During the Spring Festival, Hong Kong had much less traffic than usual, but Lan Kwai Fong was an exception.

Lan Kwai Fong is an L-shaped ramp pedestrian street, and the driver can only send it to the intersection. As soon as Tuo Xiaoxue Tout came back, everything was fresh. It was still early, so Chen Qiaoshan took her to Shiban Street first. This is the most Hong Kong-style old street on the island. Then the two of them went up the escalator in the middle, and Lan Kwai Fong was in the middle.

"I can't tell, you know quite well about Central." Tuo Xiaoxue was quite satisfied with the itinerary tonight, especially Shiban Street, which may be the most real side of Hong Kong. She really didn't expect that the prosperous Central Financial Center District was still hiding such a quaint street, which really surprised her.

Chen Qiaoshan smiled and said, "What's so strange about this? Last year, I came to Hong Kong with Xiao Qin. Except for the days when I was camping, I usually live in Central. I am a must-visit here almost every night."

After a few words of chat, the two of them had already arrived at a bar called Auld Lang Syne, and they made an appointment with Elliot here.

Along the way, Tuo Xiaoxue also had a general understanding of Lan Kwai Fong. Most bars and shops were limited, and the tables were even placed on the street. The streets were a little crowded. It was definitely not comparable to Yanjing Qianmen and Wangfujing Pedestrian Street, but it was lively. I walked outside for a while. It was already past eight o'clock in the evening. Compared to Shiban Street, Lan Kwai Fong was obviously a hundred times more lively.

After looking at the store name, Tuo Xiaoxue asked, "Is this in English?"

"This is Gaelic, the oldest language in Scotland, which means the days of passing." Chen Qiaoshan deliberately showed off and explained with a show of sarcasm.

"Do you understand all this?" Tuo Xiaoxue was surprised. As an assistant, she naturally knew Chen Qiaoshan's foreign language proficiency, but she knew too much. She was also a top student at Peking University, so this comparison was inevitably a bit hurtful.

"What's the point of this? This is the name of a song. You must know that the piano solo at Peninsula Hotel in the afternoon is this song."

"You mean friendship lasts forever?" Tuo Xiaoxue has a good memory. After three o'clock, there will be various Western music live performances on the second floor of the Peninsula Hotel, but there is only one classical piano solo, and she still has a deep impression on her.

"I have a good memory." Chen Qiaoshan praised and took the lead in the bar.

Chen Qiaoshan has been here a few times before. There is no noise or bustle in other places, nor is there a voluptuous drinker. Although he is in Lan Kwai Fong, it is a rare place to be quiet. Although it is niche, there are also many guests.

Elliot came early. He had occupied a table by the window. When he saw the two of them arrived, he reached out to signal.

According to Elliot's original intention, the more lively the bar, the better it is. But familiar with Chen Qiaoshan's habits, he finally chose this place.

He waved to the bartender, Chen Qiaoshan asked for a glass of Negroni, ordered a few more plates of snacks, and handed the wine list to Tuo Xiaoxue and said, "What do you want to drink?"

Looking at the wine list, Tuo Xiaoxue was a little worried. This was the first time she had come to the bar, so she didn't know what to order. She had to ask for help and said, "Are there any low-alcohol drinks?"

Chen Qiaoshan said: "Xiao Qin used to like to ask for a Mojito, why don't you try it too?"

"Okay, then I'll have a drink too." Tuo Xiaoxue agreed.

The music in the bar was very soothing. When I was in the middle, the atmosphere was very relaxed. After chatting for a few words, Chen Qiaoshan asked about the villa on the top of the mountain.

Elliot changed his leisurely life before and said, "Chen, that detached house owned by one of my clients. He encountered some trouble in investment and urgently needed capital turnover, so he thought about disposing of this property. You can rest assured that the property rights are absolutely fine."

Chen Qiaoshan comes to Hong Kong many times every year, but he still forgets the villa on the top of the mountain. He comes and goes in a hurry every time, which is far less cost-effective than buying a hotel-style apartment.

After hearing Elliot's introduction, Chen Qiaoshan became a little interested, but not about the house, but the so-called "trouble".

"Why, your client didn't buy UBS's high-risk investment portfolio?" Chen Qiaoshan went to the gossip.

