How serious is the Wanbang Jialong problem? Chen Li can only analyze it through market research. Fang Yixin and others themselves naturally know it better than anyone else. Therefore, Qingquan Xinrui City has a large discount on promoting apartments and office products before the New Year, which has led to the entire Qingquan real estate market being forced to follow in and make a major price adjustment, forcing a large number of investors to follow the trend and eliminate, causing the supply of second-hand housing transaction market to increase sharply, resulting in the opening of Binjiang New City being hit hard, with less than 300 million in the first month, Fang Yixin hated Chen Li so much that he was itchy.

However, Qingquan Xinrui City took the lead in lowering prices and shipping, with nearly 4 billion yuan in three months. This can only be said that Xinchaorui was ruthless and quick-witted. He keenly seized the opportunity of market transformation and implemented the most beneficial measures for Xinchaorui itself. If anyone else would do this, Fang Yixin could not say anything. He could not just believe that Xinchaorui was targeting them, but what's the matter today?

Jiangwan New City and Binjiang New City, the total construction area of ​​the two projects is more than 12 million square meters, and the land cost is converted into a floor price of about 2300 and 400 yuan per square meter. At this time, the housing prices of Shangdu and Qingquan are absolutely not high. Moreover, Wanbang Jialong also owed the land payment of Qingquan Municipal Government 7 billion yuan, and nearly half of the land cost of Jiangwan New City is converted into fixed assets investment in Wanbang Paradise. These two super large-scale projects are all high-quality projects on the book basis.

With such two large projects, if Wanbang Real Estate can pour all the resources in central provinces and cities, there will be no problem. However, when Wanbang joins forces with Fanglong Real Estate and Jiahe Industrial, the problem becomes a bit complicated.

The first is the issue of capital injection.

The three companies joined forces to raise 8 billion yuan in Wanbang Jialong, either directly or borrowed, and the capital injection has reached 20 billion yuan. Wanbang has undertaken 8 billion yuan in capital injection, Fanglong Real Estate and Jiahe Industrial each undertake 6 billion yuan in capital injection. Wanbang, as a super real estate aircraft carrier with a market value of over 100 billion yuan, has extremely low cost to raise 8 billion yuan in capital through various channels. However, Fanglong Real Estate and Jiahe Industrial each undertake 6 billion yuan in capital injection, so the pressure is too great.

For Fanglong Real Estate, 6 billion yuan of capital injections, of which 2 billion is owned capital, and the other 4 billion yuan of capital injections are raised through bank loans and other lending channels. The financial cost is extremely high, and the interest required to be paid every year is as high as 600 million yuan, which almost consumes all the profits of Fanglong Real Estate's development of real estate in cities such as Luocheng. Fang Yixin believes that the situation of Jiahe Industrial will only be more serious than Fanglong Real Estate.

However, the three companies jointly invested 20 billion yuan, which only covered most of the land costs in the early stage. In addition to owing 7 billion yuan of land funds from the Qingquan Municipal Government, the early stage construction also borrowed more than a huge amount of funds from the private market at a more terrifying interest rate. Binjiang New City could hardly lend out a few cents from Qingquan's banking system. And also delayed the contractor's large amount of construction funds and material funds. The debt difference between these aspects is not large and has accumulated 9 billion yuan.

Even so, the market environment this year can be the same as last year, and Wanbang Jialong can ensure that the monthly sales of the two projects can be more than 700 million or 800 million, and there will be no problem. However, in the first month of the opening of Binjiang New City, and with the sales of Jiangwan New City, it has only barely reached 500 million, which is a bit serious.

As for Wanbang Jialong himself, monthly sales of 500 million yuan can still cope with due construction funds, material funds, part of the loans and all loans, but if sales continue to decline next month, the funding problem will become acute.

In addition to Wanbang Jialong, Fanglong Real Estate and Jiahe Industrial have therefore invested huge capital in Wanbang Jialong and have also undertaken a large amount of high-interest loans. If Fanglong Real Estate and Jiahe Industrial have suffered short-term and multiple squeezes in their respective main businesses, the buildings they have finally built over the years may collapse due to accidental factors.

Therefore, Fang Yixin is extremely sensitive to the borrower's early withdrawal of loans. Moreover, this time it was Chen Li, an enemy who had been entangled for several years. How can he not panic and how can he not be furious?

However, seeing Chen Li's face that deserves a beating, Fang Yixin's teeth were itchy, but he could only force his anger in his heart. He asked Sun Jianye to come over in hopes that Chen Li would restrain himself a little and understand Chen Li's true intentions, rather than running to the door to turn against him.

