Chapter 420 Plan
Even if the storm is violent, there will be that moment when it passes.
At noon, the center of the typhoon moved west of the Pearl River Estuary, and the intensity gradually decreased. Therefore, the Hong Kong Stock Exchange only delayed the market for half a day and opened as usual in the afternoon.
As the wind and rain pass, Hong Kong sees the light of day again.
"Chen Qiaoshan, Xiaowan's wound hurts so badly. Do I need to help her press the pain-allergic pump?"
Chen Qiaoshan was busy until the early morning last night. Yu Xiaowan's surgery was over. He handled the aftermath with James and went to dawn. He wanted to have a good night's sleep in the afternoon, but he was entangled by the energetic Chen Guo.
"If she shed tears, just press her, forget it if she doesn't." Chen Qiaoshan said perfunctorily.
This morning, the doctor specifically told me that although the analgesic pump can relieve postoperative pain, there are still side effects, especially for patients with abdominal surgery.
Chen Qiaoshan knew that the thing was not effective even after being pressed, and the timing and quantity were controlled very well. After all, it was a medicine, and it was dangerous to use too much, and it was more of a psychological placebo effect.
"Ah?" Chen Guo was a little stunned, "Why did Xiaowan have to cry before using the painkiller pump?"
"If you don't cry, you can still bear it. If you bear it more, you won't hurt." Chen Qiaoshan knew these little girls who were 12 or 30 too well, so he would definitely not be able to continue sleeping. He simply got up, ignored Chen Guo's suspicious eyes and went straight to the next ward.
Yu Xiaowan was very lucky that appendicitis was a little more serious, but fortunately it did not cause peritonitis.
After the operation, she was still a little weak, but her spirits were obviously much better than yesterday.
The anesthetic and medicine force had passed, and the wound should be very painful. When she saw Chen Qiaoshan coming in, she stared at him, and from time to time, her eyes were so pitiful.
Chen Qiaoshan was so embarrassed that he had to step forward and press the pain-relieving pump.
Chen Guo was stunned at first, and then asked again: "Hey, didn't you say that Xiaowan could only press it when she cried?"
"Is that so, I still say this? Why don't I remember?"
Chen Qiaoshan's behavior of playing rogue made Chen Guo very angry. She gritted her teeth and stared at Chen Qiaoshan hatefully, which was very meaningful to pursue her.
Chen Qiaoshan ignored her and looked at Yu Xiaowan and asked, "Miss Yu, how do you feel?"
Perhaps the pain-relieving pump had an effect, Yu Xiaowan's expression relaxed a lot. She stared at Chen Qiaoshan curiously and asked, "Who are you?"
After working for half a night, the lovers didn't remember him at all. Chen Qiaoshan was quite bored. After all, he saved his life and he had no intention of caring about it.
Chen Guo was still very conscientious and hurriedly stepped forward to remind him: "Xiaowan, this is Chen Qiaoshan. He sent you to the hospital last night. You don't know that the way to the hospital is dangerous, and all buildings were shaved down..."
Chen Qiaoshan discovered that no girl of this age is reliable. She obviously had an outdoor billboard next to the horse farm. When it came to Chen Guo's mouth, it was like the end of the world.
He also felt a little regretful. It happened that the horse racing in Hong Kong, like the UEFA professional league, was held in the New Year's Eve. It started in early September and lasted until mid-July next year. Chen Qiaoshan happened to missed it.
"Chen Guo, you are with Miss Yu, I'll leave later."
Chen Qiaoshan made an appointment with James to have dinner together at noon and to introduce UBS friends to him.
"What, are you leaving?" Chen Guo was unwilling. After all, there were only two little girls, and there was no acquaintance around him, so she pointed at Chen Qiaoshan, "Didn't you say you want to take care of Xiaowan? Uncle Yu wouldn't leave before he came?"
Chen Qiaoshan looked at his watch, "Shi Xiaodong will come here later. Don't you know him too? Don't worry if he is here. If it really doesn't work, call me again."
Yu Xiaowan didn't say anything, but Chen Guo was very reluctant and couldn't help but mutter: "Big liar."
Chen Qiaoshan just pretended that he didn't hear it. He smiled, so naturally he wouldn't bother with her.
...
At noon, I chose an Italian restaurant near Des Voe Road in Central. According to James, there is the most famous Italian chef in Hong Kong.
Although Chen Qiaoshan is a foodie, he also pays attention to eating. He doesn’t always have the mood to taste delicious food, who to eat with and what to eat, these are all questions.
Just like today, he couldn't relax at all for the sake of his next plan.
"Chen, this is Elliott. When we were studying for an MBA at London Business School, we were our best friends." With James' introduction, Chen Qiaoshan met today's target, a white European man with a big nose and a blushing face.
"Eliot is a star financial consultant at UBS, managing nearly 50 million US dollars of investment assets and is best at making structured financial products..."
James' introduction to Elliot was very detailed, but he was very simple to Chen Qiaoshan, "Eliot, this is Chen, a young and rich oriental gentleman."
Chen Qiaoshan was a little amused and cried. He had nothing to do with the gentleman, but he still shook hands with the other party politely.
UBS is a merger of Swiss Bank and Swiss United Bank. It is the world's largest wealth management agency with nearly 10,000 employees, half of which are financial consultants.
