Zhang Fangping finally stayed.

He Tan is not convinced. Zheng Lang is too ruthless and uses tens of millions of dollars to force Zhang Fangping to protect Zhang Fangping. Even if Zhang Fangping commits a death sentence, he can still be saved. But brother, why don’t you protect Yang Cha? After all, he can be regarded as your friend and former subordinate.

Zhang Fangping demoted his official position and was only a bank envoy, and began to establish the bank department. Zheng Lang positioned it as a prison guard and wanted to keep a low profile, but he couldn't keep a low profile. He also made Zhao Zhen change it to a department, which also means that its status is no less weak than that of the three departments. The court did not promote this matter, but it promoted it itself.

Caused a strong sensation.

Some people oppose, especially those businessmen who specialize in making a living with usury, but their opposition is too weak. As powerful and wealthy households, these professionals only offer usury groups. Most of them do business, rent, workshops and other industries to make profits, and they also offer usury, so the proportion does not account for too much. Moreover, their profits from usury are not as substantial as interest.

At least 90% of borrowers cannot afford to pay it back. It is optimistic that 90% cannot afford it, and 95% cannot afford it. Many usury loans are dead accounts if they are released. But what if it is a bank? The interest rate is countless times lower, but the country is supporting it, and the number is huge. It does not require a large amount of principal like the one who lends it. Borrowing chickens to lay eggs and borrowing eggs to produce chickens may not be less profitable than the ones who are owned by their high interest rate and high interest rate. If you don’t understand it, you will not understand it once you analyze it, you are not fools.

Some small and medium-sized businessmen who need funds even raise their hands to welcome them. If they don’t borrow money, they can’t do big business. Once they borrow usury, they may be miserable. Fifteen to twenty percent of the interest is within a range of affordable.

Many people also welcome it. They have a little extra money at home. They are afraid of thieves and don’t know where to put it. They put it in the money cabinet and pay the money cabinet. People even think that the money is too low.

People who support cheer more.

Most of them are waiting and watching, because the court "borrowed" a lot of money and never returned it. The reputation is not very good.

But it seems to be quite optimistic.

In the midst of controversy, the court began to prepare the banking department and had to set up the team first. Zhang Fangping was also very satisfied. Although he was demoted, he had the opportunity to be promoted as long as he was in the capital. Then the three departments heard good news that the main mine of Tianxingchang Copper in Shaozhou was found, with a large storage capacity and could harvest 250,000 kilograms a year. It sounded huge in quantity, but it was not actually much. It was only tens of thousands of coins used to mint coins.

Zheng Lang has been motionless against domestic mines.

The mining was in China, and it would rather waste it than to count. Even if the Song Dynasty had the ability to establish overseas colonies in the future, seeing the performance of Yang Shousu, Zhang Yuan and others, and then thinking about the later Po Kingdom, Zheng Lang was very interested in overseas. In fact, if the Song Dynasty developed colonies, there were many optimistic conditions. First, the population was large, and second, various farming technologies were leaping and progressing in order to survive. They even competed for fields with mountains and seas. Moreover, some places with good conditions in the outer seas were relatively single, unlike the United States later, there were many countries and many races, so the European powers could not control this territory in the end. However, Zheng Lang had no confidence in the cohesion of his own nation and had many difficulties. He had a bad attitude towards the colonies, except for predatory mining and some supply points, and had no inducement of the people to go overseas to develop colonies.

Now that mining is started, at least 70% of the mineral deposits will be ruined, leaving no opportunity for the surrounding islands, and developing such rough mining. However, Zheng Lang is very cautious in China, and can find it with current technology. He can mine it. He will not actively point out the distribution locations of major iron ores and copper ores, and the mainland is the foundation of China!

The number is not large, but it is a good sign.

Zheng Lang deliberately asked the three officials to commend Tianxing Festival.

The bank was created, making him busier. He only knew the fur, and Zhang Fangping was even worse. He was doing things while discussing. But his job was still the affairs of the Zhongshu and was so tired every day. As September approached, he was paid for the Zhongshu. When he passed by a teahouse, a pretty maid blocked the way and said, "My master is invited."

"Is your master..." Zheng Lang asked suspiciously. He was worried that the princess in the palace would run out of the palace privately, but the accent of this maid did not look like the accent of the capital.

"My owner did not move Maike."

"It's inconvenient to meet each other." Zheng Lang replied without hesitation. The sign that Wuyi's family went out was wearing a charity. I'm afraid that the teahouse would still cause a sensation. If he had a private meeting with Wuyi's family, he would not know what the capital would be like tomorrow.

"Mr. Zheng, my master covered his face with a Luo fan. No one paid attention to it."

Zheng Lang was a little hesitant.

