Chapter 647
Xie Lianju learned that a loan with a term of one year has three loan methods: equal principal and interest, equal principal and interest-first principal. In the end, he chose the interest-first principal that is the least pressure on him. That is, after getting a loan of 60,000 taels of silver, he would pay the interest of 600 taels per month. When the twelve-month period is up, he would pay back the principal of 60,000 taels at one time and take the mortgage back.
Jiangnan Yinhao sent someone to Nanjing with Xie Lianju, to his residence, to see the house and land, to the government to confirm the authenticity of the house deed and land deeds, and then strengthened the two contracts signed by Xie Lianju to donate the land, and then went to the Imperial College for investigation, and then started to make mortgages.
Xie Lianju mortgaged the yard he lived in and his 7,000 acres of fertile land to Jiangnan Yinhao. Originally, one acre of fertile land in Jiangnan was worth about twenty taels, and the total value of these fields was as high as 140,000 taels of silver; but considering that these fields were already dedicated to the Gao family, the land price had to be discounted, and it could only be converted into 100,000 taels of fertile land, and then mortgaged 60,000 taels of silver, Xie Lianju received a loan of 60,000 taels of silver.
However, the mortgage procedures were completed quickly, only four days in just a short time, and one day was to travel on the road, which means that in fact, only three days were spent on Xie Lianju's mortgage loan, and he received 60,000 taels of cash.
Half a year later, Xie Lianju paid back the principal. The early repayment was a breach of contract, so he had to pay an additional monthly interest of 600 taels, which was a small amount for a businessman. But that was all a matter of half a year later.
Besides, all resettlement houses have been allocated around the Jiangnan Silver House in Suzhou, and all the demolition households have moved into spacious and bright new houses. Some demolition households have been assigned two or even three resettlement houses because the houses were large. Those demolition households who were assigned more houses did not know that their houses could be rented for a good price, so they all distributed the houses to their sons.
The rental suites next to Jiangnan Yinhu have not yet started to be rented out. The first one is the houses for sale. The sales office for the sale of the house is located in Jiangnan Yinhu.
Several scholars in their early thirties walked into the commercial area near Jiangnan Yinhu. The leader of the scholar with beautiful eyes looked at the beautiful buildings around him and praised him. A young man with red lips and white teeth on the side, and was so beautiful that he was unpretentious: "Brother, we want a residence here, just ask Uncle Master. Uncle Master is not your friend?"
"Zi Yao, although my brother has a close relationship with Master, these houses are not my only one. Why do we have the nerve to speak to him?" The young master in charge said with a smile.
This young man was Fang Yizhi. The woman next to him was his sister Fang Ziyao. Several others, including Fang Yizhi's brother-in-law Sun Lin, as well as his friends Fang Wen, Qian Bingding and Zhou Qi, were all from Tongcheng and lived in Nanjing for a long time. He heard that the Jiangnan Silver House in Suzhou was established and sold a new type of residence, so Fang Yizhi became curious and wanted to come and take a look. As a result, Fang Yizhi fell in love with the appearance of these buildings and decided to buy a set.
Although Fang Yizhi and Sun Lin were literati, their martial arts were not bad. Most of the scholars in Tongcheng were both civil and military. When Zhang Xianzhong attacked Luzhou and harmed the Jianghuai area, many of the scholars in Tongcheng went to the battlefield to fight with the bandits. Fang Yizhi was also a good friend of Li Guodong because of Chen Zilong. Li Guodong set up a shipbuilding factory in Jiangbei, and he also received help from the scholars in Tongcheng, so he took down a piece of land by the river.
Fang Ziyao said: "Brother, we have done a lot for Wuweibo over the past two years. He built a shipyard and built a navy. We not only gave them land, but also paid a lot of money. How about asking them for a house?"