As of last year, UBS managed more than one trillion US dollars in investment assets, and off-balance sheet assets reached a huge amount of two trillion.
In Switzerland, there are only two things that cannot be matched by other countries, one is a clock and the other is a bank.
Some banks in the United States have gone bankrupt, some banks in Europe have gone bankrupt, and some banks in Asia have gone bankrupt. China does not mention it. The former Hainan Development Bank and the foundations of that year have also been in a mess. Only private banks in Switzerland and Liechston have never gone bankrupt.
Due to the strict privacy protection mechanism and natural risk aversion attributes, Swiss banks can stabilize the liquidation of property of all parties, which naturally becomes the world's largest gathering of wealth.
Unlike wealth management institutions that simply earn channel fees, UBS mainly obtains profits through asset allocation services, and has also become one of the three global private wealth management giants.
"Hello, Mr. Chen." Elliot was not in a hurry to start the topic.
With nearly three million US dollars in hand, you can squeeze into the ranks of high-net-worth customers no matter which country you are in.
He is so young, especially Chinese for a while, and anyone else will inevitably be curious, and Elliott is no exception.
"Hello." Chen Qiaoshan didn't have the time to go around the corner and asked directly: "I want to know the relevant situation of structured products."
Although Chen Qiaoshan had never engaged in finance in his previous life, he didn't have to think about it and knew that the worst losses in the financial crisis in 2008 were probably those who made structured products.
Structured products are financial derivatives, generally divided into the structure of investment targets and the structure of funds. Fixed income makes many people subconsciously feel that the returns are high and the risks are controllable. This is simply an illusion.
High returns and low risks can never coexist, which is also the reason why private wealth management is prevalent.
Elliot did not deliberately cover up and gave detailed reminders on investment risks.
Chen Qiaoshan felt a little relieved. Although he could not prove his professional ability, he still had the minimum professional qualities.
"Chen, Elliot is a qualified financial consultant, there is no doubt about this." James obviously saw through Chen Qiaoshan's thoughts and interrupted like a joke.
Elliot didn't care, "James, Chen and I are still in the stage of getting familiar with each other, so things can't be rushed."
Everyone here is from the financial circle. Even Chen Qiaoshan has done in-depth research with Goldman Sachs' account opening application. How could he not understand what this means?
Goldman Sachs’ account opening process is very cumbersome, and it’s normal to have a month or two. UBS is definitely not much simpler.
Chen Qiaoshan knew very well that what he lacked the most now was time. He had to go back to Yanjing after staying in Hong Kong for only three or five days. Before that, he had to finalize the relevant matters.
"Eliot, I wonder, what services can you provide if I become a UBS customer?"
Elliot smiled and said, "We are the world's leading wealth management agency. In addition to front-line investment resources, we also include comprehensive customer service."
“For example, tax issues, legal issues, global medical issues, immigration and education issues, we all have a complete set of solutions.”
...
To be honest, UBS is more suitable for Chen Qiaoshan than Goldman Sachs.
Of course, there is no best private banking, only the most suitable one. After all, investors still want to get their needs.
James said: "Chan, as far as I know, your work visa is only three months, and you can get permanent residence through the capital investor entry plan, so that you will be much more convenient in the future."
Nowadays, if you want to get a PR from Hong Kong, investing is the easiest thing.
Chen Qiaoshan had already known it. It was 6.5 million Hong Kong dollars at the beginning. In 10 years, the Hong Kong government increased its investment to 10 million Hong Kong dollars. In 15 years, more and more people were added. In desperation, Hong Kong had to suspend its investor entry plan.
With the improvement of the domestic economy, 10 million Hong Kong dollars is really nothing for many people.
No wonder the Chief Executive of Hong Kong later lamented that 90% of Hong Kong investment immigrants are mainlanders, and 90% of them do not go to Hong Kong at all as long as they have identities.
Chen Qiaoshan was not interested in Hong Kong's permanent residence. What's more, he was really not interested in becoming a second-class citizen abroad.
If the market of 1.3 billion people is not enough to make a fuss, he really can't think of where else can find an emerging economy like China.
But he doesn't think about himself, but also has to think about his family.
The Chen family is not without any problems. The simplest thing is Xiao Wu’s education and his family’s medical problems.
In some aspects, Hong Kong still has some advantages. In order to use three HPV vaccines in advance, the big girl and young wife who flew half of China to Hong Kong must be young. There are too many such examples.
More importantly, it is the issue of education.
Chen Qiaoshan didn't expect Xiao Wu to make a comeback at all. Of course, it is inevitable that he would be a few words to make a fuss.
With his understanding of this girl, it is definitely not possible to open a dyeing workshop if you give some colors. However, he hopes that Xiao Wu can grow up safely and happily.
The third and fourth brothers probably don’t have to worry about it, and Xiaowu must be a problem.
Chen Qiaoshan thought that maybe he could get a Hong Kong PR for Xiaowu, and then turn to domestic sales during the college entrance examination, and get 211,985. It should not be a problem. After all, the minimum admission standard for Hong Kong candidates' exemption plans for various universities in China is quite low.
Chen Qiaoshan is just preparing for the future, which is considered to give Xiao Wu an extra choice.
Life is a long road, and Chen Qiaoshan doesn't know what will happen in the future. Even if Xiao Wu wants to study abroad in the future, he will not stop him. After all, it is not a problem to go anywhere with money.
Chapter completed!