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Chapter 1961 Capital Loan(1/2)

"Master Tian is really joking. You are the person with the most money in the empire. How could you say such a thing? We need your gang leader many times. Just like now, my business has to deal with the Imperial Household Department every day.

, I heard that the Ministry of Accounts needs a large loan recently, I wonder if our bank account number of Caojia Commercial Bank can cooperate with you?" Li Cong said with a smile, the person in front of him cannot be offended. In fact,

There are many people who are interested in the court's loan, but the court's repayment time is relatively long, and the interest will definitely not be too high. They will definitely not be satisfied with the court's interest, but Li Cong is already interested in this interest.

I am very satisfied, even if I buy national debt, it would be more uncomfortable for the emperor to admit the national debt than to kill him.

Originally, Tian Congdian just wanted to say a few words to Li Cong before leaving. He and Li Cong didn't have much of a close relationship. Although there will be a lot of lawsuits to be fought in the future, it doesn't matter now. He is not a prince.

There is no need for people around him to be so close to Li Cong. When he heard that Li Cong was interested in borrowing money, he immediately became interested. When he came out of the Qinzheng Palace, the emperor also told him to follow Li Cong.

Let’s talk about this loan. It’s just that the amount is too large, and the interest rate is so low. So far, I have only raised less than one-third of such a large share. I told Li Cong that the rest are also

I can't listen to you. Their private loan business is much better than yours. Why should they listen to you? Your court's business is insurance, but it's not profitable.

"Haha, no wonder His Majesty said that the Lord will definitely consider the empire. He was dissatisfied and said that this year's loan can only be repaid in at least five years. According to the previous regulations of the Ministry of Household Affairs, only December of each year can be repaid.

It pays interest, and the principal will be returned in one lump sum after five years. The annual interest is much higher than last year, and the annual interest is 20%. I wonder if Sir Alex is satisfied with this number?" Tian Congdian

I am a bit speechless. You must know that the interest rates for loan sharks outside are 100 to 200%. Even Li Cong's Cao's Commercial Bank has a relatively low interest rate, but it is still 30 to 40% every year.

On the other hand, my 20% figure is really hard to explain. It is really too low. When I tell you this number, I feel a bit ugly on my face.

"The interest is a little low. If I want it all, I think the court will have some discounts." Li Cong said with a smile. In fact, Li Cong had to find a way because he had too much money.

You can only let your money preserve its value. Now Li Cong's money from all aspects is thrown in Li Cong's body space. Throwing it out casually can scare the emperor, so Li Cong is very interested in such loans issued by the country.

If you are interested, you don’t expect them to give you much profit anyway. As long as it doesn’t sit there and rust, this is your own purpose. As for other investments, it doesn’t matter at all. Especially the above

This is the most money Ci Li has left from refining medicine. The amount of silver alone is tens of trillions, and other precious medicinal materials are even more.

"Haha, the imperial court is planning to borrow 300 billion silver this year. Now it has sold nearly 100 billion silver. If Sir Alex is interested, I can go through some procedures for you at any time. As for some preferential conditions, it is in terms of interest.

Two points above, I wonder what Sir Alex meant?" Tian Congdian was a little excited. These things frightened him, but the emperor didn't care about it. When he opened this thing, he regarded it as...

When the money is ready, he will allocate funds to some governors and generals below. The payment is also in vain, and the people below will naturally come to the Ministry of Revenue to collect the money. If it doesn't work, they will definitely go back and continue to make trouble with the emperor. That way

If so, the unlucky ones are the officials at the Ministry of Revenue, so getting the loan quickly is the most important thing.

"If I buy it all, I hope the annual interest will be 25%. If possible, I can pay it immediately." This point is issued by the account department itself, but this time is different from the future.

Yes, some meetings or other things need to be held to decide, but for this era, the Minister of the Ministry of Revenue can decide these things. Five points above, this Tian Congdian glanced at Li Cong, Mom

Yes, there really aren't many people who are easy to get rid of these days. The price this guy wants is really cruel. Five points a year, 0 billion silver is equivalent to 10 billion silver, and five years is 50 billion silver. This is absolutely

It's not a small amount, but no one can buy it right now. Damn it, it's not his fault anyway. Just when this guy was hesitating, Li Cong opened another temptation.

"If Mr. Tian can agree, I can subscribe for between 0 billion and 300 billion at this exchange rate next year. Of course, Mr. Tian is very busy and it is very tiring, and so is the imperial government. Of course, such a thing must

There will be certain rewards, that's good. If this contract is won, 30 million taels of silver will belong to Mr. Tian every year when I collect the interest." Li Cong said with a smile, the amount is not a lot, and the Minister of the Ministry of Revenue is not too big.

I am interested in these 30 million taels of silver, but this thing is long-term. If you have this money every year, it is not a small amount. In any case, 150 million taels of silver in the past five years is no problem.

