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Chapter 645

But this well is too wasteful, right? Is it that the well that just filled just now, I heard a sound like air was being pumped away, and the water level dropped suddenly and returned to the level of the water level before Chen Dongming fetched the water.

"This well is designed too unreasonable, right? It's really a waste of water." Chen Dongming said, looking at the extremely wasteful water well.

It was not until one morning five days later that Chen Dongming's wife went out to fill the toilet and understood the truth.

Chen Dongming's wife went out early in the morning to pour the toilet and was seen by her neighbors.

The neighbor asked strangely: "Don't there be a bathroom at home? Why do you still have to come out to pour the toilet?"

"Bathroom? Isn't the bathroom just a water room?"

"It's right that it's a water room, it's equivalent to the previous toilet, but it's much cleaner than the toilet."

"What the hell is going on?" Chen Dongming's wife asked strangely, "Isn't there a well that drew water?"

The neighbor didn't react for a long time. After a while, he suddenly laughed: "I'll come to your house to take a look."

Walking into the bathroom, the neighbor pointed to the so-called well and asked, "Did you fetch water from here?"

"Yes, isn't this a well?"

The neighbor laughed so hard that his stomach hurt: "This is not a well, this is a squat pit in the toilet! What? The rope was released and water was flushed into the squat pit after untied his hands!"

"Ah?" Chen Dongming, who had been drinking water from the pit for five days, only felt that he was about to vomit.

"Where is the water you drink?" Chen asked hurriedly.

The neighbor pointed to a wood-made faucet hanging on the wall and said, "This is water for bathing. It is cold water in summer and a bathhouse in our community in winter."

Then the neighbor took them to the kitchen, pointed to the faucet on the water tank and said, "What comes out here is the water you drink. Do you see it? Turn on the switch and the water comes out." As the neighbor twisted the switch, a stream of water flowed out from the faucet and into the water tank.

"This is too convenient, right? But where does this water come from?" Chen Dongming asked curiously.

"I heard that the water was pumped from the well. In the silver number, there is a water tower. The water tower is connected to the well. A donkey pulls the water pump and pumps the water to the water tower." said the neighbor.

Chen Dongming was naturally very interested in the water tower and the water pump led by donkeys, but the magnificent decoration of the silver trumpet made people like him discouraged. I heard that those who could enter the silver trumpet were either rich or noble, so how could he dare to go in?

The bank account has officially started to open. Just a few days after opening, the bank account is filled with customers who come to save money.

Because I heard that if you exchange the silver in a bank account for a large amount of silver notes, you can not only go to a different place where there is a Jiangnan bank account, but you can also pay the customer interest. The longer the deposit time, the higher the interest you give.

When people heard that saving money at a bank account would not only not have to pay any fees, but instead had interest, people came to deposit money, especially businessmen who did business. They went to far away places to do business, and they could not carry heavy cash. Many people were willing to exchange the silver for bank notes. When they arrived, they would exchange the silver notes for bank notes. This would make it much easier to carry it on their bodies and it would not easily attract the attention of the horse thieves and water bandits.

For example, if it is a transaction of more than 100,000 taels of silver, and in cash, a transaction of 100,000 taels of silver is 6,250 kilograms of silver! For so much silver, at least six large carts can be taken away. Such a caravan will be very eye-catching and will easily attract giant bandits. If you encounter a large number of robbers, it may be useless to hire dozens of bodyguards.

If you exchange a hundred thousand taels of silver for silver notes, you only need to bring one of the shopkeepers and two smart guys with you. At most, two or three masters will be invited to be a bodyguard. Not only will you not need to hire a large number of bodyguards for a lot of effort, but you don’t need to follow a lot of people, saving money and trouble and worry, and the safety is naturally much higher. Of course, if the news is leaked and the robbers know, it will be useless even if you invite more bodyguards.

After going to another place, I exchanged the banknotes for silver without spending any money to keep the bank. If the bank account has been in a long time, the bank account will pay itself interest. Where can I find such a good thing?

After the news spread, many gentry also took out the silver they hid in the cellar at home and deposited it into the Jiangnan silver number.

If you keep the money at home, you can only see it and not bring any profit. If you take it out and hand it over to those guys who specialize in making profits, it may not be reliable. If you encounter some guys who lose money in business, you will lose money and have no money or die, you can only treat it as bad debts. The pawnshop can sell the mortgaged goods, and you can make money on the basis of recovering the money, but pawnshops are not so easy to open. You have to invest a lot of money, hire someone to manage it, and have resources.

If you deposit the silver into the bank account, you can get the interest. Although the interest rate is not high, you only have four cents for a year, six cents for three years, and one cent for more than five years. However, if you have the silver account, you can save worry and take the silver steadily without worrying about it. It is much better than keeping it at home.

There are also some people who come to the bank account, who happen to be short of money. I heard that the bank account also has loan services, and the interest rate is much more savings than borrowing usury outside.

In the streets and alleys of Nanjing, not far from Suzhou, people are talking about it. The hottest topic to be discussed in the past few days is Jiangnan Silver.

"Have you heard of it? Jiangnan Silver has opened!"

"Yes, I heard that if you exchange the silver for a silver note, you will not only not have the storage fee, but also do not deduct the fees when you withdraw money from other places. Instead, you will give interest!"

"Can there be such a good thing? They give interest, so how do they make money?"

"I don't know, it seems that they have made profits, but the interest rate is much lower than that of the usury outside."

"There is such a good thing, why don't we have Jiangnan Silver in Nanjing?"

"Who said there is no? The house is being built, it is said that it will be opened in a few months."

"The Yangzhou has opened, and the Huaian has also opened. I heard that there is a northern one in Datong, and Tianjin Wei also has the Jiangnan Silver."

"In the future, this Jiangnan Silver will be opened all over the Ming Dynasty."

"The current general account is in Suzhou, and there are semicolons in Changzhou and Wuxi, but in the future, the general account will be moved to Songjiang."

"What a good thing, when can we go to Suzhou to check it out?"

Xie Lianju is a businessman from Nanjing. He is engaged in a business of cotton and silk. He sells cotton and linen from Jiangnan to the north to sell. During this period, his funds were difficult because he had previously sold a batch of goods to the north. The merchants in the north could not get silver for a while and owed him a huge sum of more than 100,000 taels of silver. He could not afford to offend the businessman in the north, and the man's backstage was Zhou Kui, the father-in-law of the dynasty! What if he owed you some money, what if he owed a few months? But he could not do business with the guy in the north from now on. After all, the people under Zhou Kui almost monopolized the entire cotton market in the capital. Without their cooperation, the road to the capital was broken in the future.

Xie Lianju had previously offered Gao Panlong, but now Gao Panlong is no longer alive. Gao Panlong's son Gao Shiru is far away in the capital and is just a small official. Gao Shiru found someone through a certain relationship and asked Zhou Kui's people to agree that after this year's new goods arrived in the capital, he would make up for the debt.

But the problem is that Xie Lianju has no silver to purchase goods now. He still owes some factory silver in Jiangnan. Now creditors come to him all day long. The money he used to have not been paid back yet, how could those factory owners provide him with the goods?
Chapter completed!
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