Zhao Bing has done two major events this year, one is to establish a shipping insurance office; the other is to form a maritime trade caravan. Although both of these events have good developments and can bring him a lot of wealth, the initial construction cost is also huge, and his family is almost empty. Now the internal warehouse only leaves about one million yuan for the operation and emergency response of the government, and the rest are invested in the game of "money making money".

The sequelae are also extremely serious, which makes Zhao Bing feel a little restless. As the saying goes: If you have money in your hands, you are not panicked, but now you have too many things to do, so you can use more money. The corresponding journey has just returned to Jiangnan and is too weak to bear major changes at all. A major disaster and a local war can drag down the finances of the Song Dynasty and re-enter the vicious cycle of tax increases and officials forcing the people to rebel.

Therefore, Zhao Bing believes that the most important thing at present is to quickly restore the economy and increase the reserves of the treasury to enhance its ability to resist disasters and wars. At present, Jiangnan has experienced hundreds of years of development in the Tang and Song dynasties, and under the current conditions, the utilization rate of land has basically reached its limit, with only industry and commerce. However, the development of industry is not achieved overnight, and it requires the support of science and technology, and the fastest effect is commerce, and foreign trade is the top priority.

Now the clouds of war are still shrouded in the sky of the Song Dynasty, and no one knows that one day a thunder will rain. The war is about money and national strength. You must know that although Emperor Wu of Han expanded thousands of miles away and drove the Huns away, he also consumed the savings of the three generations of the Han Dynasty, and the people were in trouble. In his later years, he had to issue the "Luntai Edict" to admit his mistakes, but the Han Dynasty declined from prosperity and did not reappeared its former glory.

Thinking about the period of Han Wu, the Huns were just border troubles and had not threatened the Han Dynasty. Years of war dragged down the Han Dynasty. Zhao Bing thought about the Mongolian Yuan he faced. Its strength was not comparable to that of the Huns, or it could be said that it was not at the same level. Moreover, he had established a country and had a complete regime system. It is easy to imagine the difficulty of defeating them and regaining the former land of the Han people. The Ming Dynasty spent three hundred years unable to completely defeat the remnant Yuan and was dragged down by the huge military expenditure. Even though he was confident that he would destroy it in a short period of time, this still required enough national strength to support it, let alone when the victory and defeat were unpredictable.

Now Song and Mongolia are like boxers who have played twelve rounds in the boxing ring and have not yet decided the winner. They have to seize the short halftime break to get a breath. Zhao Bing wants to use this time window to quickly recover his energy and refine a pair of Ten-Purpose Pills in order to strengthen his physical strength and prolong his life. The opportunity is fleeting, so he can only take a gamble, and he has to spend all his gamble. If he loses, he can only not get married.

His wife was already under pressure, and Zhao Bing had to take care of himself. Now the main forces of the Song Dynasty's naval army are on the front line of the Yangtze River, with the troops in the East China Sea and the South China Sea empty, and there is a concentration of the sea trade port. Now the inland water army that Chen Renweng ordered to form has been completed and can take over the defense of the Yangtze River. In the name of showing sincerity in peace talks, he ordered the inland water army to go upstream along the Yangtze River and replace the defense of the second and third fleets.

Zhao Bing also ordered the Ministry of War to reorganize the two fleets into the South China Sea and East China Sea naval forces, with Guangzhou and Fuzhou as their home ports respectively, and set up water police areas to be responsible for the defense of the two seas. While defending the sea border, it is responsible for the task of maintaining trade waterways, cracking down on pirates and smuggling, creating a good external environment for the Song Dynasty to carry out maritime trade. At appropriate times, it will also appear with deterrent forces and open up new shipping routes and trade ports.

The First Fleet was renamed the Northern Fleet, stationed at Kunshan Port, responsible for defending the Yangtze River Estuary, resisting maritime threats from the north, and also responsible for reinforcement of the Yangtze River defense line. The Imperial Navy was stationed at Hangzhou Bay to protect the water security of the Jingji Capital, and served as a strategic reserve team to escort the caravan to the north. In this way, the purpose of national defense and protection of the two maritime trade channels was achieved.

Zhao Bing was a little bit miserable, but he was rich and powerful after all. The comprador quickly accepted the ships berthed in each port with the documents of the Ministry of War. After inspection, there were more than 500 large ships with more than 3,000 stones, more than 2,000 small ships with more than 400 stones. Among them, about 80% of them were useful, and more than 50% of new ships were more than 50%, and the rest could still be put into use after repair.

