculated at tens of millions of taels. According to later scholars, from the late Ming Dynasty to the middle of the Qing Dynasty, the silver pouring into the trade routes from Japan to China was 60 million taels.
The silver from South America, Southeast Asia and Japan brought in directly by the Portuguese, totaling 50 million taels.
The silver that was transferred or brought directly by the Dutch was 13 million taels.
The Japanese silver that entered China through the Japanese and third countries was 30 million taels.
In addition to the silver entered by the Spanish and Southeast Asia trade routes, it is estimated that the total amount of silver entering China from the Longwan period of the Ming Dynasty to the mid-Qing Dynasty was about 300 million taels.
A considerable proportion of these were Longwan to Chongzhen and Southern Ming dynasties.
Due to the cruel early ban on sea, contraction and conservative policies of trade, the trade volume fell in a cliff-like manner. It can be said that a large amount of silver poured in between the decades from Longwan to the Southern Ming Dynasty.
Most of the silver influx was mainly in the south of the Yangtze River. It is conceivable how much wealth has accumulated in the south of the Yangtze River in the past few decades?
The money earned by the Northern Lu was Ma City, and the Shanxi merchants became rich because of this, but how much did the Northern Lu and Eastern Lu combined?
It may not be as small as the Jiangnan!
This is also an important reason why Zhang Han gritted his teeth a few years ago and would rather endure than give up Taiwan’s layout!
In Taiwan, the case of peace is now just a little reward. If it defeats the Dutch and the Spaniards and monopolizes the trade routes between South China and Japan, how much is the profit of a year?
Zheng Zhilong can earn tens of millions of dollars, but Zhang Han’s Hutchison, can’t he earn tens of millions a year in ten years?
This is just an idea, but Jiangnan’s wealth does not seem to have to wait ten years later.
It is said that he was going to Jiangnan to plunder, but even Emperor Wanli could not do it as the emperor, so don’t worry about the memory of the Hutchison.
When doing business, it is better to use commercial means to extract the wealth of the Jiangnan people. Such a means are the most wonderful.
Therefore, Hutchison Trading Company advanced to Nanjing and set up a semicolon to promote commercial insurance from the north to the south. It is a hundred times more brilliant than Hutchison's own bragging for himself.
If you win the lead, then launch maritime insurance, the matter will be twice the result with half the effort.
"I think I should be ashamed to ask for the land and ask for the house." Qian Qianyi started drinking tea again, and he said slowly: "But in the current situation, we can only do this."
"Brother Muzhai's chance should be in the future." Ma Shiying agreed on a big deal and may double his net worth in the next few years. He was in a very happy mood, but looking at Qian Qianyi with a depressed look, he still told the truth: "The spring and autumn are in full swing today, and I hate the Donglin lineage very much. I think I'd better prepare for more than ten or twenty years."
Ma Shiying chuckled and said, "Fortunately, when my brother recovered, he was not old enough to know the destiny of heaven. He was the minister of the cabinet at a good age."
Emperors of the Ming Dynasty generally had a short life. Although Tianqi was only about twenty years old, their body was not very healthy at all. There were records of the emperor's infection with wind and cold in the palace. The Imperial Hospital's alchemy prescriptions and pulse schemes allowed ministers to circulate and watch. In this regard, the Ming Dynasty was quite advanced. The emperor's body was always recorded. There was also a standard process for how the Imperial Hospital used prescriptions and prescriptions to dispense medicines. There was no mistake at all. The ministers could understand the emperor's body by looking at these things. In this regard, it was similar to the situation hundreds of years later... The body of a politician should publicly declare to the people at any time to avoid panic.
Emperor Tianqi was not healthy, and the Ming Emperor had a tradition of short life... The so-called resurgence may occur in more than ten years, which is not considered Ma Shiying's nonsense.
After hearing this, Qian Qianyi felt a little comforted. It is true that no matter what attitude the new king ascended the throne, he would at least not tolerate the eunuch party becoming dominant. Eliminating the eunuch party, the Donglin Party will definitely rise again. At that time, his former identity as the vice president of the record and the leader of Donglin Qingliu will not be able to enter the cabinet, at least he can be a young master or a big master. Before that, all he needed was to endure.
"This is not the first time this political struggle, and it won't be the last one." Ma Shiying comforted Qian Qianyi with a very decent look: "The so-called party struggle, you scold me, and I scold you is nothing more than a power struggle. Since you have gone to the stage to fight and have lost the claim, do Mr. Mu agree?"
Qian Qianyi deeply agrees!
What kind of righteousness is so righteous, but it is not a fight for power and profit? Qian Qianyi really disagreed with those in the core of the Donglin Party. The party struggle has been too aggressive, but never left room for anything like the Donglin Party. Of course, the water here is also very deep. For example, the Donglin Party is most worried about the reversal of the Fu Wang lineage. When Donglin started his business, he tried his best to oppose Emperor Wanli's deposed eldest son and established young people, forcing Fu Wang to become a vassal. Three major cases came one after another. The Donglin Party went from weak to strong, and eventually became the first party in charge of the imperial court's power during the Tianqi period. It was mainly because of the old capital of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of the abolition of
"We want to wait for the future." Qian Qianyi drank the tea in his hand leisurely, but he still said to Ma Shiying: "It's better not to spread the Dharma to Liu'er what Yaocao said just now."
Chapter completed!