If you really want to turn against each other, Fang Yixin knew that they could not bear the serious consequences of turning against each other.

When Sun Jianye heard Chen Li's words, he was extremely embarrassed, but he couldn't get back into the car and asked the driver to turn the car back.

The financial personnel seconded from the Qingquan Branch of Dashang Capital and Huatian's Finance were checking the loan agreements held by the creditors in the lobby of the Lotus Club. The information of more than 100 people would be sorted out one by one, which would take some time. Tang Jingwen did not come here today. Chen Li greeted Zhang Xiuzhi and the others, so he invited Fang Yixin, Sun Jianye and Zhang Xiaotian to the small hall in the inner room to talk.

"What the hell do you want to do?" Walking into the hall, Fang Yixin could no longer hold back his annoyance, stared at Chen Li and asked, looking like he wanted to swallow Chen Li alive.

Fan Hongwei stayed outside to help deal with the creditors, Zhang Xiaotian, Cao Lin, Chen Cheng, Chen Biao, and Zhang Hua also followed him to the hall. Seeing Fang Yixin's aggressive look, they were worried that they would fight with Chen Li, Zhou Bin, and Zhao Yang on the spot.

"Mr. Fang, if you have this attitude, would you ask Han Zirui or Fang Longmao to come out and talk to me?" Chen Li took out the cigarette box, popped up a cigarette, and lit it slowly.

"You..." Fang Yixin knew that Chen Li was not qualified to say such harsh words in front of him anymore, and his forehead was so angry that his veins leaped straight.

"Yi Xin, be calm. Chen Li has made so much contribution to Qingquan for many years, and he will not target anyone for no reason." Sun Jianye pinched his nose and stood up to persuade him to make peace, so as not to be young and energetic. In the end, as the dignified deputy secretary of the municipal party committee, he could not suppress the situation and was even more embarrassed.

Zhang Xiaotian, Chen Cheng had no idea why Mayor Sun Jianye said such weak words. Could it be that he was not Fang Yixin who invited Chen Liju to ask for his accusation and asked Chen Li and the others to kneel down?

Chen Li said to Sun Jianye: "I didn't know that Mayor Sun was coming in advance, but since Mayor Sun came in person, I would like to tell you something. Huatian's financial crisis is not something I want to do, but Huatian's financial crisis, not accidental. How big is the current scale of private lending in Qingquan City, and how much funds flow into the real estate market? Has the city done statistics? Is there any firecracker that will cause if it is ignited?

Who can solve all these problems? Of course, if there is a big problem in Qingquan, I will not feel comfortable as a native Qingquan native, but it is strictly speaking, it has nothing to do with me. This time I went to Manager Xiao Fang, mainly the teacher of No. 1 Middle School and my second uncle's relatives and friends. I invested almost 50 million in Huatian. I hope that Manager Xiao Fang can give me face and return this part of the money to Huatian in advance, so that Huatian can fill this part of the debt..."

Fang Yixin especially wanted to jump out and yell at Chen Li. You are fucking face, but your words turned into uncertain questions when you say something, "Just 50 million?"

"The specific number is still counted, but even if it exceeds some, there will not be much," Chen Li said. "If Wanbang Jialong is short of funds, I can borrow 50 million to Wanbang Jialong personally. Wanbang Jialong just takes a piece of land worth 50 million as collateral. Let's solve this problem first - Mayor Sun, what do you think?"

"Yi Xin, what do you think?" Sun Jianye asked Fang Yixin. If things were that simple, he would not want to nod and agree to Fang Yixin directly.

"Okay." No matter how tight Wanbang Jialong's funds are, he would not be unable to take out 50 million. As long as Chen Li did not have any other trouble, Fang Yixin didn't want to go against Chen Li. At this time, he could only agree in a disgusting manner, stand up and say, "If there is nothing else, we will leave first."

"Mr. Xiao Fang, you are busy." Chen Li said with a smile.

Fang Yixin looked at Chen Li with complicated eyes several times, and finally asked Yang Chaolin to stay and solve the problem. He and Sun Jianye and the others cursed behind their backs, but Liu Mukai and Zhang Hongqing, who had not said anything from beginning to end in front of Chen Li, left the Lotus Club early.

Zhang Xiaotian, Chen Cheng, Cao Lin, Chen Biao, and Zhang Hua were all standing there dumbfoundedly. They wanted to send Fang Yixin, and Sun Jianye and the others left, but when they saw Chen Li sitting there, they didn't know what was going on.

