This idea is actually a natural thing.

After all, Shence Mansion has many things to manage, and it is indeed impossible to manage everything in every detail. In addition to tea, ice making, and necessary workshops for military supplies, it is no longer necessary to use the workshops such as sweat-like life and profit.

However, the money from Shence Mansion cannot be lying in the treasury. Nowadays, the commercial activities in Mengjin are becoming more and more prosperous. Instead of doing so, it is better to lend money to make profits.

Since you want to run a big money shop, there is naturally no need to place too high profits. If you release one hundred coins and get one hundred and thirty coins in a year, it is enough. At least the interest rate is lower than that of the money shops on the market. If the interest rate is low, it is inevitable that the threshold for borrowing is too high. In this way, the risk can also be reduced.

If you calculate so carefully, it means that in a year, if Shen Ce Mansion set up a money house, if you borrow 10 million yuan and deduct the cost, you can make a profit of approximately two million yuan.

This number is of course lower than many production workshops, and even compared with some industries, the interests are not as good as others. However, for Shence Mansion, the profitable industries are ice making and tea making, as well as monopoly buying and selling cattle, horses and leather goods. The money shop is more stable, and there is no obstacle.

This is actually a self-industrial upgrade of Shence Mansion. From the beginning of the production group, it consciously became the so-called high-ranking "financial group" in later generations.

Not to mention, the money house in Shence Mansion has another advantage, that is, because it has enough credit and can take the opportunity to save money and carry copper coins on it. After all, it is troublesome, so save money. In exchange for a bill of exchange, which can be traded on copper coins. As long as it is in Mengjin or even Luoyang, everyone recognizes the bill of exchange issued by Shence Mansion. This thing is actually Jiaozi, but Jiaozi is jointly guaranteed by some big merchants in a certain place. The silver bills that appeared later were guaranteed by the imperial court, but they were eventually turned into waste paper because of excessive issuance.

After learning this lesson, Qin Shaoyou certainly did not dare to joke about it and send bills of exchange indiscriminately. It was not just credit, but it would cause the entire Shence Mansion’s money house business to be ruined. In order to prevent such behavior, Qin Shaoyou figured out a solution, which was to open a workshop for making bills, which was naturally dominated by the Shence Mansion. However, some large businesses need to recommend some people to supervise in the workshop. If these large businesses are relieved, other small merchants will be relieved.

Qin Shaoyou looked at Wang Ju with a smile. He knew that Wang Ju was an extremely smart person. There were too many new and rare things in Mengjin, and it can even be said that many people's living habits, even commercial activities and the entire society were undergoing bottom-up changes. This change had already infected Wang Ju, and even Wang Ju gradually found a path. He was a scholar trained by a gentry. His current performance was a bit like the thinking of the noble prime ministers of the Folangji Kingdom a thousand years later.

If a low-value-added workshop cannot be completed, then take the initiative to start a money shop, but the money shop is closely related to the workshop and dominates almost all aspects of investment and production activities. Shence Mansion still occupies the most advantageous position in the new economic activities. As for other money shops, they are obviously far from competing with Shence Mansion in this regard. Whether it is credit guarantee or reserve funds, Shence Mansion has natural advantages.

Qin Shaoyou saw Wang Ju looking at him with a gaze, as if he was afraid that his opinion would not suit his wishes. After all, this matter was too big, which directly changed the future direction of Shen Ce Mansion. Shen Ce Mansion was a place where money was piled up. Once he lost his source of wealth, it would be a fatal matter. Therefore, Wang Ju naturally believed that this Prince Hongnong should be cautious. Therefore, before discussing with Qin Shaoyou, Wang Ju also did his homework, fearing that there would be any mistakes and even causing irreparable losses.

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Qin Shaoyou smiled, took a sip of tea, and said, "Yes, now... we can't rely solely on the workshop to make profits. In the future, more and more merchants will have to set up workshops. Sooner or later, the interests will become thinner. There is no need for the Shence Mansion to waste their efforts on these small profits. Money house... This is a way. Mr. Wang, let me leave this matter to you to coordinate. You should first gather the opinions of each house, how to make rules for the commercial house, how to cooperate with the workshop, even the torture house should be properly involved, formulate relevant money house rules, and send them to the meeting hall for discussion... This matter cannot be careless. Since it is to be done, it must be done well, and no mistakes can be made."

Wang Ju breathed a sigh of relief and said happily: "Students obey the order."

Yang Jiong, who was standing aside, couldn't interfere in this matter, but he was muttering in his heart that Shen Ce Mansion would not do such a good workshop transaction? What a pity.

The Yang family has begun to penetrate into Mengjin's trade, and the children of several tribes have also become familiar with each other. After all, the Yang family has ready-made connections and sufficient funds. Therefore, once they enter the industry, the transactions are booming. In the past six months, they have made considerable profits.

This is how people are. They will gradually change their thinking and their thinking with the environment. Although Yang Jiong presided over the meeting hall, people inside and outside Mengjin were full of business practices. Even some of the children in the family kept their business in their mouths. Gradually, they became familiar with them and roughly understood some of the principles. He thought in his mind whether the Yang family would take the opportunity to expand some workshops.

Of course... he was still a gentry after all. Apart from an alien like Wang Ju, even if he was stinking to the point of being stinky, he would never show his voice on the surface. Besides, Yang Jiong had some major issues to ask for instructions. Seeing that Wang Ju finished speaking, he hurriedly said: "Your Highness, those honored guests are now entrenched in Mengjin, and you will wait for your Highness to meet one by one."

The so-called honorary guests are actually the Kanto gentry outside Hongnong. These people helped Qin Shaoyou a lot of help in the temple and tried a lot of effort. Now they are coming here eagerly, of course, they are making the oath as soon as possible. Now, Qin Shaoyou is rising, and the ship is rising. If you don’t fight for some treatment at this time, when will you wait?

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Chapter 2 is delivered, I went to bed, I wanted to doze off all day, and I hope I will recover from my illness tomorrow. (To be continued.)
Chapter completed!