, it can solve your own work problems and benefit you, why don’t you do such a thing yourself? Many people come to you to do things for them and give them money, but the things they ask you to do are a bit difficult to handle.

Yes, I have never encountered anything like this before.

"Haha, it's a pleasure to cooperate. Sir, please just ask someone to come to the household department to take over the handover within three days. Our people over there will take care of these things." Tian Congdian weighed it and said, 25%.

Although the interest rate is a bit high, it is still within the scope of Tian Congdian's decision. You can still do such a thing as a favor. If you don't do it, someone else will definitely do it. You must know

In addition to himself, there is also a minister in the Ministry of Revenue.

"Thank you, Mr. Tian. It's not a sign of respect. It's just for the children at home to play with." Before leaving, Li Cong asked someone to send a beautiful box over. It looked like a very good thing. Tian Congdian

He smiled and took it personally. You couldn't buy this box without tens of thousands of taels of silver. He calmed down his eagerness and opened it only after getting on the carriage. My dear, these are colorful pearls, what color are they?

There are all of them. Each pearl of this size costs at least hundreds of thousands of silver. At a glance, a full box contains at least hundreds of pearls and tens of millions of silver. This Li Cong's move is really

Very generous, indeed. The fact that Li Cong could walk freely in the capital was related to his generosity.

Many officials in the capital also thought that they could make it difficult for the Cao family business on some matters. In this case, would they get more benefits? Unfortunately, their idea was wrong. There was a minister in the Ministry of Household Affairs.

Two years ago, he wanted to embarrass Li Cong. The guy took 4 million taels of silver from Li Cong but did not help the leader Li Cong. This directly made Li Cong angry. Li Cong directly spent more money to make that guy

Get out of here and almost lose your head. We are a businessman. But we have never been a businessman who is bullied. Do you think you can make irresponsible remarks to me in front of a moderate official? Then

It's impossible, you can't do it, and we won't let you do it. From then on, everyone who wanted to treat Li Cong was dumbfounded. They all understood that this person was not something they could do.

If you offend me, you should just accept the money and do the work honestly. Anyway, the money given by others is quite a lot.

Li Cong's main tasks in the capital have basically been completed, but the little princess has just begun. Although it is very simple for them to enter the capital, if they have such status,

It's not good to come often. Anyway, it will take the little princess a few days to complete her visit to the capital. Li Cong is also going to inspect the properties in the capital and see if there is any business that can be done in the capital.

.

Living in the capital is not easy. This is what everyone thinks. Everyone in the capital, whether they are officials, businessmen or ordinary people, understand this truth. The capital has not been expanded for more than three hundred years, and the land price in the capital is also high.

It has reached a very astonishing point. It is very normal for a shop to cost millions of silver. The land tax of the imperial court is quite large every year. The income of the capital is more than that of dozens of provinces for the imperial court.

Of course, with a lot of income, the expenses are definitely a lot. There are so many princes and nobles in the capital, and the rewards alone are already a lot of trouble for the emperor.

According to regulations, when a clan member reaches the age of 20, the clan government will ask for a title. Just like Li Cong's son, if he had a son, he would be an earl now, but he is a hereditary earl.

Such a title is much more powerful than some dukes that cannot be hereditary. Life-long titles are common people among nobles. They are not real nobles. This is mainly a matter of hereditary nobles. Every time the court

There are no less than a few hundred people who can be knighted at the same time. There are everyone from princes and princes to the lowest Qingqi Captain. If you want to be knighted, you don't just say it with your mouth. It is to prepare for others.

Good houses, land, servants and house owners, all of these people have the same mouth, so Prince Zong Lingxian of the Zongren Mansion came to his door immediately after hearing about Li Cong's loan to the Ministry of Household Affairs.

I mean, we are also here to borrow money.

Li Cong happily received this uncle in the living room of his home. Prince Xian can be said to be the first among the princes of the Northern Empire, second only to the prince. He is also the biological younger brother of the current emperor, and has served for nearly 0

The Zongren's Zongling was issued in 2007. When he was in the imperial court, this Zongren's Zongling was in front of the Six Ministers. He was definitely a very respectable person. His arrival made Li Cong and the little princess feel very proud.

Light.

"Uncle, eat this. I brought this dragon fruit from the Western Empire. They are the freshest things. Try it. Eating one more will give us face." The relationship between the little princess and Prince Xian

It's still very good. This is not true. His emperor didn't do this, so he did it to this uncle. He also saw that his uncle was really a bit old. In the past few years, he was really worried about the clan affairs.

Too many. In the past few hundred years, their royal family has expanded the fastest. Tens of thousands of royal children grow up every year. Although the emperor has issued a clan decree, the number of clan members is still there anyway.

It was constantly growing, and the emperor also thought of ways to control it, but it was still an ancestor. This cannot be said too much, right?

"Well, this dragon fruit is really good. The dragon fruit of the Western Empire is indeed a fruit loved by the entire continent. Unfortunately, the shelf life of this thing is too short. Even I can't eat it often.