This woman, Zhao Zhen, could not touch her, either. It was not until this time that Zheng Lang remembered something. When he saw her, he called her Unmoved Lady and could not regard her as the Empress of Xixia. But he called her wife a wife? Even if she had been the Empress of Xixia for ten thousand years, her identity as the Empress of Xixia would not change.

Who dares to marry her in this identity?

Apart from those reckless men, how can families with a little background not be concerned about her identity? What they are not concerned about are reckless men and ordinary people, and can they like these people without being transferred?

After hesitating for a while, I stepped onto the teahouse.

His virtue is considered good, but not Liu Xiahui. His beauty is so beautiful that Zheng Lang may not admit it, but his appearance has actually made him moved.

A gust of autumn wind blows, the leaves rustle, and the white clouds are running in the sky. It is the best season of the year. Crops are harvested in the suburbs, and the weather is neither cold nor hot. The business in the teahouse is very good. The teahouses in the Song Dynasty are different from later. They not only pay attention to water quality, water temperature, and how to make tea, but also various ingredients, tea leaves, tea sets, and atmosphere. They are very particular. The guests come to the teahouse to drink not tea, but a culture.

In the evening, there are not many guests.

After being taken into a elegant room by a maid, Zheng Lang couldn't help but remember Zhao Niannu. How was she doing in the inner palace now? The things she asked herself to do have not been done yet. Then he saw that the unremoved family stood up and gave a gift.

"Don't use it," Zheng Lang raised his hand and said, "I didn't move my wife, let me come here, what's there to say?"

Seeing the maid stepping down, Zheng Lang didn't dare to sit down and talk.

Wuyi made a cup of tea for Zheng Lang and said in a crisp voice: "My father went to Songshan to hunt. When he heard about the bank, he wrote me to ask Mr. Zheng if it was a good idea to invest money in Ping An Supervision or a good idea to invest money in the bank?"

It is also the place where the disputes in Beijing have been made during this period, but most people think that investment banks are cost-effective.

Zheng Lang was still very suspicious. He could understand that he had not moved to the mountains to hunt. Some of the Western Xia people were similar to those of the Khitan, and many nobles liked to hunt. The terrain near the capital was flat. He wanted to hunt and go to Songshan nearest. But he wanted to ask, could he come back, what should he ask his daughter?

Zheng Lang thought for a while and replied: "I can't explain clearly, the bank's profits may be higher. But if you don't see it, it's hard to determine. Ping An Supervision has seen the results. After the last 50% of the shares are sold, the shares will not be diluted. It will rise steadily year after year. It will be more cost-effective. I can't answer."

Not as optimistic as Zheng Lang said, there are various costs and many bad debts. Even if the income is higher than that of Ping An Supervision, it will not be much higher. The reason why it is not explained is that it requires a lot of capital to operate at the beginning of its establishment, and the court cannot afford much money.

Just when Ping An Supervision was established, it took out 50% of the shares at once, and each share price was very low, but it later increased by more than ten times. Many wealthy families regretted it. This was an opportunity to attract more funds to join, and the first pot of gold was available. Only when banks could operate. In terms of "cost-performance ratio", banks were not as good as Ping An Supervision.

The truth will not be told, even if I have not moved, I can only answer vaguely.

"Can my family join?"

"able."

"Please use tea." Wu Ji said with his hand.

Zheng Lang had no choice but to sit down and take a sip.

Wuyi said again: "Mr. Zheng, I heard that you are knowledgeable and talented. Can you give me a Chinese name?"

Not an excessive request, Zheng Lang looked at her, very bright and beautiful, and said, "If you don't mind, you can call it a bright moon."

"Thank you," Wu Yishi's face covered with red clouds.

"I didn't move my wife, if there was nothing else, I'll say goodbye," Zheng Lang stood up again. If the family was not moved, it would be beautiful. But you should pay attention to it. If the news came out, Yanchen would be beaten to death.

"Don't worry," Wuyi also stood up, grabbed Zheng Lang's hand, and said, "Last year, I was occupied by the old thief Yuanhao and regarded his daughter-in-law as his wife. I felt very shameful inside, but I dare not speak out. Although Hao thief Hao built many palaces to please me, I was depressed. This year, Yuanhao and his son killed each other, and I lived a frightened life every day. It was not until I came to the capital that I felt a peaceful time. I was very grateful to Mr. Zheng."

"I cooperate with you to escape from Xixia, and it is also for our Song Dynasty, so there is no need to thank you."

"I still want to thank Mr. Zheng, but I can't repay you, so I can only repay you with this body," said Wuyi, slowly unbuttoning his autumn skirt, revealing his chicken-like breasts.

The beauty is now beautiful, her body is tempting, and Zheng Lang is shamelessly hard... her head is blank and she is not stopped.

The skirt had already fallen to the ground, and his seductive body pounced on Zheng Lang's arms. Zheng Lang was still standing there blankly, until he didn't clear his clothes with his hands, and his head woke up and said, "I can't, my wife, don't."