Didn’t Fang Yixin bring Sun Jianye up and ask for punishment? Why did he agree to Chen Li’s conditions without saying a few words and then leave?

What's going on?

Zhang Xiaotian regretted his intestines. If he knew that he could get back money from Wanbang Jialong so easily, if he could get back 200 million yuan, the stock market opened on Monday, he would definitely be able to hit the limit and rescue more than 200 million Zixin in the trap. At this moment, he looked at Chen Li and stopped.

"Wanbang Jialong promised to return this part of the funds in advance, so you can directly connect with Yang Chaolin," Chen Li did not look at Zhang Xiaotian, stood up and said to his second uncle Chen Biao, "Old Kong hid in there for a long time and did not show up. Do you want to go in with us and rub a cigar before leaving?"

Chen Biao stood up and thought of going in with Chen Li to see Kong Wenzheng. At this time, he felt his sleeves tightening. He turned around and saw his in-law Zhang Hua reaching out to pull his sleeves from behind. Knowing what his in-law Zhang Hua meant, he asked Chen Li: "Wan Bang Jialong's funds are relatively abundant. Xiaotian and the others invested a total of 200 million there. Is it possible that they all come out?"

"For the sake of these 50 million, I will move out the mayor. How much face can I have? Can I help you take out all 200 million?" Chen Li smiled, "Don't worry too much, the situation may not be as bad as I imagined."

His second uncle invested more than 3 million in Huatian, which is not a big problem. Just Zhang Xiaotian's attitude last night, Chen Li was full and solved the remaining problems for him?

"Let's go, second uncle, let's go to Kong Wenzheng to get a cigar," Chen Li pulled his second uncle Chen Biao in, and walked into the yard inside and said to his second uncle, "What's Zhang Xiaotian's attitude yesterday? Second uncle, you saw it. I'll help them wipe their butt now. He will miss me? As for you who invested more than three million in Huatian, don't worry about anything. As long as Zhang Xiaotian doesn't get the money away, the loss will be some, but it shouldn't be too big."

In addition to having more than 200 million book assets in the securities market, Huatian also has nearly 200 million loans outside. If they decisively get out at this time, in addition to returning 320 to 330 million loans, they can still have 70 to 80 million left. However, Chen Li had given them a chance to get out yesterday, and he would not help them wipe their butt today.

As for his second uncle, he would clear out all the debts he had settled from it. Even if his family still had more than 3 million yuan in it, he would lose it, and it would not hurt his muscles and bones. It would be a kind of inspiration for Chen Cheng's character.

Chen Biao thought about it, and his business partners and neighbors heard his and Chen Cheng's encouragement that the money he had invested in would be released today, which could be considered a major problem. He patted Chen Li on the shoulder and went out first.

After a whole morning, more than 100 loan agreements were checked clearly, and all creditors were allowed to collectively open personal accounts at Qingquan Market Commercial Bank. Wanbang Jialong directly transferred a total of more than 52.2 million loan funds into these personal accounts, and the three parties were considering that this part of the debt was flattened.

Chen Li said he was dead and would not interfere in the follow-up matters. After Zhang Xiaotian and the others signed the relevant agreement, they left directly. Chen Li arranged for the driver to use two buses to send Zhang Xiuzhi and other teachers from No. 1 Middle School back.

Kong Wen was preparing a lunch at the Lotus Club, and Chen Li specially asked his second uncle Chen Biao and Chen Cheng to stay for dinner together.

"You just stopped this matter so lightly and didn't take advantage of the situation. This is not in line with your character?" Kong Wenzheng thought that Chen Li would take this opportunity to attack Wan Bang Jialong, and he could understand Fang Yixin and the others' mood. Unexpectedly, the thunder was loud and the rain was light, and everything was settled in the morning.

"It doesn't fit my personality. When did I do something to rob the fire?" Chen Li asked with a smile, "Besides, the subprime mortgage crisis has already affected the domestic economy significantly, and liquidity will become increasingly scarce. We are also preparing to endure the cold winter. At this time, we don't know if the one who gets the mouth is fat or sharp knife."

"In 2003, SARS was in trouble, and everyone was restrained, worried that the economic situation would decline sharply, but you are a new trend and sharp. You said you are afraid now, who believes it?" Kong Wenzheng did not believe Chen Li's remarks.

Chen Li laughed and said, "But others are not afraid enough. Where can I spit out the cheap chips? Besides, the few meat bones on Wanbang Jialong's body are not as good as a few meats. Is it necessary to stare at them like a hungry dog?"
Chapter completed!