"NO, this matter has nothing to do with UBS." Elliot immediately denied it. This is not a good thing. Regardless of whether it is true or false, he cannot admit it. Thinking of Chen Qiaoshan's past record, he said with emotion: "Chen, not everyone has your good luck. You have to know that every point you earn is taken out of someone else's pocket."

"Okay." The other party was unwilling to talk in depth, and Chen Qiaoshan didn't force it. "Then let's talk about the villa. Even if you pay, you can pay the house. No matter how bad it is, you can find you. Those who can afford a luxury house are not simple people, so you won't be able to pay for the sale of the house, right?"

Elliot hesitated slightly before saying: "Even UBS customers, not everyone can get financing. With the current market environment, real estate mortgage is almost a gift to the bank."

In recent years, the housing market in Hong Kong has fallen to the bottom.

The plummeting housing prices in Hong Kong did not make Hong Kong citizens who complained about high housing prices as predicted a few years ago. Because assets shrink, those who have already bought houses will definitely not be happy. Those who have no houses are also uncomfortable because the plunge has seriously dragged down the economy and caused the financial environment in Hong Kong to deteriorate sharply, and complaints from all walks of life are everywhere.

For UBS, the best mortgage is definitely all kinds of securities. It can be used first and then mortgaged to the bank. It not only transfers risks, but also makes a profit. Compared with real estate, it is a business that is stable and profitable.

Seeing that Chen Qiaoshan seemed unmoved, Elliot continued: "Chen, Gefushan Road is the top rich man in Hong Kong. He usually has a price but no market. The reason why I recommend it to you is entirely due to our friendship. Moreover, the Hong Kong property market is recovering and has a lot of room for appreciation. Even if you invest in real estate, it is a business that will make a profit without losing money."

After hearing Elliot's words, Tuo Xiaoxue couldn't help but smile.

Chen Qiaoshan noticed her expression change and asked, "What are you laughing at?"

Tuo Xiaoxue picked up the Colin cup in front of her and took a sip. The mojito was very refreshing. The taste was even stronger due to the addition of mint and lime lemon. Although it was her first time, she also fell in love with this cocktail with low alcohol content.

Hearing Chen Qiaoshan’s question, she said in Mandarin: “It seems a bit out of place for two big men to talk about friendship. Don’t you feel awkward?”

Chen Qiaoshan smiled and said, "Friendship is false, interests are real. You must know that even foreigners have no moral integrity in the face of interests."

"Not as unbearable as you said?" Tuo Xiaoxue didn't take it seriously. After all, she was in a bar and she had no worries.

As if to prove his point of view, Chen Qiaoshan said again: "To give a simple example, do you know who Elliot's big boss is?"

Tuo Xiaoxue glanced at the white foreigner opposite and shook her head again.

UBS is too far away from ordinary people, that is, high-net-worth customers like Chen Qiaoshan have demands. Ordinary people want to understand it, but it is limited to Swiss banks in film and television dramas. However, Swiss banks and UBS have two concepts, so she still knows this.

"The full name is Rodri Ward. What he is called does not matter, but in China, this foreign gentleman always appears in the name of Helihua. Look, at the level of foreigners' naming, do you think moral integrity is valuable? UBS can always occupy the largest share of QFII, which is definitely reasonable."

Hearing the sarcastic meaning of Chen Qiaoshan's words, Tuo Xiaoxue couldn't help but smile bitterly. No matter what he talked about, whenever he came to Chen Qiaoshan, he could always find some strange theories.

Although she didn't understand Mandarin, Elliot heard a familiar name and said curiously: "Chen, do you know the chairman of UBS Asia?"

Chen Qiaoshan smiled and said, "I can't tell you what you know, I've seen it in the news."

Elliot was not in the mood to joke, and selling the house on Gefushan Road was the focus of the night. He asked, "Chen, how are you thinking about that property?"

Chen Qiaoshan hesitated for a moment. Elliot recommended it several times. He always had sincerity. It was also necessary to go and see it. He was also a little curious about what kind of mansion it was, which deserves such a hard time to recommend it. Thinking of this, he said: "Do you have time tomorrow morning? Why don't we go to the scene to see it?"

"No problem." Elliot immediately agreed. If it weren't for the wrong occasion, he would have prepared to bring the relevant information to the bar. Chen Qiaoshan agreed to go to the scene, and the matter was halfway. He believed that in the face of the rare mountain and sea view, few people could miss this opportunity.
Chapter completed!