"Zi Yao, Wu Wei Bo has helped us more in recent years!" Fang Yizhi said, "When the bandits in Xian captured Luzhou, Wu Wei Bo led their troops to expel the bandits; the chaos in Tongcheng started, and Wu Wei Bo led his troops to suppress the chaos. The floods of the previous year, if there were no Wu Wei Bo, we would not know how much the losses in Tongcheng would be! Wu Wei Bo was kind to the people of Tongcheng, and he built the navy to resist Jiannu and eliminate the bandits. Shouldn't we be weak in our Tongcheng men?"
"Wow, this building is so tall and beautiful!" A girl about fifteen or sixteen years old disguised as a man shouted in surprise. This girl is Fang Yizhi's daughter Fang Yu.
Fang Yizhi raised his head and saw four big words written on the roof of the building: Jiangnan Silver No., so he said, "We'll be here."
Walking into the Jiangnan Silver Hall, the hall was very lively, and countless people were waiting to save money on the chairs in the middle. As soon as Fang Yizhi and the others walked into the hall, someone came up to ask: "Several guest officials, do you need any services?"
Fang Yizhi asked, "I heard that you have a house sold?"
"Yes! Please go upstairs with the younger one."
The group walked up to the third floor and saw that there was also a spacious hall on the third floor. The hall was full of people, and many people stood in front of various models and manuals to watch carefully.
There is a sand table in the middle of the hall. On the top of the sand table is the model of the Jiangnan Yinhu Community. In the middle of the south, there is a model of a grand building, which is the model of the Jiangnan Yinhu Building. There is also a circle of buildings around it, with the words "demolition resettlement house" written on it, and a wooden sign painted on it with words written on it, carefully introducing this kind of house. The two-story shops under this kind of house are resettlement houses, and the resettlement houses are all two-bedroom and one living room structure.
In the middle of a circle of buildings, a community is surrounded by rockery gardens, swings, wooden horses, slides and other facilities. There are many beautiful buildings in the middle, some buildings are buildings and a row of unique small buildings. There are wooden signs on the side of the models of various buildings.
Fang Yizhi finished reading the sand table model and asked, "Do you have any introductions to various houses?"
"Yes, I'll bring it to you immediately." The guy saw Fang Yizhi and his group dressed gorgeously and had an extraordinary temperament. He knew that it was a big customer, so he hurried to get Fang Yizhi's house layout instructions.
After bringing the manual, Fang Yizhi looked through it with great interest. After reading it for a long time, he was very interested in various apartment types.
Finally, Fang Yizhi's finger fell on the building: "Woman, can you take us to see this house?"
"Of course, please come with me, guest." The guy bowed quickly.
Fang Yizhi followed his friend downstairs, walked out of the back door of Jiangnan Yin, and entered the community. The friend took Fang Yizhi and others to a five-story building, and then walked into the stairway to the east.
"Just above, we're going to the fourth floor." said the man.
The group walked up to the fourth floor, and the guy took out the key and opened the iron-packed door outside.
The door opened, and what caught everyone's eyes was a spacious and bright hall. The hall was very spacious and the lighting was very good. The surrounding windows were covered with light yellow glazed glass. Although Li Guodong didn't know how to burn out glass, the glazed glass he made was also very transparent, and the translucent glazed gave the house a good lighting performance.
When you open the window and stand in the hall and look down at the community downstairs, you can see that it is a beautiful garden. Opposite the living room, there is a kitchen and a dining room next to it. In a corridor in the middle, there are bathrooms and two bedrooms on both sides. The entire hall is raised to the ceiling on the second floor, and there is a circle of railings on the second floor. Walk up the stairs and go up to the second floor. There are railings on one side of the corridor on the second floor. Standing on the second floor, you can overlook the hall in the middle.
There are three bedrooms on the second floor, a study and a bathroom, one of which has its own bathroom.
"Can you go up again?" Fang Yizhi asked, pointing to the stairs leading up.
“Yes, there is a roof garden above.”
Chapter completed!