Because the sea trade is basically stopped now, a large number of sailors are idle at home, and the recruitment work is also smooth, and the conditions they offer are also very attractive. The sailors immediately pay one-third of their salary after boarding the boat, pay one-third of their salary before leaving the port, and pay the remaining one-third of their salary after going to sea to return to the port, and purchase insurance for them in the insurance company. If they have injuries on the way, they will be compensated with high compensation.

After receiving the order from the young emperor, most of the retired navy troops who had just returned home immediately packed their luggage and went to various ports to report. In addition, some retired infantry and veterans who retired due to injuries came to apply. After the order, there were nearly 2,000 people. In fact, most of them had been in the army for many years and had no other skills except to drive boats and cannons. This time they returned to the sea to work in their old business and received a high salary that was enough to support their families. Of course, they were happy.

Zhao Bing was assigned to each ship according to the director of the recall personnel, and at the same time, they were used as the backbone to form a guard fleet. It was said to be a civilian armed organization, but in fact it was armed to the teeth. The modified 2,000-stone merchant ship was equipped with various types of crossbows and flowering bullets. Muskets were also standard weapons for the team members, which were comparable to the navy.

From the weapons equipped with armed merchant ships, anyone can see that this is definitely not just used to deal with pirates. After training, more than 2,000 people can be regarded as a small army, enough to defeat the armed forces of a small country. Zhao Bing also meant this. Once some countries do not open their eyes and prohibit trade, they will use guns and cannons to bombard their country's doors, and give them a preview of the "Opium War" for them five hundred years in advance to establish a take-off land overseas.

At this time, there were two main maritime trade routes: one was a route from Yangzhou or Mingzhou through North Korea or directly to Japan; the other was a route from Guangzhou to Southeast Asian countries, or from the Strait of Malacca, entering the Indian Ocean, and passing through Sri Lanka, India, and Pakistan to the Persian Gulf. At that time, some ships continued to sail west along the Arabian Peninsula to reach Africa.

The exported regions and countries are: North Korea and Japan in Northeast Asia; Singapore, Thailand, Malaysia, Indonesia, and the Philippines in Southeast Asia; Sri Lanka, Pakistan and India in South Asia; Iran, Iraq, Saudi Arabia, Oman in West Asia; Egypt in North Africa; Kenya and Tanzania in East Africa. Zhao Bing responded and divided the fleet into two southern and northern fleets, blooming in an all-round way to achieve the maximum profit in a short period of time.

After the fleet was formed, Zhao Bing named the "Sihai Commercial Bank", intending to travel to the four seas, make money from the four seas, and incorporate insurance banks into it. The name was large, but the funds were limited, and each ship's cargo was worth 100,000 yuan, but the vacant ship was definitely a waste of resources, so they provided transportation services to small and medium-sized merchants who were interested in maritime trade. They could rent a ship alone or share the same ship, which solved the problems of both parties. Of course, the fleet would charge fees.

Another way Zhao Bing thought was to provide guarantees to the suppliers. However, the caravan was newly established, and the insurance bank was a new thing. At first, no one dared to lend the goods to them. So he used a big move, and asked someone to melt the gold ingots stored in the warehouse into several one-foot-two-inch diameter gold balls, and place one in the lobby of each branch to demonstrate its strength.

After the big golden ball was put on, it was a sign of live, which immediately attracted the attention of many businesses. At first, some people questioned the authenticity of the golden ball. The head of the insurance bank said that whoever could take the golden ball away would be the one who would be the one who could take it away. Some people who didn't believe in evil tried, but no one could pick it up. The doubts disappeared immediately. But some people still suspected that it was a lie, and they would be removed after one or two days. After all, it was five or six hundred kilograms of gold, which was very valuable and occupied a lot of funds. They placed it there every day, so they lost money to trade? So they went to see it secretly every day, but for more than ten days, the golden ball had no place to move.

After a few days of controversy, the insurance bank not only showed its strength, but also made advertisements. It immediately attracted many wait-and-see merchants to take out insurance, and temporarily solved the problem of shortage of funds in the caravan. People also began to speculate about the origin of the Sihai Commercial Bank. You must know that the Pu clan, the maritime merchant, did not have more than 2,000 sea ships when they were in full swing at the peak of the past, and they were like something emerging from the ground. It can be seen that their financial resources are strong. It has gradually been reported that this is a royal business, so the reputation became even greater. Merchants rushed to come, thinking that the emperor would not be able to pay the debt...

Zhao Bing did not intend to rely on the people's accounts, but he could not say that he would not rely on the accounts. Just as Zhao Bing was busy organizing a plan to make a fortune, the Mongolian Yuan peace agreement made Boyan have already arrived in Yangzhou, and the two sides were still arguing about where to be the negotiation site. The negotiation seemed to have an unwritten practice. Whoever took the initiative to go to the other party's territory was the party for peace. This was of course related to the national system and no one would give in.