After saying that, he ran away in panic without caring about his resentment.

It is true that I went to Songshan to hunt, but I did not write a letter to ask. I came from Zheng's house and my heart was moved. I heard more and more Zheng Lang's deeds in the capital, and I felt admiration. She came from Xixia and had a strong and fierce folk custom. I went after those who liked it, so I made up a lie and asked Zheng Lang to go to the teahouse.

Seeing Zheng Lang running away in a panic, Wuyi spat lightly. She just met the hardness, but this husband had a lust but no courage, which made her disdain. Suddenly, she thought of scaring this famous husband to this point, and a smile appeared on her beautiful face.

This is a erotic episode, and the battle between Xia and Liao began.

After the Khitan army was ready, it slowly moved westward. This time the strength was less than the last time, but its power was far greater than the last conquest. The army went down along the Yellow River, and many warships on the Yellow River cooperated with it. For reference last time, the army did not set out from Jiuqu and avoided the wind and sand zone. The ships on the Yellow River carried logistics and did not worry about logistics supply. Ning Lingge also played some role. Some tribes saw that the Khitan was powerful, and the former prince called to join the Khitan. All the generals of the Khitan thought that this time they should be able to defeat the Western Xia, so Xiao Hui became more proud, accelerated the marching speed, placed the armor on the carriage, and raised horsepower. The soldiers were not allowed to ride horses so that the war horses could accumulate energy and defeat them in one battle.

Some visionary generals persuaded him, but Xiao Hui refused to listen and said, "If you don't hide, you must come to greet the car and apologize like Yuan Hao. Why do you have time to do it for me? If you don't have any reason, you will be tired of yourself."

Finally, he relaxed until the army was resting, and even the camp was not established. But he ignored an important issue. Yuan Hao asked Wu Zang to be the prime minister of the country, not only because of Wu Zang's family, but Wu Zang Epang himself also had certain abilities, so Yuan Hao asked him to take up this position. Wu Zang Epang was not only good at conspiracy, but also as Ye Li Yu Qi's elder brother-in-law, he also mostly fought in the Western Xia army. His strategic vision was not as good as Yuan Hao, but his tactical changes were not inferior to Yuan Hao.

The Khitan army came to attack, and Wuzang's brother and sister were frightened. Fortunately, the Song Dynasty expressed its support tacitly, and there would be no attack on both sides. A large amount of private salt led to the Song Dynasty, and it won some money and relieved Xixia.

Then he sent a scout to investigate. Seeing that the Khitan army was so relaxed, Mozang Epang was overjoyed. He was still not relieved, afraid that it was the Khitan's plan to lure the enemy. The Khitan could defeat but Xixia could not defeat. Once it was defeated, Xixia was already unstable because Brother Ning Ling was originally unstable and destroying the country became inevitable, so he carefully sent a scout to check again. After repeated confirmation, Mozang Epang decided to take action.

First, the general army was hiding in the desert and then raising their strength. After raising their energy, they suddenly came out of the desert and used the local terrain to kill off the high slope. The Western Xia horses were faster than the Khitan horses and were able to run on this Gobi desert. Then, with the advantage of the high slope, the Western Xia army rushed towards the Khitan camp like a whirlwind.

Under Xiao Hui's leadership, almost all the soldiers developed a sense of pride. Seeing wherever the three armies went, all the tribes surrendered, and in the end they did not even send scouts. The Western Xia army arrived at the Tushan Mountains to their rest, but the Khitan army did not know. It was not until Mozang Epang led the three armies to rush to his side from the Tushan Mountains that he knew that the main army of Xixia was coming, and many soldiers had no time to put on their armor. The Western Xia army had already entered the army.

It was a great defeat again. Xiao Hui and his subordinates fled without the reach of the Ar. The pursuers shot and almost couldn't escape. Fortunately, there were ships on the river side and walked along the river bank. There was no invasion of wind and sand. Although they were defeated, they were not as badly as the Battle of Jiuqu. That's it. In this battle, the Khitan killed and injured tens of thousands of people.

When the news reached Kaifeng, the Song Dynasty monarch and ministers were surprised. Zhao Zhen asked in confusion: "Did the Khitan really fall?"

In comparison, the Song Dynasty fought against Xixia, and although it did not destroy Xixia, it also fought very well. What about the Khitan? It was defeated once and twice.

Zhao Zhen was not moved, unlike in history. After all, with the two great victory of Shimenchuan and Dingchuanzhai, Zhao Zhen’s confidence was more confident than in history. Since the Khitan was so weak, was it necessary for the Song Dynasty to pay 500,000 tribute a year? Not only did the tribute tribute, but also changed the tribute to tribute, which became a humiliating tribute!

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Chapter completed!