37【Help me】
Jia Sihong refused, unexpectedly, as well as expected.
Chen Yang did not force it anymore, nor was he very worried.
The same sentence.
As long as he can build a financial company, he will not worry about not being able to recruit people.
As for before this, it would be nothing for him to work hard alone.
………
Chen Yang did not go home, and after he separated from Jia Sihong, he came to the company directly.
It was because Qi Heng was already waiting for him at the company's door.
This old guy trusts Chen Yang very much now, so he comes to him if he has something to do.
For example, now he wants to borrow money from a bank. In the name of the company, he needs to prepare some information, business license, and the company's financial statements in the past two years. He is illiterate and cannot do it, so he can only rely on Chen Yang.
"Xiao Chen, I'm really embarrassed."
The National Day seven days of joy, and it was only the third day, and it was about to "force" Chen Yang to come to work, and Qi Heng himself felt a little embarrassed.
When he came, he specially brought two fish, saying that it was given by his friend and he couldn't eat it himself, so he took two for Chen Yang.
Chen Yang was not polite and took it to the side. He was just a little confused. Even if he wanted to go to the bank to take out a loan, there was no need for Qi Heng to be so anxious.
You should know that banks also have holidays during the National Day holiday. Except for rotations, businesses like loan approval will not be handled.
Qi Heng hurriedly prepared the materials. What's the use? He just stared at me, and had to wait until the bank had all the fakes before he could handle it.
"Oh, you uncle, I have no choice. I am born to be impatient. The older I get, the more anxious I am. I think I will prepare the materials early and send them to the first time Bank 8 starts working."
Qi Heng touched his head awkwardly. What is a person’s personality like and what he will be like in his life. It is impossible to change it in the middle.
Sometimes, he doesn't know what he is anxious about, but if he doesn't do this, he will feel uncomfortable, feel uncomfortable all over, and even can't sleep well.
"How much is it to borrow, uncle?" Chen Yang smiled, poured Qi Heng a glass of water, and asked.
Corporate loans are not new, and Chen Yang has seen them in his previous life. He even prepared loan information for his company and is quite familiar with the procedures.
but.
Loans are not the most important thing, whether in the name of a company or in the name of an individual.
What really matters is whether your relationship is hard or not.
If the boss has a good relationship with the bank, he could have borrowed 100,000 yuan, but the final approval is likely to be 200,000 yuan, or even more.
But if the relationship is average or you don’t know each other directly, it’s still different whether you can criticize it in the end.
Don’t talk about sunshine approval or support for private enterprises. That’s all superficial and very false.
Take Chen Yang himself as an example. There are so many banks in Haishi, and he has nothing to do with any of them. Now I will ask one by one to see if anyone pays attention to him.
"I plan to borrow more than 300,000 yuan, and I want to expand the scale next year." Qi Heng blew up the ashes, but he didn't reserve it for Chen Yang. Anyway, these procedures have to be passed by Chen Yang. Maybe Chen Yang will come forward to hand over to the bank in the future. Even if he wants to keep it, he can't keep it.
"Awesome" Chen Yang gave a thumbs up directly.
He originally thought Qi Heng could borrow 200,000 yuan, after all, this was in 2009, and the amount that a small enterprise could borrow was already considered to be the top.
But unexpectedly, Qi Heng said 30.
Chen Yang already knew in his heart that Qi Heng not only had a relationship with the bank, but also had a strong relationship, and at least he was at the level of a vice president.
Think about it again, so too.
This old guy has been running a company for several years, so it is normal for him to make friends in the banking system.
On the other hand, if you can't get along with the bank, what company do you still have?
Chen Yang's old face turned red.
He even scolded himself.
"Uncle, discuss something, let me bring me some w"
While printing the financial statements, Chen Yang looked at Qi Heng with a smile on his face.
He is planning to do a temporary hug.
"Take you tens of thousands?" Qi Heng was a little confused after hearing this.
In his eyes, Chen Yang is still a small family and business, and he basically does nothing, so he should not need money.
"You kid, shouldn't you go on the right path?" Qi Heng's eyes gradually became weird. Nowadays, many young people are very impetuous, and they will be erratic when they have a little bit of grades. They make 500 yuan and spend 1,000 yuan, either greedy for pleasure or gamble to raise women.
He was afraid that Chen Yang would be the same.
"Absolutely good guy, mainly because I spent a lot of money to open a company some time ago, and I borrowed it all and I have to pay it back immediately. In addition, I also want to improve the company's level."
Chen Yang patted his chest and made a promise.
He did not lie either. First of all, he borrowed money from Jiang Yibai and Jia Sihong. The total amount was 17,500. Jia Sihong's 3,500 was fine, and he could pay it a little later, but Jiang Yibai couldn't do it.
If he was not wrong, Jiang Yibai's bookstore would use money to buy books and prepare for business if it was not until the end of this month.
Then he must find a way to repay the money before this.
It seems that it is not reliable to rely on customers like Qi Heng and others to pay. After all, it is just the beginning. Even if each company pays, how much can it be in a month?
Secondly, the office really has to buy some more things.
There is a small room next to the archives room. He plans to put a bed inside. If he is too busy in the future, he will not go back tonight.
In addition, in October, the temperature will continue to drop. Whether it is electric heating or air conditioning, even if it is heating, it will have to be prepared for a fee.
At that time, people will be recruited, and they will have to be equipped with computers and office desks.
All of these require money.
"So that's the case. It seems that you are very confident in your career prospects. This is going to do a big deal. It's good, young people just need to have courage."
Qi Heng patted his thighs and admired Chen Yang's energy. He thought that he couldn't read a word back then, and came from Henan to a strange city in Haishi to work hard, and he also relied on a lot of energy.
"I am planning to borrow 320,000 yuan, so I will bring 30,000 yuan. You can prepare the information according to the loan of 350,000 yuan, and I will deal with the other matters."
Qi Heng's righteous decision made Chen Yang very moved and excited.
Because he just took a try attitude, his relationship with Qi Heng was good, but he had not reached the level of intimacy and 100% trust.
After all, this is a loan, and there are certain risks in it.
It would be normal for Qi Heng to refuse him if he refused.
But unexpectedly, Qi Heng not only agreed, but also agreed quite quickly.
This is really not treating him as an outsider.
"Uncle, I didn't say that. I have written down this kindness Chen Yang." Chen Yang nodded and expressed his gratitude again.
If you want to succeed in your life, you should learn to be a human being first.
Only when you are good at doing people will others treat you as human beings and can you help you.
This way you are more likely to succeed.
"I will help you today, so that you can help me in the future." Qi Heng waved his hand. He is a veteran. After doing business for so many years, many of the truths were slowly realized after suffering losses.
Chapter completed!