Seeing that the peace talks were stuck in such a small matter, Boyan proposed that the negotiation location be on the river island between Yangzhou and Runzhou. Since the two sides temporarily took the Yangtze River as the boundary and the island was in the middle of the river, the Song side also agreed. However, since it was the rainy season and the Yangtze River was in a flood season, the island was in danger of being flooded by the river, so they had to give up. So they suggested that everyone take turns to take the initiative to negotiate, and the two sides agreed to negotiate in Yangzhou and Dantu respectively.

Although Dantu and Yangzhou were separated on both sides of the Yangtze River, they were both node cities of the Grand Canal, and the exchanges were convenient. The first negotiation location was set up in Dantu under the struggle of Song Fang, but on the agreed day, no one of the envoys of the Mongol Yuan delegation came, and only sent a civil servant to send a letter across the river, which made Song Fang busy for nothing. After seeing it, Xu Zongren shook his head and smiled bitterly, and did not dare to make a decision without authorization. He also wrote a letter to the court, asking the Empress Dowager to decide.

"The Lord of the Song Dynasty, I am very dedicated to expressing his respects to Emperor Renming of the Great Yuan Dynasty, His Majesty, His Majesty, I was young and frightened, and I was in trouble with my family. I was a traitor and a traitor, and I was against the alliance and the country. I was not too late to know. As for the establishment of a military force and the sect and the sect are in danger, and the creatures can be remembered. I and the Emperor are worried and afraid every day, not to move to seek both worlds, but to be sent to the ministers with the orders of millions of people. Today I have a return, where will I go?"

"But this is the treasure that has been passed down from generation to generation, I dare not cherish it. I am obeying the orders of the Emperor, and I am defaming myself and deprived the emperor of the emperor. I am now in Zhejiang, Fujian, Jiangxi, Hunan, North and North, Erguang, and Sichuan. I am very proud of all the holy dynasties, praying for the creatures of the clan society, and I want to be sages and kind. My grandmother and Empress Dowager were ill for several years. My ministers were guilty and proud of their feelings. I could not bear to die after three hundred years of the clan society. I was given a sanction, especially the rest of the Emperor of Dayuan, and the descendants of the Zhao family have been dependent on each generation, so I dare not forget it. I have no choice but to be moved by the heavens and hope that the saints will be cut off from the screen..."

"Is this the surrendering ceremony sent by the Empress Dowager and Emperor Deyou back then?" Zhao Bing heard it became less and less disgusting, and asked Chen Shishi, who was reading the letter.

"Your Majesty, that's right!" Wen Tianxiang gave it to the empress dowager after receiving the letter. After seeing it, he gave it to the emperor as usual. He also smiled bitterly when he heard from His Majesty's inquiry.

"What does this guy Boyan mean when he brought a copy of the old resignation? Do he want to talk or not?" Zhao Bing frowned after hearing this.

"Your Majesty, your intention is very clear. He is saying that our court has surrendered long ago and is now traitorous." Wen Tianxiang said.

"Oh, this old guy is saying that I am lying to pay my debts and don't keep my word!" Zhao Bing said with a smile.

"Your Majesty, Boyan is very arrogant. In his letter, he still calls Your Majesty the King of Wei. I am afraid that I will be defiled with Long Eyes and dare not look at him!" Wen Tianxiang said with politeness.

"Haha, it means not to admit that I am the Emperor of the Song Dynasty, which means there is no Song Dynasty in the world?" Zhao Bing raised his hand and asked him to bow in front of him, tilted his head and thought about what Wen Tianxiang said in a tactful way. To put it bluntly, that's what happened, and said with a smile.

"Your Majesty, this is the intention!" Seeing that the little emperor made it clear, Wen Tianxiang nodded and said.

"In this way, the meaning is that I am a traitor. If I do not obey Emperor Deyou's will, then there will be no Song Dynasty. He is here to recruit surrender, not negotiate!" Zhao Bing touched his chin and said.

"Your Majesty, the Tartars are vulgar and do not understand etiquette, don't be angry!" Wen Tianxiang hurriedly advised him, although the little emperor had a smile on his face, but his eyes were full of fierce light.

"As a rule, Boyan said it correctly. The Song Dynasty had already surrendered, the emperor was captured, and the country would not exist!" Zhao Bing said without thinking.

"Your Majesty's intention is..." Wen Tianxiang was shocked when he heard this.
Chapter completed!