Chen Qiaoshan had no choice but to think about it. He knew that it would be very difficult to explain the origin of the money with Chen Ma.

Of course, Chen's mother is not an unreasonable person, but no matter what kind of mother she faces her son, she often doesn't have much reason to say.

The father and son watched for a long time, but they didn't come up with a clear idea.

"Dad, how about it? Which one do you like?" Chen Qiaoshan asked.

Chen Weiguo frowned and said, "There are quite a lot of them, but the price is not appropriate."

It was already here, so Chen Qiaoshan simply spread out and said, after all, he must have bought a car, and he had also thought about a car loan, but it was just thinking about it.

Nowadays, banks are very cautious about car loans. Chen Qiaoshan is studying finance, so he naturally knows it clearly.

In China, the default rate of car loans is the highest among all loans. Not long ago, the insurance industry completely stopped car loan guarantee insurance, and the risks can be imagined.

This is also easy to explain. Although car loans and mortgage loans are both personal loans, there is a huge difference between the two.

Compared with cars, houses are fixed, but the former can run around, which poses the risk of escaping loans.

Furthermore, houses are constantly appreciating, but cars are constantly depreciating.

The longest repayment period for a car loan is five years. From another perspective, it is not difficult to see that in the eyes of banks, cars are depreciating rapidly at a rate of 20% per year.

In this way, there is too much uncertainty in car loans.

It is very difficult for the Chen family to get loans from the bank now. Even if it is a credit union in the village, it has to mortgage the house in the town. It can be imagined that the capital nowadays is full of malicious intentions towards car loans.

"Dad, you don't have to worry about the price. As long as the car is right, I'll make up for it if the money is not enough."

When Chen Weiguo heard his son's words, he was stunned at first, but he soon laughed and said, "It's worth tens of thousands. Why are you kidding me? I think it's better to forget it. It's only half a year, which is enough."

Chen Qiaoshan couldn't help but smile bitterly. He wanted to explain the matter, but he couldn't explain it clearly after thinking about it. So he pulled Chen Weiguo to a self-service cash machine beside him and plugged in the bank card he carried with him.

"How many?" Chen Weiguo stared at the numbers on the display screen, his eyes widening.

Chen Qiaoshan said lightly: "It's over 300,000." He almost complained about this. He took the initiative to make his family know about his affairs sooner or later, so he took advantage of this opportunity to solve the problem together, so as not to hide it in the future.

After a while, Chen Weiguo recovered from the shock. He came to the display screen and counted it carefully several times, fearing that his son was shaking himself.

Chen Qiaoshan was very helpless. There are quite a lot of Atm machines in Yanjing these days, but Dengzhou has not been fully popularized. There are only one or two in the town. Chen Weiguo naturally has never been in contact with it, so it is not surprising that he has such a reaction.

"Where did you get this money?"

Chen Weiguo's voice was a little trembling, and it could be seen that he felt very uneasy.

It’s no wonder that at the beginning of the year, he was working in a brick factory, holding 600 yuan a month, which was the only support his family had.

Who would have thought that by the end of the year, his son would come back with more than 300,000 yuan, which was worth more than 40 years without eating or drinking. This made Chen Weiguo, who was nearly 50 years old, feel very uncomfortable.

Chen Qiaoshan said: "Don't worry, I earned all this money, stock trading."

"Stock trading?" Chen Weiguo is not unfamiliar with this word, but he really knows nothing about stock trading.

After the evening news, the provincial station will always launch some stock trading programs from time to time, which is the most annoying. However, even rural people do not feel unfamiliar with stock trading, but they are limited to knowing what stock trading is for, but they don’t understand it at all times.

Chen Qiaoshan nodded and continued, "Dad, are you still worried? You definitely can't do anything illegal in school. Besides, I just study finance, and stock trading is an aspect of learning."

Chen Weiguo's worries were reduced a lot, but he was still a little worried.

He was a little confused about this son.

My son had always been accustomed to his job, but somehow he suddenly became the top scorer in the province. Now he has taken more than 300,000 yuan to go home. He is the one who is my master, and his income is not as good as the fraction of his son's earnings. Thinking of this, Chen Weiguo's face has a little more bitterness.

Chen Qiaoshan saw his father's trouble, and he smiled and said, "Dad, don't think too much. It's still late, so it's more important to choose a suitable car first."

Chen Weiguo thought for a while and it was true that this was true. No matter what, it was his own son. I spent his son’s money, so I didn’t think there was anything to talk about.

When I had no money, I had a headache about money. Now that I had money, the father and son had a headache about the car.

As for cars, Chen Weiguo is naturally an amateur, and Chen Qiaoshan is not much better.

Fortunately, people are quite realistic these days. After understanding the needs of the father and son, the bosses of several car dealers recommended several similar models, all of which were well-selling dual-row seats.

Even so, the Chen family and his son still had a hard time. There are still several options available for selection, and the prices vary.

In the end, Chen Qiaoshan made the idea and decided on a 2002-year-old Qingling Isuzu.

Although it was his son who was responsible for paying the money, Chen Weiguo still put forward different opinions: "No, this car is too expensive, more than 10,000 yuan more than the Great Wall."

Chen Qiaoshan insisted: "Dad, just this one, you get what you pay for. This engine is imported and also comes with air conditioning. You can go out to pick up your work in the future, and at least you will have a rest."

He is not admiring foreign countries, the key is that this car uses the original RB 4j*b1 engine.

Chen Qiaoshan has also heard of 4j*b1. This engine is the signature of RB Isuzu. Since it was introduced to China, it has become the standard configuration of various light trucks.

After walking around just now, Chen Qiaoshan found that most light trucks are equipped with such engines, only Qingling's ones are imported from the original ones. No matter what, in this year, the original engines are not as powerful or wear-resistant as the domestic ones are temporarily unmatched.

Although it was much more expensive, Chen Weiguo did not pretentiously anymore after saying this.

The father and son did not delay any longer. They paid the deposit and finalized the pick-up date. They agreed to have the procedures and the car dealer to help them run. Then the two left.

This car is indeed not cheap. Chen Qiaoshan calculated in his mind that after paying the purchase tax and insurance, he would definitely not be able to get it without 100,000 yuan.

Perhaps in later generations, 100,000 yuan is not worth mentioning, but these days, this is really not a small number.

Chen Weiguo hasn't obtained his driver's license yet, so he can't pick up the car today, but it can be seen that he feels very energetic.

Although Chen Qiaoshan had long wanted to buy a car for his family, he couldn't be happy after buying it.

He knew that Chen's mother was not easy to fool. The bonus argument had already aroused her suspicion. She turned around and took out stock trading to talk about it. Even if it was true, she might not be able to explain it clearly.
Chapter completed!