In a high-end tea room, a young man was sitting and talking with a middle-aged man in formal outfit. This is a five-star hotel venue dedicated to business negotiations, with a special meeting room and a pleasant environment.

The young man dressed in ordinary summer outfits, which was Li Chuan, while the middle-aged man sitting opposite him was the deputy president of a commercial bank.

Huasheng Technology has gained a reputation in the business world recently, especially when commercial banks learned that Huasheng had refused any capital entry, they immediately smelled business opportunities. So, the deputy president of this large commercial bank took the initiative to meet with the founder of Huasheng to negotiate business.

"Governor He, it's not to be concealed. Huasheng Technology is currently at a critical moment of rapid development because it does not intend to raise funds. It is urgently needed funds. I hope the bank can help Huasheng." Li Chuan smiled. In the era of information big data, he also believes that the other party will come to the scene and must understand Huasheng's current basic situation. Combined with analysis, evaluation and prediction, it can basically determine whether the bank can negotiate a business cooperation from Huasheng.

"The bank's lending policy has been introduced to Mr. Li. I wonder if your company's business can be handed over to the bank?" Vice President He Yu hurriedly said that although the other party's age is about the same age as his son, it is incomparable. Li Chuan is the title of the helmsman of Huasheng, and is destined to become a large company with a size of 100 billion US dollars.

As a commercial bank, profit is naturally the top priority, and the results obtained by Huasheng Technology in various aspects are absolutely calculated in units of billions of dollars.

Although Huasheng is a start-up, the risk assessment results are that high-quality business, that is, loans to Huasheng, the risk of not being able to recover the payment is extremely low.

He Yu did not reply immediately when he saw Li Chuan, but seemed to see an inspiring expression from his eyes. After a while, he spoke: "President He, I wonder how high the loan amount of your bank is?"

Li Chuan also saw He Yu's sincerity, but he would not be moved. In the business negotiations, everyone came for their own commercial interests. In the risk assessment of major commercial banks, this business payment from Huasheng Technology is a high-quality business, which is as high-quality as the most prosperous era in the history of the real estate industry. To put it bluntly, there is no problem in lending money to Huasheng and taking back the principal and interest.

Huasheng urgently needs funds to develop, but it is no surprise that commercial banks come to the door first instead of Huasheng to find banks.

Commercial banks also need to make profits.

When He Yu heard this, he was very energetic and patted his chest and said confidently: "The bank will lend as much as the funding gap in your company is. Mr. Li said it."

Seeing Li Chuan stretching out his five fingers, He Yu's eyes lit up, and he was still uncertain, so he asked tentatively: "500 million?"

"President He, you said less than zero, it's 5 billion." Li Chuan smiled slightly and said the number calmly.

But He Yu's heart suddenly jumped and took a deep breath without any scrutiny. When he saw Li Chuan's face so young, he said such an astronomical figure without any fluctuation. He Yu had seen many big customers, but found that most people who were immersed in their shopping malls were not as brave and calm as a young man in his early twenties.

It’s really awesome for the young man to live. He Yu sighed and came back to his senses and felt refreshed. The business was indeed big enough. He immediately smiled and said, “It’s absolutely fine. However, the bank does not have too much liquidity. Do you think this is OK? The bank will complete the delivery of the funds in three transactions within one month. After the contract is signed, the first fund will be delivered by 500 million, and the remaining funds will be delivered by 1 billion and 3.5 billion in succession?”

"No problem." Li Chuan thought about it and said that the first money was paid in one week, but it can also meet the company's temporary funding needs. No commercial bank branch can empty so much funds. You should know that hundreds of millions of funds are the stupidest choice to put in the safe.

He Yu was overjoyed and said with a smile: "Then, I will go back immediately to start the contract, for three days... No, I will take the contract to your company tomorrow afternoon. One week after the contract is signed, the first money will arrive on time."

"So, happy cooperation!"

The two sides stood up one after another and shook hands, which was considered to have reached a verbal promise. Obviously, the initiative was still with Huasheng Technology. After all, there were more than one commercial bank, and Huasheng Technology was the only one, so it is not surprising.

...

"How are you talking about?"

When Li Chuan returned to Huasheng Technology, Qiao Hongwen asked about this matter immediately. He naturally knew about Li Chuan’s negotiations with bank staff. Moreover, as the steward of Huasheng, Qiao Hongwen was also very anxious recently because of the progress of the capital chain. Because he had no money, many things could not go smoothly.

"A verbal agreement was reached." Li Chuan smiled, sat on the sofa and drank a sip of hot tea.

"How much money is released?" Qiao Hongwen was slightly shocked when he heard this. Only with money can he do things.

"I asked him for 5 billion." Li Chuan said concisely.

"So much?" Qiao Hongwen was particularly shocked and said, "Is it a little more? Half of it is completely enough. It is a loss to keep so much money in his pocket and he can't spend it for a while."

"I'm still judging whether it's enough." Li Chuan said. Qiao Hongwen was speechless when he heard this. The former paused and said in contemplation: "The production investment of hardware equipment is large. There are 100,000 units expected to be produced in advance. There are almost 700 million units here. The production line must be expanded. The hardware equipment is about 100 million in advance. In addition, the expansion of the company's personnel is urgent, and the company's venue needs to be replaced with a larger place."

Li Chuan thought for a while, then looked at Qiao Hongwen and said, "The company only moved for the last time. The next relocation address is our own headquarters building, not a business office building. Therefore, this relocation must be planned, site configuration, site scale, human resources, etc. must be consistent with the company's development needs. With Huasheng's growth rate, no matter how much it is estimated, it will probably exceed the estimate of conservative data. Therefore, this expansion can be greater than the actual demand, but not less than the actual needs. Otherwise, it will be expanded next time, which is not a problem for yourself."

"I understand." Qiao Hongwen nodded, thought for a while and added: "At the current growth rate of Huasheng, this expansion is conservatively estimated to cost 100 million to 300 million yuan."

"Then you budget for 500 million yuan." Li Chuan immediately made the decision and said: "Then you budget for 500 million yuan to be used for the output of the second batch of hardware equipment, and the payment is only the last 3 billion yuan. All this money is spent on the content investment of Peanut.com. Peanut.com is the top priority. The biggest disadvantage of Peanut.com in the early stage is that the content is empty and it is popular now, but the five dramas are far from enough, and it is coming to an end. Without rich content, users cannot be retained, and user growth is unsustainable, let alone monthly active users."
Chapter completed!