That is to say, you and your wife have an airship that can transport this thing here. Otherwise, I, an old man, would not be so lucky. It is really not cheap to sell this thing outside." Prince Xian himself liked it very much.

The one in his family also eats fruit, but the fruit in front of him is about the size of a child's fist. Even a prince like him can't eat it every day. Such things are actually not expensive in the Western Empire.

thing, but this thing can only be kept for a month at most. After one month, it will become garbage. The place where this thing was produced is nearly 100,000 kilometers away from here. You have to walk on people. What a joke, even with an airship.

The reason for changing to a second-level airship in the past month.

The second-level airship has modified its engine, which can more than double its speed. Now the fastest speed can reach 300km per hour, but the amount of cargo transported has been reduced by one-third, only 300 tons. Every day

It can fly 7,000km, and it takes half a month to pick it off and transport it, so the price is naturally very amazing. This thing is sold by the piece, and each one costs at least 300,000 taels of silver. The maximum price for one is

300 grams, Li Cong's two airships go back and forth once a month. They transport some fruits from the Northern Empire and the Western Empire, which also makes Li Cong's trading house extremely popular.

They have only transported it twice so far. Li Cong has benefited a lot from the 2,400 tons of fruit. The profit per catty is more than 100,000 silver. This has brought Li Cong a total income of nearly 500 billion silver.

, there are naturally a lot of rich people. Many people are breaking their heads just to eat this, especially in the capital. There are so many rich people. What do they do every day? Of course they spend money and compare.

It can be said that Li Cong had a very good feel for these guys' pulse points.

"Uncle, what you said is really right. In fact, it costs us a lot to transport this thing. Even if we use an airship to transport it from the Western Empire to here, it will take more than half a month. Our airship can be used

It's all powered by the magic core of Warcraft and some other precious metals. Every time we come down, we will make millions of silver profits." Although the little princess didn't know exactly how much profit there was, she would never believe it.

It was the number that the husband said, but the husband told her to say that, and she had no other ideas. Whatever her husband said was what she said, and she didn’t need to lie. Anyway, according to what she knew, it was this number, and what the specific number was.

But it's not our business anymore.

"Well, you two are living a really good life, but the lives of the hundreds of thousands of clan members in our capital are not so good. If they are a close branch of the royal family, at least their titles will not be low, but many of them have been from the early years of our reign.

As for those who are knighted, their life is not so easy. These people now have the lowest title in the clan. They are all third-class light cavalry captains, with an annual salary of 10,000 taels of silver, plus some other things.

The most they can get for food is less than 000 silver. Life in the capital is not easy. They are not willing to leave the capital one by one. The only way is for the clan government to subsidize it. When the royal family’s special bill came out, there wasn’t that much.

The number of clan members who need to be subsidized has suddenly increased, and my life is really difficult." Prince Xian is really not complaining, what he said is true. The royal family in the capital has its own symbol, that is, they all

Wearing a royal jade pendant, this thing can only be worn by members of the royal family. It is the same whether you are a prince or a third-class light cavalry captain. As long as you are alive, you cannot take this thing off casually.

When Li Cong heard this, he understood what was going on. It turned out that he came here to look for money because he was having a hard time. However, these clan men usually had no other hobbies. They just liked eating, drinking and having fun. No matter how much money you gave them, they would be happy.

It was not enough, and the emperor really had no way to deal with them. In order to prevent the royal family from expanding again in the future, the emperor promulgated a special act for the clan. However, Li Cong didn't know what the title was, so Prince Xian had to be patient.

Explain to him that after all, you are asking someone to do something for you. If you can't agree, then don't ask someone else to do something for you.

The title system here is basically the same as that of the Qing Dynasty in China: prince, county prince, duke, marquis, earl, viscount, baron, first-rank Zhuguo general, second-rank Zhenguo general, third-rank Fengguo general, fourth-rank Qingqi

Captain, this is the title given to the descendants of the clan. Generally speaking, there are three types of titles. One is hereditary and irreplaceable. Your title will always be like this. The second is an ordinary title. This is

Every time a family head dies, his eldest son will inherit, and then he will be demoted one level. From prince to prince to the lowest viscount, he can be hereditary. From duke to baron, he can be hereditary and replace to the third rank of Fengguo general. The rest

The title is reduced to the fourth rank of Qingqi Captain and is hereditary. At first, I was afraid that there would be so many people, but now it still appears. There is no other way, this royal family has gone through tens of thousands of years of development

Now, the royal family is no longer the same as it used to be. The total population of the royal family now exceeds 10 million. If they all follow the laws of their ancestors, it will be very scary. There are more than 8 million third-class light cavalry captains, if nothing else.

It is said that the annual salary of 10,000 silver is 80 billion silver. Including other salaries for the lowest-ranking people, it is 0 billion silver. Is that possible? It is absolutely impossible, so a special bill was introduced.
To be continued...
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